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  Green Dot Platinum Secured Credit Card

Green Dot Platinum Secured Credit Card

in Personal Credit Cards from Green Dot Bank

Unaffiliated

Green Dot Platinum Secured Credit Card

Unaffiliated

in Personal Credit Cards from Green Dot Bank

Net Recommendation Score -100

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -100, equating to 1 on a 5 point rating scale.

-100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Rating not yet determined  

0 users recommend
0 users are unsure
2 users don't recommend
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Highlights
Community Rating

Rating not yet determined  

Purchase APR  (Variable APR) Starting at 19.99%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 300 - 850
Annual Fee $39

Green Dot Platinum Secured Credit Card Review

This is a secured credit card credit card issued by Green Dot Bank. If you're wondering whether Green Dot card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR starting at 19.99%
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
  • Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
  • Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have good approval odds.
Pros & Cons of Green Dot card
The Good The Bad
  • Considers applicants with fair or poor credit.
  • Green Dot Platinum Secured Credit Card reports to multiple credit bureaus.
  • Higher than average purchase APRs.
  • Charges an annual fee of $39
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 3%.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.
Green Dot card FAQ

Does Green Dot card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the relevant APRs for Green Dot card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has higher than average regular APRs.

It has a variable purchase APR starting at 19.99% . It also has a variable cash advance APR starting at 19.99% .

Does Green Dot card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Green Dot card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Green Dot card?

The following fees apply:

  • There is no overlimit fee
Green Dot card Fees
Fees Amount
Annual Fee $39
Overlimit Fee $0
Foreign Transaction Fee 3%
Returned Payment Fee up to $27
Late Payment Fee up to $27

Does Green Dot card have a foreign transaction fee?

Green Dot card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Green Dot card?

The Green Dot card customer service number is .

What is the support contact email for Green Dot card?

The support contact email for Green Dot card is info@greendot.com.

How do people rate the customer service and user experience of Green Dot card?

Overall, Green Dot card is strongly not recommended based on community reviews that rate customer service and user experience.

Does Green Dot Platinum Secured Credit Card report your account activity to credit bureaus?

Yes, Green Dot Platinum Secured Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Green Dot card

  • Visit the Green Dot card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Over-Limit Fee $0
No Interest Grace Period for Late Payment 25 days
Cash Advance Fee (%) Starting at 5%
Minimum Cash Advance Fee ($) Starting at $5
Foreign Currency Transaction Fee 3%
Annual Fee $39
Minimum Interest Charge $1
Returned Payment Fee Up to $27
Late Fee Amount Up to $27
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 300 - 850
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Cash Advance APR (Variable APR) Starting at 19.99%
Balance Computation average daily balance
Purchase APR (Variable APR) Starting at 19.99%
Card Type
  • Bad Credit
  • Secured
Card Network Visa

Green Dot Platinum Secured Credit Card Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -100, equating to 1 on a 5 point rating scale.

-100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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