Last Updated: 07/28/2025
Los Angeles Police FCU Rewards Visa
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
8.4% - 17.9%(Verified 06/21/2024)
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Balance Transfer APR (Variable APR)
8.4% - 17.9%(Verified 06/21/2024)
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Credit Score Range
600 - 850
Annual Fee
$0
Los Angeles Police FCU Rewards Visa Review
This is a rewards card issued by Los Angeles Police Federal Credit Union. If you're wondering whether Los Angeles Police FCU Rewards Visa is the right card for you, read on.
Key Takeaways
- 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 6 months, which is shorter than the average 0% APR period of 12 months.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for 6 months.
- APRs: Los Angeles Police FCU Rewards Visa has a variable regular purchase APR that ranges from 8.4% up to 17.9%.
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- $0 Balance transfer fee. This card does not charge a fee on balance transfers. After the introductory period, the fee is 0%.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, travel accident insurance, travel assistance, and fraud protection.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Los Angeles Police FCU Rewards Visa
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Los Angeles Police FCU Rewards Visa FAQ
Does Los Angeles Police FCU Rewards Visa have a cash back or rewards program?
Los Angeles Police FCU Rewards Visa is a rewards card. This card features rewards for purchases in the following categories:
- Airfare
| Description |
Does Los Angeles Police FCU Rewards Visa have a signup bonus?
This card doesn't offer a cash signup bonus.Does Los Angeles Police FCU Rewards Visa offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Los Angeles Police FCU Rewards Visa benefits?
Los Angeles Police FCU Rewards Visa provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Los Angeles Police FCU Rewards Visa?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Los Angeles Police FCU Rewards Visa has a variable purchase APR that ranges from 8.4% up to 17.9%. The card has a variable balance transfer APR that ranges from 8.4% up to 17.9%. It also has a variable cash advance APR that ranges from 8.4% up to 17.9%.
Note that late payments are subject to an APR of 17.9% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.Does Los Angeles Police FCU Rewards Visa have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of 6 months.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer APR | 8.4% - 17.9% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Introductory APR | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Intro APR Period | 6 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee % | Starting at 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee Minimum | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee % After Intro Period | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Los Angeles Police FCU Rewards Visa have an intro APR offer on new purchases?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Introductory Rate | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Purchase Intro APR Period | 6 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does offer an intro APR rate of 0% on qualified purchases for a period of 6 months.
What are the fees for Los Angeles Police FCU Rewards Visa?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 1% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $15 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | $2 - $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Starting at 2% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Los Angeles Police FCU Rewards Visa have a foreign transaction fee?
Los Angeles Police FCU Rewards Visa charges a foreign transaction fee of up to 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Los Angeles Police FCU Rewards Visa?
The customer service number for Los Angeles Police FCU Rewards Visa is .
What is the support contact email for Los Angeles Police FCU Rewards Visa?
The support contact email for Los Angeles Police FCU Rewards Visa is accounting@lapfcu.org.
What is the login page for Los Angeles Police FCU Rewards Visa?
You can access the login page of Los Angeles Police FCU Rewards Visa here.
How do people rate the customer service and user experience of Los Angeles Police FCU Rewards Visa?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Los Angeles Police FCU Rewards Visa report your account activity to credit bureaus?
Yes, Los Angeles Police FCU Rewards Visa reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Los Angeles Police Federal Credit Union perform a hard credit pull?
Yes, Los Angeles Police FCU Rewards Visa performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Los Angeles Police FCU Rewards Visa
- Visit the website of Los Angeles Police FCU Rewards Visa.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Hours of Operation
Sunday
Closed
Monday
8:00AM - 5:00AM
Tuesday
8:00AM - 5:00AM
Wednesday
8:00AM - 5:00AM
Thursday
8:00AM - 5:00AM
Friday
8:00AM - 5:00AM
Saturday
Closed