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  Hilton HHonors Surpass Card from American Express®

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Hilton HHonors Surpass Card from American Express®

in Personal Credit Cards from American Express® National Bank

Out of Business

Hilton HHonors Surpass Card from American Express®

in Personal Credit Cards from American Express® National Bank

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Highlights
Highlights
Annual Fee $75
Purchase APR (Variable APR) 15.49% - 19.49%
Balance Transfer APR (Variable APR) 15.49% - 19.49%
Credit Score Range 700 - 850

Hilton HHonors Surpass Card from American Express® Review

Hilton HHonors Surpass Card from American Express® is a rewards credit card issued by American Express® National Bank. 

Good credit. This card is designed for people with good credit. The minimum credit score to apply is 700.

If you're wondering whether Hilton HHonors Surpass Card from American Express® is the right card for you, read on. This is everything you need to know to make a good choice.

Is there a Hilton HHonors Surpass Card from American Express® cash back or rewards program?

Hilton HHonors Surpass Card from American Express® offers a rewards program to its customers.

Hilton HHonors Surpass Card from American Express® Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) N/A
Signup Bonus (Points/Miles) 75000

Does Hilton HHonors Surpass Card from American Express® have a signup bonus?

Hilton HHonors Surpass Card from American Express® doesn't offer a cash signup bonus. However, it does include a 75000 points signup bonus that can be redeemed for travel, gifts, or other perks.

Does Hilton HHonors Surpass Card from American Express® offer an annual loyalty bonus?

Hilton HHonors Surpass Card from American Express® doesn't offer a cash loyalty bonus.

What are the relevant APRs for Hilton HHonors Surpass Card from American Express®?

Hilton HHonors Surpass Card from American Express® has a variable purchase APR that ranges from 15.49% up to 19.49%. The card has a variable balance transfer APR that ranges from 15.49% up to 19.49%. Note that late payments are subject to an APR of 29.49% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Hilton HHonors Surpass Card from American Express® have an introductory APR offer?

No, Hilton HHonors Surpass Card from American Express® does not come with an introductory APR offer for balance transfers. Hilton HHonors Surpass Card from American Express® does not offer an introductory rate on new purchases.
Hilton HHonors Surpass Card from American Express® Rates & Terms
Purchase APR 15.49% - 19.49%
Balance Transfer APR 15.49% - 19.49%
Penalty APR 29.49%

What are the Hilton HHonors Surpass Card from American Express® fees?

$75 Annual Fee. Hilton HHonors Surpass Card from American Express® charges an annual fee of $75.

2.7% Foreign transaction fees. Hilton HHonors Surpass Card from American Express® charges a foreign transaction fee of 2.7%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $54. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

The following fees apply to Hilton HHonors Surpass Card from American Express®:

Hilton HHonors Surpass Card from American Express® Fees
Fees Amount
Annual Fee $75
Foreign Transaction Fee 2.7%
Returned Payment Fee $38
Late Payment Fee $38

How to apply for Hilton HHonors Surpass Card from American Express®

  • Visit the American Express® National Bank website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Grace Period for Late Payment (Days) 25
Returned Payment Fee $38
Annual Fee $75
Late Fee Amount $38
Foreign Currency Transaction Fee 2.7%
Minimum Age 18
Credit Score Range 700 - 850
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Customer Type Personal
Car Rental Insurance  
Extended Warranty  
Fraud Liability  
Travel Insurance  
Emergency Support  
Flight Insurance  
Lost Luggage Insurance  
Bonus Rewards 12x
Every Purchase 3x
Rewards Categories
  • Every Purchase
  • Gas
  • Groceries
  • Hotels
  • Restaurants
Signup Bonus (points) 75,000
Purchase APR (Variable APR) 15.49% - 19.49%
Penalty APR 29.49%
Balance Transfer APR (Variable APR) 15.49% - 19.49%

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