Goodyear Credit Card

Goodyear Credit Card

in Personal Credit Cards from Citibank


Goodyear Credit Card


in Personal Credit Cards from Citibank

SuperMoney Net Recommendation Score +92%



Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

Strongly recommended

11 users recommend
1 user is unsure
0 users don't recommend
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Community Rating Strongly recommended
Purchase APR  (Variable APR) 28.49%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 620 - 850
Annual Fee $0
Number of Reviews 12

Goodyear Credit Card Review

Goodyear Credit Card is a store credit card issued by Citibank. If you're wondering whether Goodyear Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 28.49%
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • Accepts cosigners. Citibank is one of the few credit card issuers that allows applicants to include a cosigner. Adding a cosigner can really improve your approval chances if your credit is not great.
  • Fair or better credit required. You stand a chance of qualifying if your credit score is not below 620.
Goodyear Credit Card Pros & Cons
The Good The Bad
  • 0% APR on new purchases during the first 6 months.
  • No annual fee.
  • Identity Theft Protection.
  • Considers applicants with fair or poor credit.
  • Goodyear Credit Card reports to multiple credit bureaus.
  • Higher than average purchase APRs.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.
Goodyear Credit Card FAQ

Is there a Goodyear Credit Card cash back or rewards program?

No, Goodyear Credit Card does not offer a rewards program.

What are the Goodyear Credit Card benefits?

Goodyear Credit Card provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Goodyear Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Goodyear Credit Card has higher than average purchase APRs.

Goodyear Credit Card has a variable purchase APR of 28.49%. It also has a variable cash advance APR of 29.95% .

Does Goodyear Credit Card have an introductory APR offer on balance transfers?

No, Goodyear Credit Card does not come with an introductory APR offer for balance transfers.

Does Goodyear Credit Card have an introductory APR offer on new purchases?

This card does offer an introductory APR rate of 0% on qualified purchases for a period of up to 6 months.

Goodyear Credit Card Purchase Intro Offer
Introductory Rate 0%
Purchase Intro APR Period 6 months

What are the fees for Goodyear Credit Card?

The following fees apply to Goodyear Credit Card:

Goodyear Credit Card Fees
Fees Amount
Annual Fee $0
Late Payment Fee up to $40

Does Goodyear Credit Card report your account activity to credit bureaus?

Yes, Goodyear Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Goodyear Credit Card

  • Visit the Goodyear Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

Goodyear Credit Card Disclosure: 6 months no interest on purchases of $250 or more. Interest will be charged to your account if the purchase amount is not paid in full within the qualifying number of months. Minimum payments required.
SuperMoney Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Our Editor

What we love about Goodyear Credit Card

The Goodyear credit card is a store credit card that offers special benefits and discounts when you purchase tires from Goodyear. For example, you get discounts on tire installation, special financing on purchases that meet a minimum amount, savings on online purchases, free tire rotations, and special rebate offers in the mail.

The card has no annual fee, so you can get the card and use it when you need to without having to worry about paying for the privilege.

What could Goodyear Credit Card do better?

The obvious drawback of the Goodyear credit card is that it can only be used at Goodyear. The average person doesn’t buy tires very often, so this card won’t be useful for you unless you happen to enjoy automobile racing as a hobby or burn through tires in another fashion.

A danger of the card is that its promotional financing offer is a deferred interest promotion. That means that if you fail to pay for the full amount of the purchase before the promotional period ends, the card will charge the full amount of interest that would have accrued, meaning you won’t save any money at all.

This can lead to large surprise bills if you don’t carefully track your financing plans.

Goodyear Credit Card’s backstory

The Goodyear Tire and Rubber Company was founded in 1898 in Akron Ohio. It makes tires for all sorts of vehicles including cars, trucks, and motorcycles. It releases the Goodyear credit card to help people finance their tire purchases.

The Verdict

The truth is that most people will have little use for the Goodyear credit card because the average person does not buy tires frequently. If you do, you may be able to use the card, but there are likely better rewards cards out there.


  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Introductory Rate 0%
Purchase Intro APR Period (Variable APR) 6 months
No Annual Fee
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Cash Advance Fee Minimum $10
Cash Advance Fee (%) Up to 5%
Minimum Cash Advance Fee ($) Starting at $10
Minimum Interest Charge $2
Late Fee Amount Up to $40
Customer Type Personal
Minimum Age 18
Co-signing Allowed
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Immigration Status Considered
  • U.S. Citizen
Credit Score Range 620 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Fraud Liability
  • Identity Theft Protection
Rewards Type No Rewards
Cash Advance APR (Variable APR) 29.95%
Balance Computation Daily Balance (including current transactions)
Purchase APR (Variable APR) 28.49%
Card Type
  • Store Card
  • Zero Percent
Card Network Mastercard

Goodyear Credit Card Community Reviews


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Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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