SuperMoney
  Marriott Bonvoy Brilliant American Express® Card

Marriott Bonvoy Brilliant American Express® Card

in Personal Credit Cards from American Express National Bank

Claimed

Marriott Bonvoy Brilliant American Express® Card

Claimed

in Personal Credit Cards from American Express National Bank

Net Recommendation Score +100%

SUPERMONEY NET RECOMMENDATION SCORE

+100%

-100% 0% +100%
No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

Rating not yet determined  

1 user recommends
0 users are unsure
0 users don't recommend
Cast your vote
Cast your vote

Would you recommend Marriott Bonvoy Brilliant American Express® Card to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Highlights
Highlights
Community Rating

Rating not yet determined  

Purchase APR  (Variable APR) 17.24% - 26.24%
Balance Transfer APR  (Variable APR) 17.24% - 26.24%
Credit Score Range 700 - 850
Annual Fee $450

Marriott Bonvoy Brilliant American Express® Card Review

Marriott Bonvoy Brilliant American Express® Card is a rewards credit card issued by American Express National Bank. If you're wondering whether Marriott Bonvoy Brilliant American Express® Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • Generous reward rate. You will get a a rewards rate of 6 points per dollar spent.
  • Signup bonus. Offers a signup bonus of 75000 points after spending $3,000 within 3 months that can be redeemed for travel, gifts, or other perks.
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 17.24% up to 26.24%.
  • 3% Balance transfer fee. Marriott Bonvoy Brilliant American Express® Card charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees. The minimum fee is $5.
  • $0 foreign transaction fee. This card does not charge foreign transaction fees, which makes a great credit card to carry with you when traveling abroad.
  • Multiple credit card benefits. Includes generous credit card perks, such as access to a concierge, Global Entry / TSA Precheck Fee Credit, purchase protection, and fraud protection.
  • Good or better credit required. You should probably try with another card if your credit score is below 700.
Marriott Bonvoy Brilliant American Express® Card Pros & Cons
The Good The Bad
  • Receive 1 Free Night Award every year after your Card account anniversary
  • Enjoy complimentary Marriott Bonvoy Gold Elite status with your Card. Earn Marriott Bonvoy Platinum Elite status after making $75,000 in eligible purchases on your Card in a calendar year
  • Enjoy up to $300 in statement credits each year of Card Membership for eligible purchases at participating Marriott Bonvoy hotels
  • Multiple credit card perks.
  • Access to a concierge.
  • Global Entry / TSA Precheck Fee Credit.
  • No foreign transaction fee.
  • Cardholders can earn rewards on their purchases.
  • Marriott Bonvoy Brilliant American Express® Card reports to multiple credit bureaus.
  • Cardholders can earn rewards on their purchases.
  • There is high annual fee of $450 to consider when applying for this card. This card is designed for person who travel often and required hotel to stay
  • Higher than average purchase APRs.
  • Requires good to excellent credit.
  • Charges an annual fee of $450
  • You don't earn rewards on every purchase.
  • Charges a 3% balance transfer fee.
Marriott Bonvoy Brilliant American Express® Card FAQ

Is there a Marriott Bonvoy Brilliant American Express® Card cash back or rewards program?

Marriott Bonvoy Brilliant American Express® Card offers a rewards program to its customers.

Marriott Bonvoy Brilliant American Express® Card Rewards
Rewards rate (all purchases) 1%
Max rewards rate 6%
Annual rewards limit N/A
Signup Bonus ($) N/A
Signup Bonus (Points/Miles) 75000
Signup Bonus Spend Requirement $3000
Signup Bonus Spend Period (months) 3 months
Annual Loyalty Bonus $300

Does Marriott Bonvoy Brilliant American Express® Card have a signup bonus?

Marriott Bonvoy Brilliant American Express® Card doesn't offer a cash signup bonus. However, it does include a 75000 points signup bonus after spending $3000 that can be redeemed for travel, gifts, or other perks.

Does Marriott Bonvoy Brilliant American Express® Card offer an annual loyalty bonus?

