Macy's Credit Card
in Personal Credit Cards from Citibank
Cast your vote
Would you recommend Macy's Credit Card to your friends?
| Community Rating |
Rating not yet determined |
| Purchase APR (Variable APR) | Up to 27.49% |
| Balance Transfer APR (Variable APR) | N/A |
| Credit Score Range | 650 - 850 |
| Annual Fee | N/A |
Macy's Credit Card Review
Macy's Credit Card is a store credit card issued by Citibank. If you're wondering whether Macy's Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
Key Takeaways
- Fair or better credit required. You stand a chance of qualifying if your credit score is not below 650.
Macy's Credit Card Pros & Cons
| The Good | The Bad |
|---|---|
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Macy's Credit Card FAQ
Is there a Macy's Credit Card cash back or rewards program?
No, Macy's Credit Card does not offer a rewards program.
What are the relevant APRs for Macy's Credit Card?
Macy's Credit Card has a variable purchase APR of up to 27.49%.Does Macy's Credit Card have an introductory APR offer on balance transfers?
No, Macy's Credit Card does not come with an introductory APR offer for balance transfers.Does Macy's Credit Card have an introductory APR offer on new purchases?
Macy's Credit Card does not offer an introductory rate on new purchases.| Description |
|---|
What are the fees for Macy's Credit Card?
The following fees apply to Macy's Credit Card:
| Fees | Amount |
|---|---|
| Annual Fee | |
| Returned Payment Fee | up to $39 |
Does Macy's Credit Card report your account activity to credit bureaus?
Yes, Macy's Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Macy's Credit Card
- Visit the Macy's Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Contact
- Headquarters
-
388 Greenwich Street
New York, NY 10013 - Visit Site
Other Services by Citibank
View all personal credit cards offered by Citibank
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Interest Grace Period for Late Payment | 25 days |
| Minimum Interest Charge | $2 |
| Returned Payment Fee | Up to $39 |
Macy's Credit Card Community Reviews
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