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  Marriott Bonvoy Brilliant® American Express® Card
Marriott Bonvoy Brilliant® American Express® Card Claimed

Marriott Bonvoy Brilliant® American Express® Card

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Net Recommendation Score +100  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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Highlights
Community Rating

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Purchase APR  (Variable APR) 18.74% - 27.74%
(Verified 10/14/2022)
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 700 - 850
Annual Fee $650

Marriott Bonvoy Brilliant® American Express® Card Review

This is a rewards credit card issued by American Express National Bank. If you're wondering whether Marriott Bonvoy Brilliant® American Express® Card is the right card for you, read on.

Key Takeaways

  • Generous reward rate. You can get a rewards rate of up to 6 reward points per dollar spent.
  • Earn 150,000 Marriott Bonvoy bonus points after you use your new Card to make $5,000 in purchases within the first 3 months of Card Membership. Plus, with the $300 Dining Credit, get up to $25 per month in statement credits for eligible purchases at restaurants worldwide when you pay with your Marriott Bonvoy Brilliant® American Express® Card.
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 18.74% up to 27.74%.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, emergency support, extended warranty protection on purchases, identity theft protection, purchase protection, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
  • Good or better credit required. You will have low approval odds if your credit score is below 700.

Pros & Cons of Marriott Bonvoy Brilliant® American Express® Card

The Good The Bad
  • Receive 1 Free Night Award every year after your Card renewal month. Award can be used for one night (redemption level at or under 85,000 Marriott Bonvoy points) at a participating hotel.
  • New Marriott Bonvoy® Platinum Elite Status. With complimentary Platinum Elite status, earn 5X points on every eligible hotel purchase for qualifying rates. That's 50% more points on hotel purchases.
  • Enjoy up to $300 in statement credits each year of Card Membership for eligible purchases at participating Marriott Bonvoy hotels
  • With your Marriott Bonvoy Brilliant® American Express® Card, receive up to a $100 property credit for qualifying charges at The Ritz-Carlton® or St. Regis® when you book direct using a special rate for a 2 night minimum stay.
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Access to a concierge.
  • Extended warranty on purchases.
  • Global Entry/TSA Pre✓®.
  • Identity Theft Protection.
  • Travel accident and travel assistance insurance.
  • Trip cancellation insurance.
  • No foreign transaction fee.
  • Cardholders can earn rewards on their purchases.
  • Marriott Bonvoy Brilliant® American Express® Card reports to multiple credit bureaus.
  • There is high annual fee of $650 to consider when applying for this card. This card is designed for person who travel often and required hotel to stay
  • Higher than average purchase APRs.
  • You need good credit to qualify.
  • Charges an annual fee of $650

Marriott Bonvoy Brilliant® American Express® Card FAQ

Does Marriott Bonvoy Brilliant® American Express® Card have a cash back or rewards program?

Marriott Bonvoy Brilliant® American Express® Card is a travel rewards card.

Marriott Bonvoy Brilliant® American Express® Card Rewards
Minimum rewards rate 2x
Max rewards rate 6x
Annual rewards limit N/A
Signup Bonus ($) N/A
Signup Bonus (Points/Miles) 150000
Signup Bonus Spend Requirement $5000
Signup Bonus Spend Period (months) 3 months

Does Marriott Bonvoy Brilliant® American Express® Card have a signup bonus?

This card doesn't offer a cash signup bonus. However, it does include a 150000 points signup bonus after spending $5000 that can be redeemed for travel, gifts, or other perks.

Does Marriott Bonvoy Brilliant® American Express® Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Marriott Bonvoy Brilliant® American Express® Card benefits?

It provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Trip Cancellation Insurance
  • Zero fraud liability
  • Travel Accident Insurance
  • Cell Phone Protection
  • No blackout dates when redeeming miles
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for Marriott Bonvoy Brilliant® American Express® Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.

Marriott Bonvoy Brilliant® American Express® Card has a variable purchase APR that ranges from 18.74% up to 27.74%. It also has a variable cash advance APR of 28.24% . Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Marriott Bonvoy Brilliant® American Express® Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Marriott Bonvoy Brilliant® American Express® Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Marriott Bonvoy Brilliant® American Express® Card?

The following fees apply:

  • There is no overlimit fee
Marriott Bonvoy Brilliant® American Express® Card Fees
Fees Amount
Annual Fee $650
Overlimit Fee $0
Foreign Transaction Fee 0%
Returned Payment Fee up to $40
Late Payment Fee up to $40

Does Marriott Bonvoy Brilliant® American Express® Card have a foreign transaction fee?

This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.