Yes, Marriott Bonvoy Brilliant American Express® Card offers card users an annual bonus worth up to $300.

What are the Marriott Bonvoy Brilliant American Express® Card benefits?

Marriott Bonvoy Brilliant American Express® Card provides the following benefits:

  • ID Theft Protection
  • Reports to major credit bureaus

What are the relevant APRs for Marriott Bonvoy Brilliant American Express® Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Marriott Bonvoy Brilliant American Express® Card has higher than average purchase APRs.

Marriott Bonvoy Brilliant American Express® Card has a variable purchase APR that ranges from 17.24% up to 26.24%. The card has a variable balance transfer APR that ranges from 17.24% up to 26.24%. It also has a variable cash advance APR of 26.74% . Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Marriott Bonvoy Brilliant American Express® Card have an introductory APR offer on balance transfers?

No, Marriott Bonvoy Brilliant American Express® Card does not come with an introductory APR offer for balance transfers.

Does Marriott Bonvoy Brilliant American Express® Card have an introductory APR offer on new purchases?

Marriott Bonvoy Brilliant American Express® Card does not offer an introductory rate on new purchases.
Marriott Bonvoy Brilliant American Express® Card Purchase Intro Offer
Description
Introductory Rate N/A
Purchase Intro APR Period (months) N/A

What are the fees for Marriott Bonvoy Brilliant American Express® Card?

The following fees apply to Marriott Bonvoy Brilliant American Express® Card:

  • There is no overlimit fee
Marriott Bonvoy Brilliant American Express® Card Fees
Fees Amount
Annual Fee $450
Overlimit Fee $0
Foreign Transaction Fee 0%
Returned Payment Fee up to $39
Late Payment Fee up to $39

Does Marriott Bonvoy Brilliant American Express® Card have a foreign transaction fee?

Marriott Bonvoy Brilliant American Express® Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

Does Marriott Bonvoy Brilliant American Express® Card report your account activity to credit bureaus?

Marriott Bonvoy Brilliant American Express® Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.

How to apply for Marriott Bonvoy Brilliant American Express® Card

  • Visit the Marriott Bonvoy Brilliant American Express® Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Every Purchase (Points) Earn 6x Marriott Bonvoy points on eligible purchases at participating Marriott Bonvoy hotels. Earn 3x Marriott Bonvoy points at u.S. Restaurants and on flights booked directly with airlines. Earn 2x Marriott Bonvoy points on all other eligible purchases.
Foreign Currency Transaction Fee 0%
No Foreign Transaction Fee  
Over-Limit Fee $0
No Interest Grace Period for Late Payment 25 days
Cash Advance Fee Minimum $10
Cash Advance Fee (%) 5%
Annual Fee $450
Returned Payment Fee Up to $39
Late Fee Amount Up to $39
Customer Type Personal
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 700 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Concierge
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Global Entry / TSA Precheck Fee Credit
  • Identity Theft Protection
  • Purchase Protection
  • Travel Assistance
Bonus Rewards Earn 75,000 bonus Marriott Bonvoy points after you use your new card to make $3,000 in purchases within the first 3 months.
Annual Loyalty Bonus $300
Rewards Categories
  • Airfare
  • Hotels
  • Restaurants
Signup Bonus (points) 75,000
Rewards Type Points
Cash Advance APR (Variable APR) 26.74%
Balance Computation average daily balance (including new purchases)
Penalty APR (Variable APR) 29.99%
Purchase APR (Variable APR) 17.24% - 26.24%
Balance Transfer APR (Variable APR) 17.24% - 26.24%
Balance Transfer Fee Minimum $5
Balance Transfer Fee % 3%
Card Type
  • Rewards
  • Travel
Card Network American Express

Marriott Bonvoy Brilliant American Express® Card Community Reviews

 

Would you recommend Marriott Bonvoy Brilliant American Express® Card to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

SUPERMONEY NET RECOMMENDATION SCORE

+100%

-100% 0% +100%
No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

sorted by

Other Personal Credit Cards

American Express National Bank Personal Credit Cards

Loading...