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  Macy's Credit Card
Macy's Credit Card
in Credit Cards from Citibank
Unaffiliated

Macy's Credit Card

Unaffiliated
in Credit Cards from Citibank
Net Recommendation Score -100  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -100, equating to 1 on a 5 point rating scale.

-100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Rating not yet determined  

0 users recommend
0 users are unsure
3 users don't recommend
Browse Reviews: 0 Recommendations | 3 Complaints
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21 reviews
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Highlights
Community Rating

Rating not yet determined  
Purchase APR 25.24%
Balance Transfer APR N/A
Credit Score Range 650 - 850
Annual Fee N/A

Macy's Credit Card Review

This is a credit card issued by Citibank. If you're wondering whether Macy's credit card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 25.24%
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of Macy's credit card
The Good The Bad
  • Cardholder spend at Macy's $1 - $499 receive 25% off any day with Star Passes.
  • Macy's Credit Card reports to multiple credit bureaus.
  • High interest rates.
  • Higher than average purchase APRs.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.
Macy's credit card FAQ

Does Macy's credit card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Macy's credit card benefits?

It provides the following benefits:

  • Reports to major credit bureaus

What are the relevant APRs for Macy's credit card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.

Macy's Credit Card has a variable purchase APR of 25.24%.

Does Macy's credit card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Macy's credit card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Macy's credit card?

The following fees apply:

Macy's credit card Fees
Fees Amount
Annual Fee
Returned Payment Fee up to $40
Late Payment Fee up to $40

What is the support contact email for Macy's credit card?

The support contact email for Macy's credit card is customer.help@citi.com.

What is the Macy's credit card login page?

You can access the Macy's credit card login page here.

How do people rate the customer service and user experience of Macy's credit card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Macy's Credit Card report your account activity to credit bureaus?

Yes, Macy's Credit Card reports your account activity to the following credit reporting agencies:

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Macy's credit card

  • Visit the Macy's credit card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 10:00am - 3:00pm

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Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

No Interest Grace Period for Late Payment 25 days
Minimum Interest Charge $2
Returned Payment Fee Up to $40
Late Fee Amount Up to $40
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
  • Non-Resident
  • Non-Residents Through Entities Incorporated in the U.S.
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Fraud Liability
Rewards Categories
  • 2x - 5x Points on
Balance Computation daily balance (including current transactions)
Purchase APR 25.24%
Card Type
  • Rewards
  • Store Card
Card Network Other

Macy's Credit Card Community Reviews

 

Would you recommend Macy's Credit Card to your friends?

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -100, equating to 1 on a 5 point rating scale.

-100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

sorted by

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