What is the customer service phone number for Marriott Bonvoy Brilliant® American Express® Card?

The Marriott Bonvoy Brilliant® American Express® Card customer service number is (800) 528-4800.

What is the support contact email for Marriott Bonvoy Brilliant® American Express® Card?

The support contact email for Marriott Bonvoy Brilliant® American Express® Card is info@americanexpress.com.

What is the Marriott Bonvoy Brilliant® American Express® Card login page?

You can access the Marriott Bonvoy Brilliant® American Express® Card login page here.

How do people rate the customer service and user experience of Marriott Bonvoy Brilliant® American Express® Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Marriott Bonvoy Brilliant® American Express® Card report your account activity to credit bureaus?

Yes, Marriott Bonvoy Brilliant® American Express® Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Marriott Bonvoy Brilliant® American Express® Card

  • Visit the Marriott Bonvoy Brilliant® American Express® Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Our Editor

What we love about Marriot Bonvoy Brilliant Amex

The Marriot Bonvoy Brilliant Amex is a high-end luxury credit card that offers valuable perks and rewards at Marriot hotels. Cardholders get annual credits to use at Marriot properties, a free night at a Marriott hotel each year, and bonus points for every purchase they make at Marriot hotels, restaurants, and airlines.

Customers also automatically receive Gold Elite status with Marriot, which comes with free room upgrades, extra points for each stay, and other perks such as late checkout, making this card well worth its annual fee if you stay at Marriot hotels regularly.

What could Marriot Bonvoy Brilliant Amex do better?

As a premium credit card, the Marriot Bonvoy Brilliant Amex charges a hefty annual fee. Unless you can take full advantage of its perks, you’ll likely pay more in fees than you’ll get in return.

Another thing to consider is that the card is specifically designed for people who are loyal to the Marriot brand. If you travel frequently but stay in different brands of hotels, this card will only be useful when you happen to stay at a Marriot. A generic travel card is likely a better deal for people who don’t have strong brand loyalty.

Marriot Bonvoy Brilliant Amex’s backstory

American Express is a financial services company founded in 1850. Marriot International is a hotel business founded in 1927. The companies have partnered to offer branded travel credit cards that offer rewards and perks to cardholders.

The Verdict

If you’re a frequent traveler and loyal to the Marriot brand, the Marriot Bonvoy Brilliant Amex is a great choice of credit card. People who travel only once or twice per year, or who don’t tend to stay at a Marriot each time they travel will be better off with a less expensive card or one that offers more flexible perks and rewards.

Contact

Hours of Operation

  • Sunday 7:00am - 12:00pm
  • Monday 7:00am - 12:00pm
  • Tuesday 7:00am - 12:00pm
  • Wednesday 7:00am - 12:00pm
  • Thursday 7:00am - 12:00pm
  • Friday 7:00am - 12:00pm
  • Saturday 7:00am - 12:00pm

Other Services by American Express National Bank

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View all credit cards offered by American Express National Bank

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Cash Advance Fee Minimum $10
Cash Advance Fee (%) 5%
Minimum Cash Advance Fee ($) Starting at $10
Foreign Currency Transaction Fee 0%
No Foreign Transaction Fee
Annual Fee $650
Over-Limit Fee $0
No Interest Grace Period for Late Payment 25 days
Returned Payment Fee Up to $40
Late Fee Amount Up to $40
Customer Type Personal
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 700 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Purchase Protection
  • Trip Cancellation Insurance
  • Emergency Support
  • Fraud Liability
  • Cellular Telephone Protection
  • Travel Accident Insurance
  • Global Entry / TSA Pre✓®
  • Travel Assistance
  • Concierge
Bonus Offer Earn 150,000 Marriott Bonvoy bonus points after you use your new Card to make $5,000 in purchases within the first 3 months of Card Membership. Plus, with the $300 Dining Credit, get up to $25 per month in statement credits for eligible purchases at restaurants worldwide when you pay with your Marriott Bonvoy Brilliant® American Express® Card.
No Blackout Dates
Rewards Categories
  • 3x Points on Airfare
  • 6x Points on Hotels
  • 3x Points on Restaurants
  • 2x Points on Every Purchase
Signup Bonus (points) 150,000
Cash Advance APR (Variable APR) 28.24%
APR Type Variable APR
Balance Computation average daily balance (including new purchases)
Penalty APR (Variable APR) 29.99%
Purchase APR (Variable APR) 18.74% - 27.74%
(Verified 10/14/2022)
Card Type
  • Rewards
  • Travel
  • Bonus Offers
Card Network American Express

Marriott Bonvoy Brilliant® American Express® Card Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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