Macy's Credit Card
in Personal Credit Cards from Citibank
Would you recommend Macy's Credit Card to your friends?
| Community Rating |
Rating not yet determined |
| Purchase APR (Variable APR) | 25.24% |
| Balance Transfer APR (Variable APR) | N/A |
| Credit Score Range | 650 - 850 |
| Annual Fee | N/A |
Macy's Credit Card Review
This is a store rewards credit card issued by Citibank. If you're wondering whether Macy's credit card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 25.24%
- Fair or better credit required. You will have good approval oods if your credit score is above650.
| The Good | The Bad |
|---|---|
|
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Does Macy's credit card have a cash back or rewards program?
Macy's credit card is a rewards card.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
Does Macy's credit card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Macy's credit card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Macy's credit card benefits?
It provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Macy's credit card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has higher than average regular APRs.It has a variable purchase APR of 25.24%.
Does Macy's credit card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Macy's credit card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Macy's credit card?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | |
| Returned Payment Fee | up to $40 |
| Late Payment Fee | up to $40 |
What is the customer service phone number for Macy's credit card?
The Macy's credit card customer service number is (800) 950-5114.
What is the support contact email for Macy's credit card?
The support contact email for Macy's credit card is customer.help@citi.com.
How do people rate the customer service and user experience of Macy's credit card?
Overall, Macy's credit card is strongly not recommended based on community reviews that rate customer service and user experience.
Does Macy's Credit Card report your account activity to credit bureaus?
Yes, Macy's Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Macy's credit card
- Visit the Macy's credit card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
388 Greenwich Street
New York, NY 10013 - (800) 950-5114
- Visit Site
- Email Support
Other Services by Citibank
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
| Eligible In-Store Purchases | 2% - 5% |
| Every Purchase (Points) | 5% back in rewards at Macy’s (Macy’s Platinum members only) 3% back in rewards at Macy’s (Macy’s Gold members only) 2% back in rewards at Macy’s (Macy’s Silver members only) |
Macy's Credit Card Community Reviews
Would you recommend Macy's Credit Card to your friends?
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