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Last Updated: 05/14/2026

Gettington Credit

from WebBank, Member FDIC

Last Updated: 05/14/2026

Created by:

SuperMoney

Fact Checked by:

Andrew Latham

Strongly not recommended7 total votes

1 users recommend

6 users don't recommend

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Highlights

Community Rating

Strongly not recommended

Purchase APR (Fixed APR)

29.99%(Verified 06/21/2024)

Disclaimer popup with additional information

Balance Transfer APR (Fixed APR)

N/A

Credit Score Range

600 - 750

Annual Fee

Number of Reviews

Gettington Credit Review

This is a store card issued by WebBank, Member FDIC. If you're wondering whether Gettington Credit is the right card for you, read on.

Key Takeaways

APR: This is not a great card for people who carry a balance. It has a fixed purchase APR of 29.99%
No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
Accepts cosigners. WebBank, Member FDIC is one of the few credit card issuers that allows applicants to include a cosigner. Adding a cosigner can really improve your approval chances if your credit is not great.
Poor credit accepted. This card will consider people who have poor credit.

Pros & Cons of Gettington Credit

The Good

The Bad

No annual fee.
Considers applicants with fair credit.
Gettington Credit reports to multiple credit bureaus.

Higher than average purchase APRs.
Does not offer a signup bonus.
Does not offer rewards or cash back.
You don't earn rewards on every purchase.

Gettington Credit FAQ

Does Gettington Credit have a cash back or rewards program?

No, it does not offer a rewards program.

Gettington Credit Rewards Breakdown

Description

How do people rate the customer service and user experience of Gettington Credit?

Overall, Gettington Credit is strongly not recommended based on community reviews that rate customer service and user experience.

Does Gettington Credit report your account activity to credit bureaus?

Yes, Gettington Credit reports to the following credit bureaus:

Equifax
Experian
TransUnion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does WebBank, Member FDIC perform a hard credit pull?

Yes, Gettington Credit performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.

Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for Gettington Credit

Visit the website of Gettington Credit.
Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

215 State St, Suite 1000

Salt Lake City, UT 84111

(866) 688-1091

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

8:00AM - 5:00PM

Tuesday

8:00AM - 5:00PM

Wednesday

8:00AM - 5:00PM

Thursday

8:00AM - 5:00PM

Friday

8:00AM - 5:00PM

Saturday

Closed

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SuperMoney Net Recommendation Score

SuperMoney users don't recommend this product, giving it a user recommendation score of -71, or 1.6 on a 5-point rating scale.

-71

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Gettington Credit Community Reviews

Would you recommend Gettington Credit to your friends?

Anonymous

Feb 28, 2021

May or may not recommend

I’ve paid account in full and they are still claiming a ridiculous balance. Where was my money going every month? Haven’t used account in years..

Ena L.

Aug 7, 2020

May or may not recommend

I won't recommend them anymore, on March of this year they dropped my credit lane from $ 4,000 to $ 1,500 due to inactivity, I always pay my bill on time, of course I was not sure to order nothing because the pandemic, I work in the Hospitality area and where we leave we were shut down for 3 months, I didn't want to buy nothing without been sure when ...Show More

Andrea M.

Apr 24, 2020

May or may not recommend

Very good I also have Fingerhut and found them both good, like other card you must pay your bills just as they trust you to send their products to you.

Richard K.

Aug 21, 2019

May or may not recommend

They closed my account due to inactivity after less than 9 months, because I hadn't made a purchase. Not being aware of it, I went online to make a purchase of @ 100.00, only to discover that the account is closed. A few days later, I received a notification from credit karma that my CS received a 22 point hit as a result. When I called to inquire if they ...Show More

Sam K.

Jan 24, 2019

May or may not recommend

This is just another WEB Bank ripoff....same as Fingerhut only under a different name. The company loves to put people into their 'Pit of Debt'....

Infinite X.

Aug 31, 2018

May or may not recommend

Just another finger hit..... high shipping for no reason and higher cost on goods plus the cost of interest..... they're just trying to rob you times 3

Dawn W.

Dec 14, 2016

May or may not recommend

Opened an account, they say $25 off your first order of $100 and free shipping. Not true. No promo code I entered worked at all. Called customer service and they gave me a code for free shipping. Did not work. They told me nothing they could do. they wanted to charge me $44 shipping on a $105 order. Hell No!!! Closed my account before I ever bought anything.

Showing 7 of 7 reviews