SuperMoney

Gettington Credit

in Personal Credit Cards

Unaffiliated Visit Site

Gettington Credit

Unaffiliated

in Personal Credit Cards

SuperMoney Net Recommendation Score -100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

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Overview

Gettington.com is a trademark of Bluestem Brands. Bluestem Brands is based in Saint Cloud, Minnesota, and has a B+ rating with the BBB. Gettington.com provides clients with credit to spend on their website and pay off in easy monthly payments. The credit works similar to a credit card, but it cannot be used on other websites or with other companies. The credit is provided by WebBank, an industrial bank based in Salt Lake City, Utah.

Who is the Gettington Credit Designed For?

Gettington Credit is designed for people with fair credit who shop or want to buy at Gettington.com. Gettington.com is an online retailer that offers a wide selection of products that features over 20,000 products.

What are Gettington Credit’s Rates?

Gettington Credit has a 29.99% APR that, as with regular credit cards, varies depending on the Prime Rate. Gettington provides a 24-day grace period during which no interest is charged.

What Are the Fees For Gettington Credit?

Gettington Credit does not charge an annual fee. It does, however, charge a $38 late payment fee and a $38 returned payment fee.

What Is Gettington Credit Rewards Program Like?

Gettington.com does not have a traditional points or miles rewards program. However, new clients do receive free shipping on orders of at least $49.

How Is Gettington Credit Better Than Other Credit Cards?

Gettington.com doesn’t offer a regular credit card. It is more like a store charge card or line of credit that can only be used to purchase items at Gettington.com. If you like shopping at Gettington.com and your credit is not good enough to qualify for a credit card with low rates, you may benefit for Gettington Credit. Gettington Credit is provided by WebBank, an FDIC-insured bank that reports payments to credit bureaus, which can help build your credit score.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

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Availability

Available in 50 States and Washington, DC
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Grace Period
24
Annual Fee
$0
No Annual Fee
Late Payment Penalty
$38
Returned Payment Fee
$38
Minimum Interest Charge
$0.50
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range
600 - 750
850 300 600 750
Minimum Age
18
Co-signing Allowed
Customer Type
Personal
Purchases APR
(Variable APR)
Starting at
29.99%
Balance Computation
average daily balance including new purchases

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Starting Purchases APR
(Fixed APR)
29.99% Starting Fixed APR
Balance Transfer APR N/A Balance Transfer APR
Annual Fee $0 Annual Fee
Credit Score Range 300 - 640 300 850