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  Green Dot Platinum Secured Credit Card

Green Dot Platinum Secured Credit Card

in Personal Credit Cards from Green Dot Bank

Unaffiliated

Green Dot Platinum Secured Credit Card

Unaffiliated

in Personal Credit Cards from Green Dot Bank

Net Recommendation Score -100%

SUPERMONEY NET RECOMMENDATION SCORE

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In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Purchase APR  (Variable APR) Starting at 19.99%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 300 - 850
Annual Fee $39

Green Dot Platinum Secured Credit Card Review

Green Dot Platinum Secured Credit Card is a secured credit card credit card issued by Green Dot Bank. If you're wondering whether Green Dot Platinum Secured Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key takeaways:

  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR starting at 19.99%
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
  • Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
  • Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still qualify.

Green Dot Platinum Secured Credit Card Pros and Cons:

The Good The Bad
  • Considers applicants with fair or poor credit.
  • Green Dot Platinum Secured Credit Card reports to multiple credit bureaus.
  • Higher than average purchase APRs.
  • Charges an annual fee of $39
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 3%.
  • You don't earn rewards on every purchase.
  • Does not include many credit card rewards.

Is there a Green Dot Platinum Secured Credit Card cash back or rewards program?

No, Green Dot Platinum Secured Credit Card does not offer a rewards program.

What are the relevant APRs for Green Dot Platinum Secured Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Green Dot Platinum Secured Credit Card has higher than average purchase APRs.

Green Dot Platinum Secured Credit Card has a variable purchase APR starting at 19.99% . It also has a variable cash advance APR starting at 19.99% .

Does Green Dot Platinum Secured Credit Card have an introductory APR offer on balance transfers?

No, Green Dot Platinum Secured Credit Card does not come with an introductory APR offer for balance transfers.

Does Green Dot Platinum Secured Credit Card have an introductory APR offer on new purchases?

Green Dot Platinum Secured Credit Card does not offer an introductory rate on new purchases.
Green Dot Platinum Secured Credit Card Purchase Intro Offer
Description
Introductory Rate N/A
Purchase Intro APR Period (months) N/A

What are the fees for Green Dot Platinum Secured Credit Card?

The following fees apply to Green Dot Platinum Secured Credit Card:

  • There is no overlimit fee
Green Dot Platinum Secured Credit Card Fees
Fees Amount
Annual Fee $39
Overlimit Fee $0
Foreign Transaction Fee 3%
Returned Payment Fee up to $27
Late Payment Fee up to $27

Does Green Dot Platinum Secured Credit Card have a foreign transaction fee?

Green Dot Platinum Secured Credit Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

Does Green Dot Platinum Secured Credit Card report your account activity to credit bureaus?

Green Dot Platinum Secured Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Green Dot Platinum Secured Credit Card

  • Visit the Green Dot Platinum Secured Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Contact

  • Headquarters
  •   3465 E Foothill Blvd
    Pasadena, CA 91107 USA
  •   Visit Site

Other Services by Green Dot Bank

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Over-Limit Fee $0
No Interest Grace Period for Late Payment 25 days
Cash Advance Fee (%) Starting at 5%
Minimum Cash Advance Fee ($) Starting at $5
Foreign Currency Transaction Fee 3%
Annual Fee $39
Minimum Interest Charge $1
Returned Payment Fee Up to $27
Late Fee Amount Up to $27
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 300 - 850
Card Type
  • Bad Credit
  • Secured
Card Network Visa
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Cash Advance APR (Variable APR) Starting at 19.99%
Balance Computation average daily balance
Purchase APR (Variable APR) Starting at 19.99%

Green Dot Platinum Secured Credit Card Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

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-100% 0% +100%
No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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