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Last Updated: 05/14/2026

Green Dot Platinum Secured Credit Card

from Green Dot Bank

Last Updated: 05/14/2026

Created by:

SuperMoney

Fact Checked by:

Andrew Latham

Rating not yet determined3 total votes

1 users are unsure

2 users don't recommend

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Highlights

Purchase APR (Variable APR)

Starting at 19.99%(Verified 06/21/2024)

Disclaimer popup with additional information

Balance Transfer APR (Variable APR)

N/A

Credit Score Range

300 - 850

Annual Fee

$39

Green Dot Platinum Secured Credit Card Review

This is a secured credit card issued by Green Dot Bank. If you're wondering whether Green Dot Platinum Secured Credit Card is the right card for you, read on.

Key Takeaways

APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR starting at 19.99%
Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 3% every time you make a transaction outside the U.S.
Secured card. This card requires a refundable deposit before you can use the account. Deposits are returned upon account closure after settling outstanding balances. These cards can help people with poor credit or little credit history build their credit.
Poor credit accepted. This card will consider people who have poor credit.

Pros & Cons of Green Dot card

The Good

The Bad

Considers applicants with fair credit.
Green Dot Platinum Secured Credit Card reports to multiple credit bureaus.

Higher than average purchase APRs.
Charges an annual fee of $39
Does not offer a signup bonus.
Does not offer rewards or cash back.
Charges a foreign transaction fee of up to 3%.
You don't earn rewards on every purchase.

Green Dot card FAQ

Does Green Dot card have a cash back or rewards program?

No, it does not offer a rewards program.

Green Dot card Rewards Breakdown

Description

How do people rate the customer service and user experience of Green Dot card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Green Dot Platinum Secured Credit Card report your account activity to credit bureaus?

Yes, Green Dot Platinum Secured Credit Card reports to the following credit bureaus:

Equifax
Experian
TransUnion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Green Dot Bank perform a hard credit pull?

Yes, Green Dot card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.

Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for Green Dot card

Visit the website of Green Dot card.
Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

3465 E Foothill Blvd

Pasadena, CA 91107

Visit Site

Email Support

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SuperMoney Net Recommendation Score

Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

-67

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Green Dot Platinum Secured Credit Card Community Reviews

Would you recommend Green Dot Platinum Secured Credit Card to your friends?

Marion S.

Dec 1, 2022

May or may not recommend

The fees on this card are pretty ridiculous, as well as the APR, but this can be a sound card for beginners or people with just lousy credit. Again, I recommend shopping around for better rates and fees. I can say that not having an overdraft fee can help.

Anonymous

Aug 5, 2020

May or may not recommend

Can't give this company less than 1 star rating, but I would if I could. I received an email to send in proof that I was the account holder for my checking account that I was using for payments and once received, it may take up to 10 days after proof is received to validate my information. I sent in the proof less than 8hrs after I received ...Show More

Anonymous

May 8, 2020

May or may not recommend

DO NOT GET A GREEN DOT PLATINUM CARD, Green Dot Uber card is great if your a driver, GREEN DOT PLATINUM IS A TOTAL RIPOFF!!!

Showing 3 of 3 reviews