
Marriott Bonvoy Brilliant® American Express® Card
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Community Rating |
Rating not yet determined |
Purchase APR (Variable APR) |
18.74% - 27.74% (Verified 10/14/2022) |
Balance Transfer APR (Variable APR) | N/A |
Credit Score Range | 700 - 850 |
Annual Fee | $650 |
Marriott Bonvoy Brilliant® American Express® Card Review
This is a rewards credit card issued by American Express National Bank. If you're wondering whether Marriott Bonvoy Brilliant® American Express® Card is the right card for you, read on.
Key Takeaways
- Generous reward rate. You can get a rewards rate of up to 6 reward points per dollar spent.
- Earn 150,000 Marriott Bonvoy bonus points after you use your new Card to make $5,000 in purchases within the first 3 months of Card Membership. Plus, with the $300 Dining Credit, get up to $25 per month in statement credits for eligible purchases at restaurants worldwide when you pay with your Marriott Bonvoy Brilliant® American Express® Card.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 18.74% up to 27.74%.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, emergency support, extended warranty protection on purchases, identity theft protection, purchase protection, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
- Good or better credit required. You will have low approval odds if your credit score is below 700.
Pros & Cons of Marriott Bonvoy Brilliant® American Express® Card
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Marriott Bonvoy Brilliant® American Express® Card FAQ
Does Marriott Bonvoy Brilliant® American Express® Card have a cash back or rewards program?
Marriott Bonvoy Brilliant® American Express® Card is a travel rewards card.
Minimum rewards rate | 2x |
Max rewards rate | 6x |
Annual rewards limit | N/A |
Signup Bonus ($) | N/A |
Signup Bonus (Points/Miles) | 150000 |
Signup Bonus Spend Requirement | $5000 |
Signup Bonus Spend Period (months) | 3 months |
Does Marriott Bonvoy Brilliant® American Express® Card have a signup bonus?
This card doesn't offer a cash signup bonus. However, it does include a 150000 points signup bonus after spending $5000 that can be redeemed for travel, gifts, or other perks.Does Marriott Bonvoy Brilliant® American Express® Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Marriott Bonvoy Brilliant® American Express® Card benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Trip Cancellation Insurance
- Zero fraud liability
- Travel Accident Insurance
- Cell Phone Protection
- No blackout dates when redeeming miles
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Marriott Bonvoy Brilliant® American Express® Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.Marriott Bonvoy Brilliant® American Express® Card has a variable purchase APR that ranges from 18.74% up to 27.74%. It also has a variable cash advance APR of 28.24% . Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Marriott Bonvoy Brilliant® American Express® Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Marriott Bonvoy Brilliant® American Express® Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Marriott Bonvoy Brilliant® American Express® Card?
The following fees apply:
- There is no overlimit fee
Fees | Amount |
---|---|
Annual Fee | $650 |
Overlimit Fee | $0 |
Foreign Transaction Fee | 0% |
Returned Payment Fee | up to $40 |
Late Payment Fee | up to $40 |
Does Marriott Bonvoy Brilliant® American Express® Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Marriott Bonvoy Brilliant® American Express® Card?
The Marriott Bonvoy Brilliant® American Express® Card customer service number is (800) 528-4800.
What is the support contact email for Marriott Bonvoy Brilliant® American Express® Card?
The support contact email for Marriott Bonvoy Brilliant® American Express® Card is info@americanexpress.com.
What is the Marriott Bonvoy Brilliant® American Express® Card login page?
You can access the Marriott Bonvoy Brilliant® American Express® Card login page here.
How do people rate the customer service and user experience of Marriott Bonvoy Brilliant® American Express® Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Marriott Bonvoy Brilliant® American Express® Card report your account activity to credit bureaus?
Yes, Marriott Bonvoy Brilliant® American Express® Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Marriott Bonvoy Brilliant® American Express® Card
- Visit the Marriott Bonvoy Brilliant® American Express® Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Message From Our Editor
Contact
- Headquarters
-
World Financial Center
200 Vesey Street
New York, NY 10285 USA - (800) 528-4800
- Visit Site
- Email Support
Other Services by American Express National Bank
Availability
- Alaska
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- Washington, DC
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Feature Breakdown
Cash Advance Fee Minimum | $10 |
Cash Advance Fee (%) | 5% |
Minimum Cash Advance Fee ($) | Starting at $10 |
Foreign Currency Transaction Fee | 0% |
No Foreign Transaction Fee | |
Annual Fee | $650 |
Over-Limit Fee | $0 |
No Interest Grace Period for Late Payment | 25 days |
Returned Payment Fee | Up to $40 |
Late Fee Amount | Up to $40 |
Marriott Bonvoy Brilliant® American Express® Card Community Reviews
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