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Hilton HHonors Surpass Card from American Express®

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Hilton HHonors Surpass Card from American Express®

in Personal Credit Cards

Out of Business

Hilton HHonors Surpass Card from American Express®

in Personal Credit Cards

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Overview

Who is this credit card designed for?

Hilton HHonors Surpass Card from American Express® is a credit card issued by American Express Bank, which is based in New York, NY. 

Hilton HHonors Surpass Card from American Express® is designed for people with a credit score of 700 to 850. A rewards program is included that allows you to convert your purchases into travel, gifts, or other perks.

What are the relevant APRs?

Hilton HHonors Surpass Card from American Express® has a variable purchase APR that ranges from 15.49% up to 19.49%.

The card has a variable balance transfer APR that ranges from 15.49% up to 19.49%.

Note that late payments are subject to an APR of 29.49% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Is an introductory APR offer available?

No, Hilton HHonors Surpass Card from American Express® does not come with an introductory APR offer for balance transfers.

Hilton HHonors Surpass Card from American Express® does not offer an introductory rate on new purchases.

What are the fees?

The following fees apply to Hilton HHonors Surpass Card from American Express®:

  • An annual fee of $75. Make sure the rewards and benefits of this card justify the cost of the annual fee.
  • A late payment penalty of $38.
  • A returned payment fee of $38.
  • A foreign transaction fee of 2.7%. Transactions in a foreign currency get hit with a 2.7% fee. For example, if you buy a $1,000 flight in euros, you will pay a foreign transaction fee of $27.

Is a rewards program offered?

Hilton HHonors Surpass Card from American Express® offers a rewards program to its customers. This card features rewards for purchases in the following categories:

  • Every Purchase
  • Gas
  • Groceries
  • Hotels
  • Restaurants

Is a signup bonus offered?

Hilton HHonors Surpass Card from American Express® doesn't offer a cash signup bonus. However, it does include a 75000 points signup bonus that can be redeemed for travel, gifts, or other perks.

Is an annual loyalty bonus offered?

Hilton HHonors Surpass Card from American Express® doesn't offer a cash loyalty bonus.

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Availability

Available in 50 States and Washington, DC
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Grace Period
25
Late Payment Penalty
$38
Returned Payment Fee
$38
Annual Fee
$75
Foreign Currency Transaction Fee
2.7%
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Credit Score Range
700 - 850
850 300 700
Minimum Age
18
Customer Type
Personal
Flight Insurance
Car Rental Insurance
Extended Warranty
Fraud Liability
Travel Insurance
Emergency Support
Lost Luggage Insurance
Bonus Rewards
12x
Rewards Categories
  • Every Purchase
  • Gas
  • Groceries
  • Hotels
  • Restaurants
Every Purchase
3x
Signup Bonus (points)
75,000
Purchases APR
(Variable APR)
15.49% - 19.49%
0% 29%
Penalty APR
29.49%
Balance Transfer APR
(Variable APR)
15.49% - 19.49%
8% 29%
Transfer Fee
3% or $5

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