Goodyear Credit Card Review

Goodyear Credit Card is a store credit card issued by Citibank. If you're wondering whether Goodyear Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key takeaways:

• 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR starting at 29.99%
• No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
• Accepts cosigners. Citibank is one of the few credit card issuers that allows applicants to include a cosigner. Adding a cosigner can really improve your approval chances if your credit is not great.
• Fair or better credit required. You stand a chance of qualifying if your credit score is not below 620.

Goodyear Credit Card Pros and Cons:

The Good	The Bad
0% APR on new purchases during the first 6 months. No annual fee. Considers applicants with fair or poor credit. Goodyear Credit Card reports to multiple credit bureaus.	Higher than average purchase APRs. Does not offer a signup bonus. Does not offer rewards or cash back. You don't earn rewards on every purchase. Does not include many credit card rewards.

Is there a Goodyear Credit Card cash back or rewards program?

No, Goodyear Credit Card does not offer a rewards program.

What are the Goodyear Credit Card benefits?

Goodyear Credit Card provides the following benefits:

• Zero fraud liability
• ID Theft Protection
• Reports to major credit bureaus

What are the relevant APRs for Goodyear Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Goodyear Credit Card has higher than average purchase APRs.

Goodyear Credit Card has a variable purchase APR starting at 29.99% . It also has a variable cash advance APR starting at 29.99% .

What are the fees for Goodyear Credit Card?

The following fees apply to Goodyear Credit Card:

Goodyear Credit Card Fees

Fees	Amount
Annual Fee	$0
Late Payment Fee	$38

Does Goodyear Credit Card report your account activity to credit bureaus?

Goodyear Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Goodyear Credit Card

• Visit the Goodyear Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.