Home Depot Credit Card
in Personal Credit Cards from Citibank
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Cast your vote
Would you recommend Home Depot Credit Card to your friends?
| Annual Fee | $0 |
| Purchase APR (Variable APR) | 17.99% - 26.99% |
| Balance Transfer APR (Variable APR) | N/A |
| Credit Score Range | 640 - 850 |
Home Depot Credit Card Review
Home Depot Credit Card is a store credit card issued by Citibank.
This card is designed for people with fair credit. The minimum credit score to apply is 640. If you're wondering whether Home Depot Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
| Pros | Cons |
|---|---|
|
|
|
Is there a Home Depot Credit Card cash back or rewards program?
No, Home Depot Credit Card does not offer a rewards program.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | $100 |
| Signup Bonus Spend Requirement | $1000 |
What are the relevant APRs for Home Depot Credit Card?
Home Depot Credit Card has a variable purchase APR that ranges from 17.99% up to 26.99%.
Does Home Depot Credit Card have an introductory APR offer?
This card does offer an introductory APR rate on new purchases of 0% for a period of months.
| Purchase APR | 17.99% - 26.99% |
What are the Home Depot Credit Card fees?
The following fees apply to Home Depot Credit Card:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Late Payment Fee | up to $39 |
Does Home Depot Credit Card report your account activity to credit bureaus?
Home Depot Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for Home Depot Credit Card
- Visit the Citibank website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Contact
- Headquarters
-
388 Greenwich Street
New York, NY 10013 - Visit Site
Other Services by Citibank
View all personal credit cards offered by Citibank
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Interest Grace Period for Late Payment | 25 |
| Annual Fee | $0 |
| Paper Statement Fee | $0 |
| No Annual Fee | |
| Minimum Interest Charge | $2 |
| Late Fee Amount | Up to $39 |
Be the first to rate
Would you recommend Home Depot Credit Card to your friends?
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15.49% - 25.49%
(Variable APR)
Balance Transfer APR
15.49% - 25.49%
(Variable APR)
Credit Score Range
700 - 850
Annual Fee
$0
Purchase APR
14.49% - 24.49%
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Credit Score Range
700 - 850
Annual Fee
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Maximum
Purchase APR
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17.24% - 25.24%
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Balance Transfer APR
17.24% - 25.24%
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700 - 850
Annual Fee
$0
Purchase APR
25.99%
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N/A
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650 - 850
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$0
Purchase APR
27.24%
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N/A
Credit Score Range
650 - 850
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Purchase APR
27.99%
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