
Home Depot Credit Card
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Community Rating | Mostly not recommended |
Purchase APR (Variable APR) | 17.99% - 26.99% |
Balance Transfer APR (Variable APR) | N/A |
Credit Score Range | 600 - 850 |
Annual Fee | $0 |
Number of Reviews | 8 |
Home Depot Credit Card Review
This is a store credit card issued by Citi®. If you're wondering whether Home Depot credit card is the right card for you, read on.
Key Takeaways
- Signup bonus. Offers a signup bonus of up to $100 if you spend $1000.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 17.99% up to 26.99%.
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Home Depot credit card
The Good | The Bad |
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Home Depot credit card FAQ
Does Home Depot credit card have a cash back or rewards program?
No, it does not offer a rewards program.
What are the Home Depot credit card benefits?
It provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Home Depot credit card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.Home Depot Credit Card has a variable purchase APR that ranges from 17.99% up to 26.99%.
Does Home Depot credit card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Home Depot credit card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Home Depot credit card?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | $0 |
Late Payment Fee | up to $40 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
What is the customer service phone number for Home Depot credit card?
The Home Depot credit card customer service number is (800) 950-5114.
What is the support contact email for Home Depot credit card?
The support contact email for Home Depot credit card is customer.help@citi.com.
What is the Home Depot credit card login page?
You can access the Home Depot credit card login page here.
How do people rate the customer service and user experience of Home Depot credit card?
Overall, Home Depot credit card is mostly not recommended based on community reviews that rate customer service and user experience.
Does Home Depot Credit Card report your account activity to credit bureaus?
Yes, Home Depot Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Home Depot credit card
- Visit the Home Depot credit card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
388 Greenwich Street
New York, NY 10013 USA - (800) 950-5114
- Visit Site
- Email Support
Other Services by Citi®
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
No Annual Fee | |
Annual Fee | $0 |
Minimum Interest Charge | $2 |
No Interest Grace Period for Late Payment | 25 days |
Paper Statement Fee | $0 |
Late Fee Amount | Up to $40 |
Home Depot Credit Card Community Reviews
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