Overview

Who is this credit card designed for?

Gettington Credit is a store credit card issued by WebBank, which is based in St. Cloud, MN. 

Gettington Credit is designed for people with a credit score of 600 to 750. It's perfect for consumers looking for a card without an annual fee. WebBank is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit.

What are the relevant APRs?

Gettington Credit has a variable purchase APR starting at 29.99%.

Is an introductory APR offer available?

No, Gettington Credit does not come with an introductory APR offer for balance transfers.

Gettington Credit does not offer an introductory rate on new purchases.

What are the fees?

The following fees apply to Gettington Credit:

• There is no annual fee.
• A late payment penalty of up to $38.
• Gettington Credit does not charge a returned payment fee.

Is a rewards program offered?

No, Gettington Credit does not offer a rewards program.

Is a signup bonus offered?

Gettington Credit doesn't offer a cash signup bonus.

Is an annual loyalty bonus offered?

Gettington Credit doesn't offer a cash loyalty bonus.

Does Gettington Credit report your account activity to credit bureaus?

Gettington Credit reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.