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  Ford Service Credit Card

Ford Service Credit Card

in Personal Credit Cards from Citibank

Unaffiliated

Ford Service Credit Card

Unaffiliated

in Personal Credit Cards from Citibank

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Highlights
Highlights
Annual Fee $0
Purchase APR  (Variable APR) 30.24%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 650 - 850

Ford Service Credit Card Review

Ford Service Credit Card is a store credit card issued by Citibank. 

This card is designed for people with fair credit. The minimum credit score to apply is 650. If you're wondering whether Ford Service Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Pros & Cons of Ford Service Credit Card
The Good The Bad
  • No annual fee.
  • Ford Service Credit Card reports to multiple credit bureaus.
  • No annual fee.
  • Special financing options available.
  • Receive a loaner car when you take your car into the shop.
  • Extended service plans are available with Ford Service credit card.
  • Higher than average purchase APRs.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not include many credit card rewards.
  • High interest rates.
  • Is there a Ford Service Credit Card cash back or rewards program?

    No, Ford Service Credit Card does not offer a rewards program.

    Ford Service Credit Card Rewards
    Rewards rate (all purchases) N/A
    Max rewards rate N/A
    Annual rewards limit N/A
    Signup Bonus ($) N/A

    What are the relevant APRs for Ford Service Credit Card?

    According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Ford Service Credit Card has higher than average purchase APRs.

    Ford Service Credit Card has a variable purchase APR of 30.24%.

    Does Ford Service Credit Card have an introductory APR offer?

    Ford Service Credit Card does not offer an introductory rate on new purchases.
    Ford Service Credit Card Balance Transfers
    Description
    Balance Transfer APR N/A
    Introductory Rate N/A
    Intro APR period (months) N/A
    Ford Service Credit Card Rates & Terms
    Description
    Balance Computation N/A
    Purchase APR 30.24%
    Credit Limit N/A
    Penalty APR N/A
    Cash Advance APR N/A
    Security Deposit N/A
    Introductory Rate N/A
    Intro APR period (months) N/A

    What are the Ford Service Credit Card fees?

    The following fees apply to Ford Service Credit Card:

    Ford Service Credit Card Fees
    Fees Amount
    Annual Fee $0
    Late Payment Fee up to $39

    Does Ford Service Credit Card report your account activity to credit bureaus?

    Ford Service Credit Card reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

    How to apply for Ford Service Credit Card

    • Visit the Ford Service Credit Card website.
    • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
    • Check the information is accurate and submit your application.
    • If you're denied click here to find out why your application may have been rejected and what you can do about it.

    If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Annual Fee $0
    No Annual Fee  
    No Interest Grace Period for Late Payment 25
    Late Fee Amount Up to $39
    Minimum Interest Charge $2
    Customer Type Personal
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Minimum Age 18
    Card Network
    • Other
    Card Type
    • Store Card
    Credit Bureau Reporting
    • Equifax
    • Experian
    • TransUnion
    Purchase APR (Variable APR) 30.24%

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