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  Marriott Bonvoy Brilliant American Express® Card

Marriott Bonvoy Brilliant American Express® Card

in Personal Credit Cards from American Express National Bank

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Marriott Bonvoy Brilliant American Express® Card

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in Personal Credit Cards from American Express National Bank

Net Recommendation Score +100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

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Annual Fee $450
Purchase APR  (Variable APR) 17.49% - 26.49%
Balance Transfer APR  (Variable APR) 17.49% - 26.49%
Credit Score Range N/A

Marriott Bonvoy Brilliant American Express® Card Review

Marriott Bonvoy Brilliant American Express® Card is a rewards credit card issued by American Express National Bank. 

If you're wondering whether Marriott Bonvoy Brilliant American Express® Card is the right card for you, read on. This is everything you need to know to make a good choice.
Pros & Cons of Marriott Bonvoy Brilliant American Express® Card
The Good The Bad
  • Multiple credit card perks.
  • Cardholders can earn rewards on their purchases.
  • Offers auto rental collision damage waiver.
  • Includes emergency support.
  • Extended warranty protection on purchases.
  • Global Entry / TSA Precheck Fee Credit.
  • Purchase Protection.
  • Travel Assistance.
  • No foreign transaction fee.
  • Marriott Bonvoy Brilliant American Express® Card reports to multiple credit bureaus.
  • Receive 1 Free Night Award every year after your Card account anniversary
  • Enjoy complimentary Marriott Bonvoy Gold Elite status with your Card
  • Enjoy up to $300 in statement credits each year of Card Membership for eligible purchases at participating Marriott Bonvoy hotels
  • Higher than average purchase APRs.
  • Charges an annual fee of $450.
  • You don't earn rewards on every purchase.
  • There is high annual fee of $450 to consider when applying for this card. This card is designed for person who travel often and required hotel to stay
  • Is there a Marriott Bonvoy Brilliant American Express® Card cash back or rewards program?

    Marriott Bonvoy Brilliant American Express® Card offers a rewards program to its customers.

    Marriott Bonvoy Brilliant American Express® Card Rewards
    Rewards rate (all purchases) 1%
    Max rewards rate 6%
    Annual rewards limit N/A
    Signup Bonus ($) N/A
    Signup Bonus (Points/Miles) 75000
    Signup Bonus Spend Requirement $3000
    Signup Bonus Spend Period (months) 3 months
    Annual Loyalty Bonus $300

    Does Marriott Bonvoy Brilliant American Express® Card have a signup bonus?

    Marriott Bonvoy Brilliant American Express® Card doesn't offer a cash signup bonus. However, it does include a 75000 points signup bonus after spending $3000 that can be redeemed for travel, gifts, or other perks.

    Does Marriott Bonvoy Brilliant American Express® Card offer an annual loyalty bonus?

    Yes, Marriott Bonvoy Brilliant American Express® Card offers card users an annual bonus worth up to $300.

    What are the Marriott Bonvoy Brilliant American Express® Card benefits?

    Marriott Bonvoy Brilliant American Express® Card provides the following benefits:

    • Auto Rental Collision Damage Waiver
    • Emergency Support
    • Extended Warranty Protection
    • Zero fraud liability
    • Travel Assistance
    • ID Theft Protection
    • Reports to major credit bureaus

    What are the relevant APRs for Marriott Bonvoy Brilliant American Express® Card?

    According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Marriott Bonvoy Brilliant American Express® Card has higher than average purchase APRs.

    Marriott Bonvoy Brilliant American Express® Card has a variable purchase APR that ranges from 17.49% up to 26.49%. The card has a variable balance transfer APR that ranges from 17.49% up to 26.49%. It also has a variable cash advance APR of 26.99% . Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

    Does Marriott Bonvoy Brilliant American Express® Card have an introductory APR offer?

