Out of Business
Hilton HHonors Surpass Card from American Express®
in Personal Credit Cards from American Express National Bank
Out of Business
Hilton HHonors Surpass Card from American Express®
in Personal Credit Cards from American Express National Bank
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Would you recommend Hilton HHonors Surpass Card from American Express® to your friends?
| Balance Transfer APR (Variable APR) | 15.49% - 19.49% |
| Credit Score Range | 700 - 850 |
| Annual Fee | $75 |
| Purchase APR (Variable APR) | 15.49% - 19.49% |
Hilton HHonors Surpass Card from American Express® Review
Hilton HHonors Surpass Card from American Express® is a rewards credit card issued by American Express National Bank. If you're wondering whether Hilton HHonors Surpass Card from American Express® is the right card for you, read on. This is everything you need to know to make a good choice.
Key takeaways:
- Signup bonus. Offers a signup bonus of 75000 points that can be redeemed for travel, gifts, or other perks.
- Competitive APRs. Hilton HHonors Surpass Card from American Express® has a variable purchase APR that ranges from 15.49% up to 19.49%.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 2.7% every time you make a transaction outside the U.S.
- Good or better credit required. You should probably try with another card if your credit score is below 700.
Hilton HHonors Surpass Card from American Express® Pros and Cons:
| The Good | The Bad |
|---|---|
|
|
Is there a Hilton HHonors Surpass Card from American Express® cash back or rewards program?
Hilton HHonors Surpass Card from American Express® offers a rewards program to its customers.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
| Signup Bonus (Points/Miles) | 75000 |
Does Hilton HHonors Surpass Card from American Express® have a signup bonus?
Hilton HHonors Surpass Card from American Express® doesn't offer a cash signup bonus. However, it does include a 75000 points signup bonus that can be redeemed for travel, gifts, or other perks.Does Hilton HHonors Surpass Card from American Express® offer an annual loyalty bonus?
Hilton HHonors Surpass Card from American Express® doesn't offer a cash loyalty bonus.What are the relevant APRs for Hilton HHonors Surpass Card from American Express®?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Hilton HHonors Surpass Card from American Express® has lower than average purchase APRs.Hilton HHonors Surpass Card from American Express® has a variable purchase APR that ranges from 15.49% up to 19.49%. The card has a variable balance transfer APR that ranges from 15.49% up to 19.49%. Note that late payments are subject to an APR of 29.49% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Hilton HHonors Surpass Card from American Express® have an introductory APR offer on balance transfers?
No, Hilton HHonors Surpass Card from American Express® does not come with an introductory APR offer for balance transfers.Does Hilton HHonors Surpass Card from American Express® have an introductory APR offer on new purchases?
Hilton HHonors Surpass Card from American Express® does not offer an introductory rate on new purchases.| Description | |
|---|---|
| Introductory Rate | N/A |
| Purchase Intro APR Period (months) | N/A |
What are the fees for Hilton HHonors Surpass Card from American Express®?
The following fees apply to Hilton HHonors Surpass Card from American Express®:
| Fees | Amount |
|---|---|
| Annual Fee | $75 |
| Foreign Transaction Fee | 2.7% |
| Returned Payment Fee | $38 |
| Late Payment Fee | $38 |
Does Hilton HHonors Surpass Card from American Express® have a foreign transaction fee?
Hilton HHonors Surpass Card from American Express® charges a foreign transaction fee of 2.7%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $54. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.How to apply for Hilton HHonors Surpass Card from American Express®
- Visit the Hilton HHonors Surpass Card from American Express® website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Contact
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World Financial Center
200 Vesey Street
New York, NY 10285 USA
Other Services by American Express National Bank
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Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Interest Grace Period for Late Payment | 25 days |
| Foreign Currency Transaction Fee | 2.7% |
| Annual Fee | $75 |
| Returned Payment Fee | $38 |
| Late Fee Amount | $38 |
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