Gettington Credit
in Personal Credit Cards from WebBank
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Would you recommend Gettington Credit to your friends?
| Community Rating | Strongly not recommended |
| Purchase APR (Variable APR) | 29.99% |
| Balance Transfer APR (Variable APR) | N/A |
| Credit Score Range | 600 - 750 |
| Annual Fee | $0 |
| Number of Reviews | 6 |
Gettington Credit Review
Gettington Credit is a store credit card issued by WebBank. If you're wondering whether Gettington Credit is the right card for you, read on. This is everything you need to know to make a good choice.
Key Takeaways
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 29.99%
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- Accepts cosigners. WebBank is one of the few credit card issuers that allows applicants to include a cosigner. Adding a cosigner can really improve your approval chances if your credit is not great.
- Fair or better credit required. You stand a chance of qualifying if your credit score is not below 600.
Gettington Credit Pros & Cons
| The Good | The Bad |
|---|---|
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Gettington Credit FAQ
Is there a Gettington Credit cash back or rewards program?
No, Gettington Credit does not offer a rewards program.
What are the relevant APRs for Gettington Credit?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Gettington Credit has higher than average purchase APRs.Gettington Credit has a variable purchase APR of 29.99%.
Does Gettington Credit have an introductory APR offer on balance transfers?
No, Gettington Credit does not come with an introductory APR offer for balance transfers.Does Gettington Credit have an introductory APR offer on new purchases?
Gettington Credit does not offer an introductory rate on new purchases.| Description | |
|---|---|
| Introductory Rate | N/A |
| Purchase Intro APR Period (months) | N/A |
What are the fees for Gettington Credit?
The following fees apply to Gettington Credit:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Returned Payment Fee | up to $40 |
| Late Payment Fee | up to $40 |
Does Gettington Credit report your account activity to credit bureaus?
Gettington Credit reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.
How to apply for Gettington Credit
- Visit the Gettington Credit website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Contact
- Headquarters
-
215 South State Street, Suite 1000
Salt Lake City, UT 84111 - Visit Site
About Gettington Credit
View all personal credit cards offered by WebBank
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Annual Fee | |
| Annual Fee | $0 |
| No Interest Grace Period for Late Payment | 24 days |
| Minimum Interest Charge | $0.50 |
| Returned Payment Fee | Up to $40 |
| Late Fee Amount | Up to $40 |
Gettington Credit Community Reviews
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