    No, Marriott Bonvoy Brilliant American Express® Card does not come with an introductory APR offer for balance transfers. Marriott Bonvoy Brilliant American Express® Card does not offer an introductory rate on new purchases.
    Marriott Bonvoy Brilliant American Express® Card Balance Transfers
    Description
    Balance Transfer APR 17.49% - 26.49%
    Introductory Rate N/A
    Intro APR period (months) N/A
    Marriott Bonvoy Brilliant American Express® Card Rates & Terms
    Description
    Balance Computation average daily balance (including new purchases)
    Purchase APR 17.49% - 26.49%
    Credit Limit N/A
    Penalty APR 29.99%
    Cash Advance APR 26.99%
    Security Deposit N/A
    Introductory Rate N/A
    Intro APR period (months) N/A

    What are the Marriott Bonvoy Brilliant American Express® Card fees?

    The following fees apply to Marriott Bonvoy Brilliant American Express® Card:

    • There is no overlimit fee
    Marriott Bonvoy Brilliant American Express® Card Fees
    Fees Amount
    Annual Fee $450
    Overlimit Fee $0
    Foreign Transaction Fee 0%
    Balance Transfer Fee 3%
    Minimum Balance Transfer Fee $5
    Returned Payment Fee up to $39
    Late Payment Fee up to $39

    Does Marriott Bonvoy Brilliant American Express® Card have a foreign transaction fee?

    Marriott Bonvoy Brilliant American Express® Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

    Does Marriott Bonvoy Brilliant American Express® Card report your account activity to credit bureaus?

    Marriott Bonvoy Brilliant American Express® Card reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

    How to apply for Marriott Bonvoy Brilliant American Express® Card

    • Visit the Marriott Bonvoy Brilliant American Express® Card website.
    • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
    • Check the information is accurate and submit your application.
    • If you're denied click here to find out why your application may have been rejected and what you can do about it.

    If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Every Purchase (Points) Earn 6x Marriott Bonvoy points on eligible purchases at participating Marriott Bonvoy hotels. Earn 3x Marriott Bonvoy points at u.S. Restaurants and on flights booked directly with airlines. Earn 2x Marriott Bonvoy points on all other eligible purchases.
    Foreign Currency Transaction Fee 0%
    No Foreign Transaction Fee  
    No Interest Grace Period for Late Payment 25
    Over-Limit Fee $0
    Annual Fee $450
    Balance Transfer Fee % 3%
    Balance Transfer Fee Minimum $5
    Cash Advance Fee (%) 5%
    Cash Advance Fee Minimum $10
    Late Fee Amount Up to $39
    Returned Payment Fee Up to $39
    Customer Type Personal
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Retired
    • Self-Employed
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Supported Income Types
    • 1099 Misc. Income
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    • Tax Returns
    Card Network
    • American Express
    Card Type
    • Rewards
    • Travel
    Credit Bureau Reporting
    • Equifax
    • Experian
    • TransUnion
    Car Rental Insurance  
    Credit Card Benefits
    • Auto Rental Collision Damage Waiver
    • Emergency Support
    • Extended Warranty Protection
    • Fraud Liability
    • Global Entry / TSA Precheck Fee Credit
    • Identity Theft Protection
    • Purchase Protection
    • Travel Assistance
    Emergency Support  
    Extended Warranty  
    Fraud Liability  
    Annual Loyalty Bonus $300
    Bonus Rewards Earn 75,000 bonus Marriott Bonvoy points after you use your new card to make $3,000 in purchases within the first 3 months
    Rewards Categories
    • Airfare
    • Hotels
    • Restaurants
    Signup Bonus (points) 75,000
    Cash Advance APR (Variable APR) 26.99%
    Purchase APR (Variable APR) 17.49% - 26.49%
    Balance Computation average daily balance (including new purchases)
    Penalty APR 29.99%
    Balance Transfer APR (Variable APR) 17.49% - 26.49%

    Marriott Bonvoy Brilliant American Express® Card Community Reviews

     

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