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  Los Angeles Police Federal Credit Union Platinum Rewards Visa

Los Angeles Police Federal Credit Union Platinum Rewards Visa

in Personal Credit Cards from Los Angeles Police Federal Credit Union

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Los Angeles Police Federal Credit Union Platinum Rewards Visa

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in Personal Credit Cards from Los Angeles Police Federal Credit Union

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Highlights
Purchase APR  (Variable APR) 8.4% - 17.9%
Balance Transfer APR  (Variable APR) 8.4% - 17.9%
Credit Score Range 600 - 850
Annual Fee $0

Los Angeles Police Federal Credit Union Platinum Rewards Visa Review

Los Angeles Police Federal Credit Union Platinum Rewards Visa is a rewards credit card issued by Los Angeles Police Federal Credit Union. If you're wondering whether Los Angeles Police Federal Credit Union Platinum Rewards Visa is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 6 months , which is shorter than the average 0% APR period of 12 months.
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
  • Competitive APRs. Los Angeles Police Federal Credit Union Platinum Rewards Visa has a variable purchase APR that ranges from 8.4% up to 17.9%.
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • $0 Balance transfer fee. This card does not charge a fee on balance transfers. After the introductory period, the fee is 0%.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, travel accident insurance, travel assistance, and fraud protection.
  • Fair or better credit required. You will have good approval oods if your credit score is above600.
Los Angeles Police Federal Credit Union Platinum Rewards Visa Pros & Cons
The Good The Bad
  • Lower than average purchase APRs.
  • 0% APR balance transfer intro rate on balance transfers for up to 6 months.
  • No balance transfer fee.
  • 0% APR on new purchases during the first 6 months.
  • No annual fee.
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Travel accident and travel assistance insurance.
  • Considers applicants with fair or poor credit.
  • Cardholders can earn rewards on their purchases.
  • Los Angeles Police Federal Credit Union Platinum Rewards Visa reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 1%.
  • You don't earn rewards on every purchase.
Los Angeles Police Federal Credit Union Platinum Rewards Visa FAQ

Is there a Los Angeles Police Federal Credit Union Platinum Rewards Visa cash back or rewards program?

Los Angeles Police Federal Credit Union Platinum Rewards Visa offers a rewards program to its customers. This card features rewards for purchases in the following categories:

  • Airfare
Los Angeles Police Federal Credit Union Platinum Rewards Visa Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A

Does Los Angeles Police Federal Credit Union Platinum Rewards Visa have a signup bonus?

Los Angeles Police Federal Credit Union Platinum Rewards Visa doesn't offer a cash signup bonus.

Does Los Angeles Police Federal Credit Union Platinum Rewards Visa offer an annual loyalty bonus?

Los Angeles Police Federal Credit Union Platinum Rewards Visa doesn't offer a cash loyalty bonus.

What are the Los Angeles Police Federal Credit Union Platinum Rewards Visa benefits?

Los Angeles Police Federal Credit Union Platinum Rewards Visa provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Travel Accident Insurance
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for Los Angeles Police Federal Credit Union Platinum Rewards Visa?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Los Angeles Police Federal Credit Union Platinum Rewards Visa has lower than average purchase APRs.

Los Angeles Police Federal Credit Union Platinum Rewards Visa has a variable purchase APR that ranges from 8.4% up to 17.9%. The card has a variable balance transfer APR that ranges from 8.4% up to 17.9%. It also has a variable cash advance APR that ranges from 8.4% up to 17.9%. Note that late payments are subject to an APR of 17.9% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Los Angeles Police Federal Credit Union Platinum Rewards Visa have an introductory APR offer on balance transfers?

Yes, Los Angeles Police Federal Credit Union Platinum Rewards Visa offers an introductory APR rate on balance transfers of 0% for a period of up to 6 months.

Los Angeles Police Federal Credit Union Platinum Rewards Visa Balance Transfers
Description
Balance Transfer Fee % After Intro Period 0%
Balance Transfer Introductory APR 0%
Balance Transfer Intro APR Period 6 months
Balance Transfer APR 8.4% - 17.9%
Balance Transfer Fee Minimum $0
Balance Transfer Fee % 0%

Does Los Angeles Police Federal Credit Union Platinum Rewards Visa have an introductory APR offer on new purchases?

Los Angeles Police Federal Credit Union Platinum Rewards Visa Purchase Intro Offer
Description
Introductory Rate 0%
Purchase Intro APR Period 6 months

This card does offer an introductory APR rate of 0% on qualified purchases for a period of up to 6 months.

What are the fees for Los Angeles Police Federal Credit Union Platinum Rewards Visa?

The following fees apply to Los Angeles Police Federal Credit Union Platinum Rewards Visa:

Los Angeles Police Federal Credit Union Platinum Rewards Visa Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 1%
Returned Payment Fee up to $25
Late Payment Fee up to $15

Does Los Angeles Police Federal Credit Union Platinum Rewards Visa have a foreign transaction fee?

Los Angeles Police Federal Credit Union Platinum Rewards Visa charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

Does Los Angeles Police Federal Credit Union Platinum Rewards Visa report your account activity to credit bureaus?

Yes, Los Angeles Police Federal Credit Union Platinum Rewards Visa reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Los Angeles Police Federal Credit Union Platinum Rewards Visa

  • Visit the Los Angeles Police Federal Credit Union Platinum Rewards Visa website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   16150 Sherman Way Van Nuys, CA 91406
    Los Angeles, CA 91406
  •   Visit Site

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 5:00am
  • Tuesday 8:00am - 5:00am
  • Wednesday 8:00am - 5:00am
  • Thursday 8:00am - 5:00am
  • Friday 8:00am - 5:00am
  • Saturday Closed

About Los Angeles Police Federal Credit Union Platinum Rewards Visa

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View all personal credit cards offered by Los Angeles Police Federal Credit Union

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Airfare (Points) Starting at 1
Introductory Rate 0%
Purchase Intro APR Period (Variable APR) 6 months
No Annual Fee
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Cash Advance Fee Minimum $2
Cash Advance Fee (%) Starting at 2%
Minimum Cash Advance Fee ($) $2 - $25
Foreign Currency Transaction Fee 1%
Returned Payment Fee Up to $25
Late Fee Amount Up to $15
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Travel Accident Insurance
  • Travel Assistance
Rewards Categories
  • Airfare
Cash Advance APR (Variable APR) 8.4% - 17.9%
Balance Computation average daily balance (including new purchases).
Credit Limit Up to $100,000
Penalty APR (Variable APR) 17.9%
Purchase APR (Variable APR) 8.4% - 17.9%
Balance Transfer Fee % After Intro Period 0%
Balance Transfer Introductory APR (Variable APR) 0%
Balance Transfer Intro APR Period (Variable APR) 6 months
Balance Transfer APR (Variable APR) 8.4% - 17.9%
Balance Transfer Fee Minimum $0
Balance Transfer Fee % 0%
Card Type
  • Rewards
Card Network Visa

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