SuperMoney 
  Hilton HHonors Surpass Card from American Express®

Out of Business

Hilton HHonors Surpass Card from American Express®

in Personal Credit Cards

Out of Business

Hilton HHonors Surpass Card from American Express®

in Personal Credit Cards

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote
Cast your vote

Would you recommend Hilton HHonors Surpass Card from American Express® to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Overview

Who is this credit card designed for?

Hilton HHonors Surpass Card from American Express® is a credit card issued by American Express Bank, which is based in New York, NY. 

Hilton HHonors Surpass Card from American Express® is designed for people with a credit score of 700 to 850. A rewards program is included that allows you to convert your purchases into travel, gifts, or other perks.

What are the relevant APRs?

Hilton HHonors Surpass Card from American Express® has a variable purchase APR that ranges from 15.49% up to 19.49%.

The card has a variable balance transfer APR that ranges from 15.49% up to 19.49%.

Note that late payments are subject to an APR of 29.49% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Is an introductory APR offer available?

No, Hilton HHonors Surpass Card from American Express® does not come with an introductory APR offer for balance transfers.

Hilton HHonors Surpass Card from American Express® does not offer an introductory rate on new purchases.

What are the fees?

The following fees apply to Hilton HHonors Surpass Card from American Express®:

  • An annual fee of $75. Make sure the rewards and benefits of this card justify the cost of the annual fee.
  • A late payment penalty of $38.
  • A returned payment fee of $38.
  • A foreign transaction fee of 2.7%. Transactions in a foreign currency get hit with a 2.7% fee. For example, if you buy a $1,000 flight in euros, you will pay a foreign transaction fee of $27.

Is a rewards program offered?

Hilton HHonors Surpass Card from American Express® offers a rewards program to its customers. This card features rewards for purchases in the following categories:

  • Every Purchase
  • Gas
  • Groceries
  • Hotels
  • Restaurants

Is a signup bonus offered?

Hilton HHonors Surpass Card from American Express® doesn't offer a cash signup bonus. However, it does include a 75000 points signup bonus that can be redeemed for travel, gifts, or other perks.

Is an annual loyalty bonus offered?

Hilton HHonors Surpass Card from American Express® doesn't offer a cash loyalty bonus.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Grace Period for Late Payment (Days) 25
Late Payment Penalty $38
Returned Payment Fee $38
Annual Fee $75
Foreign Currency Transaction Fee 2.7%
Minimum Age 18
Credit Score Range 700 - 850
850 300 700
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Customer Type Personal
Car Rental Insurance  
Extended Warranty  
Fraud Liability  
Travel Insurance  
Emergency Support  
Flight Insurance  
Lost Luggage Insurance  
Bonus Rewards 12x
Every Purchase 3x
Rewards Categories
  • Every Purchase
  • Gas
  • Groceries
  • Hotels
  • Restaurants
Signup Bonus (points) 75,000
Purchase APR (Variable APR) 15.49% - 19.49%
Penalty APR 29.49%
Balance Transfer APR (Variable APR) 15.49% - 19.49%

Be the first to rate

 
 

Would you recommend Hilton HHonors Surpass Card from American Express® to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Personal Credit Cards

American Express Bank Personal Credit Cards

Product

Reviews

Purchase APR

Balance Transfer APR

Annual Fee

Credit Score Range

Amex EveryDay® Credit Card

Amex EveryDay® Credit Card

Be the first to rate

Purchase APR 14.49% - 25.49%
(Variable APR)
    0% 30% Variable APR
Balance Transfer APR 14.49% - 25.49%
(Variable APR)
    8% 29% Variable APR
Annual Fee $0 Annual Fee
Credit Score Range 640 - 850     300 850
Hilton Honors American Express Card
Purchase APR 17.74% - 26.74%
(Variable APR)
    0% 30% Variable APR
Balance Transfer APR 17.74% - 26.74%
(Variable APR)
    8% 29% Variable APR
Annual Fee $0 Annual Fee
Credit Score Range 650 - 850     300 850
Premier Rewards Gold Card from American Express®

Premier Rewards Gold Card from American Express®

3
1
1
5 total votes
Purchase APR N/A Purchase APR
Balance Transfer APR N/A Balance Transfer APR
Annual Fee $195 Annual Fee
Credit Score Range 700 - 850     300 850
American Express® Green Card

American Express® Green Card

2
2
 
4 total votes
Purchase APR N/A Purchase APR
Balance Transfer APR N/A Balance Transfer APR
Annual Fee $95 Annual Fee
Credit Score Range 700 - 850     300 850
Platinum Delta SkyMiles Credit Card

Platinum Delta SkyMiles Credit Card

 
 
1
1 total votes
Purchase APR 17.24% - 26.24%
(Variable APR)
    0% 30% Variable APR
Balance Transfer APR 17.24% - 26.24%
(Variable APR)
    8% 29% Variable APR
Annual Fee $195 Annual Fee
Credit Score Range 700 - 850     300 850
Gold Delta SkyMiles® Credit Card from American Express
Purchase APR 17.74% - 26.74%
(Variable APR)
    0% 30% Variable APR
Balance Transfer APR 17.74% - 26.74%
(Variable APR)
    8% 29% Variable APR
Annual Fee $95 Annual Fee
Credit Score Range 700 - 850     300 850
Delta Reserve Credit Card from American Express®
Purchase APR 17.24% - 26.24%
(Variable APR)
    0% 30% Variable APR
Balance Transfer APR 17.24% - 26.24%
(Variable APR)
    8% 29% Variable APR
Annual Fee $450 Annual Fee
Credit Score Range 700 - 850     300 850
Blue Cash Preferred Card from American Express
Purchase APR 14.49% - 25.49%
(Variable APR)
    0% 30% Variable APR
Balance Transfer APR 14.49% - 25.49%
(Variable APR)
    8% 29% Variable APR
Annual Fee $95 Annual Fee
Credit Score Range 700 - 850     300 850
View More Personal Credit Cards from American Express Bank