Hilton Honors American Express Surpass® Credit Card
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Hilton Honors American Express Surpass® Credit Card
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| Community Rating |
Rating not yet determined |
| Purchase APR (Variable APR) |
18.74% - 27.74% (Verified 10/27/2022) |
| Balance Transfer APR (Variable APR) |
18.74% - 27.74% (Verified 10/27/2022) |
| Credit Score Range | 690 - 850 |
| Annual Fee | $95 |
Hilton Honors American Express Surpass® Credit Card Review
If you're wondering whether Hilton Honors American Express Surpass® Credit Card is the right card for you, read on.Key Takeaways
- Earn 150,000 Hilton Honors™ Bonus Points after you spend $2,000 (the "Threshold Amount") on eligible purchases on your Card in your first 3 months of Card Membership starting from the date your account is approved.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 18.74% up to 27.74%.
- 3% Balance transfer fee. Hilton Honors American Express Surpass® Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Good or better credit required. You will have low approval odds if your credit score is below 690.
Pros & Cons of Hilton Honors American Express Surpass® Credit Card
| The Good | The Bad |
|---|---|
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Hilton Honors American Express Surpass® Credit Card FAQ
Does Hilton Honors American Express Surpass® Credit Card have a cash back or rewards program?
Hilton Honors American Express Surpass® Credit Card is a travel rewards card.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
| Signup Bonus (Points/Miles) | 125000 |
| Signup Bonus Spend Requirement | $2000 |
Does Hilton Honors American Express Surpass® Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus. However, it does include a 125000 points signup bonus after spending $2000 that can be redeemed for travel, gifts, or other perks.Does Hilton Honors American Express Surpass® Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the relevant APRs for Hilton Honors American Express Surpass® Credit Card?
This is a charge card and therefore doesn't have a regular APR or interest charges. You must pay your balance in full every month.What are the fees for Hilton Honors American Express Surpass® Credit Card?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $95 |
| Foreign Transaction Fee | 0% |
| Returned Payment Fee | up to $40 |
| Late Payment Fee | up to $40 |
Does Hilton Honors American Express Surpass® Credit Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Hilton Honors American Express Surpass® Credit Card?
The Hilton Honors American Express Surpass® Credit Card customer service number is (800) 528-4800.
What is the support contact email for Hilton Honors American Express Surpass® Credit Card?
The support contact email for Hilton Honors American Express Surpass® Credit Card is info@americanexpress.com.
What is the Hilton Honors American Express Surpass® Credit Card login page?
You can access the Hilton Honors American Express Surpass® Credit Card login page here.
How do people rate the customer service and user experience of Hilton Honors American Express Surpass® Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Hilton Honors American Express Surpass® Credit Card report your account activity to credit bureaus?
Yes, Hilton Honors American Express Surpass® Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Hilton Honors American Express Surpass® Credit Card
- Visit the Hilton Honors American Express Surpass® Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Contact
- Headquarters
-
World Financial Center
200 Vesey Street
New York, NY 10285 USA - (800) 528-4800
- Visit Site
- Email Support
Other Services by American Express National Bank
View all credit cards offered by American Express National Bank
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Cash Advance Fee Minimum | $10 |
| Cash Advance Fee (%) | Starting at 5% |
| Minimum Cash Advance Fee ($) | Starting at $10 |
| Foreign Currency Transaction Fee | 0% |
| No Foreign Transaction Fee | |
| Annual Fee | $95 |
| No Interest Grace Period for Late Payment | 25 days |
| Returned Payment Fee | Up to $40 |
| Late Fee Amount | Up to $40 |
Hilton Honors American Express Surpass® Credit Card Community Reviews
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