Hilton HHonors Surpass Card from American Express® Review

Hilton HHonors Surpass Card from American Express® is a rewards credit card issued by American Express® National Bank. 

Good credit. This card is designed for people with good credit. The minimum credit score to apply is 700.

If you're wondering whether Hilton HHonors Surpass Card from American Express® is the right card for you, read on. This is everything you need to know to make a good choice.

Is there a Hilton HHonors Surpass Card from American Express® cash back or rewards program?

Hilton HHonors Surpass Card from American Express® offers a rewards program to its customers.

Hilton HHonors Surpass Card from American Express® Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus ($)	N/A
Signup Bonus (Points/Miles)	75000

What are the relevant APRs for Hilton HHonors Surpass Card from American Express®?

Hilton HHonors Surpass Card from American Express® has a variable purchase APR that ranges from 15.49% up to 19.49%. The card has a variable balance transfer APR that ranges from 15.49% up to 19.49%. Note that late payments are subject to an APR of 29.49% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

What are the Hilton HHonors Surpass Card from American Express® fees?

$75 Annual Fee. Hilton HHonors Surpass Card from American Express® charges an annual fee of $75.

2.7% Foreign transaction fees. Hilton HHonors Surpass Card from American Express® charges a foreign transaction fee of 2.7%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $54. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

The following fees apply to Hilton HHonors Surpass Card from American Express®:

Hilton HHonors Surpass Card from American Express® Fees

Fees	Amount
Annual Fee	$75
Foreign Transaction Fee	2.7%
Returned Payment Fee	$38
Late Payment Fee	$38

How to apply for Hilton HHonors Surpass Card from American Express®

• Visit the American Express® National Bank website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.