Highlights
Community Rating	Strongly recommended
Purchase APR (Variable APR)	28.49%
Balance Transfer APR (Variable APR)	N/A
Credit Score Range	620 - 850
Annual Fee	$0
Number of Reviews	12

Goodyear Credit Card Review

Goodyear Credit Card is a store credit card issued by Citibank. If you're wondering whether Goodyear Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways

0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 28.49%
No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
Accepts cosigners. Citibank is one of the few credit card issuers that allows applicants to include a cosigner. Adding a cosigner can really improve your approval chances if your credit is not great.
Fair or better credit required. You stand a chance of qualifying if your credit score is not below 620.

Goodyear Credit Card Pros & Cons

The Good	The Bad
0% APR on new purchases during the first 6 months. No annual fee. Identity Theft Protection. Considers applicants with fair or poor credit. Goodyear Credit Card reports to multiple credit bureaus.	Higher than average purchase APRs. Does not offer a signup bonus. Does not offer rewards or cash back. You don't earn rewards on every purchase. Does not include many credit card benefits.

Goodyear Credit Card FAQ

Is there a Goodyear Credit Card cash back or rewards program?

No, Goodyear Credit Card does not offer a rewards program.

What are the Goodyear Credit Card benefits?

Goodyear Credit Card provides the following benefits:

Zero fraud liability
Reports to major credit bureaus

What are the relevant APRs for Goodyear Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Goodyear Credit Card has higher than average purchase APRs.

Goodyear Credit Card has a variable purchase APR of 28.49%. It also has a variable cash advance APR of 29.95% .

Does Goodyear Credit Card have an introductory APR offer on balance transfers?

No, Goodyear Credit Card does not come with an introductory APR offer for balance transfers.

Does Goodyear Credit Card have an introductory APR offer on new purchases?

This card does offer an introductory APR rate of 0% on qualified purchases for a period of up to 6 months.

Goodyear Credit Card Purchase Intro Offer
Description
Introductory Rate	0%
Purchase Intro APR Period	6 months

What are the fees for Goodyear Credit Card?

The following fees apply to Goodyear Credit Card:

Goodyear Credit Card Fees
Fees	Amount
Annual Fee	$0
Late Payment Fee	up to $40

Does Goodyear Credit Card report your account activity to credit bureaus?

Yes, Goodyear Credit Card reports your account activity to the following credit reporting agencies:

Equifax
Experian
Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Goodyear Credit Card

Visit the Goodyear Credit Card website.
Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

Goodyear Credit Card Disclosure: 6 months no interest on purchases of $250 or more. Interest will be charged to your account if the purchase amount is not paid in full within the qualifying number of months. Minimum payments required.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters
388 Greenwich Street
New York, NY 10013
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Hours of Operation

Sunday Closed
Monday 9:00am - 5:00pm
Tuesday 9:00am - 5:00pm
Wednesday 9:00am - 5:00pm
Thursday 9:00am - 5:00pm
Friday 9:00am - 6:00pm
Saturday 10:00am - 3:00pm

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Message From Our Editor

What we love about Goodyear Credit Card

The Goodyear credit card is a store credit card that offers special benefits and discounts when you purchase tires from Goodyear. For example, you get discounts on tire installation, special financing on purchases that meet a minimum amount, savings on online purchases, free tire rotations, and special rebate offers in the mail.

The card has no annual fee, so you can get the card and use it when you need to without having to worry about paying for the privilege.

What could Goodyear Credit Card do better?

The obvious drawback of the Goodyear credit card is that it can only be used at Goodyear. The average person doesn’t buy tires very often, so this card won’t be useful for you unless you happen to enjoy automobile racing as a hobby or burn through tires in another fashion.

A danger of the card is that its promotional financing offer is a deferred interest promotion. That means that if you fail to pay for the full amount of the purchase before the promotional period ends, the card will charge the full amount of interest that would have accrued, meaning you won’t save any money at all.

This can lead to large surprise bills if you don’t carefully track your financing plans.