
Meritrust Credit Union Visa Share Secured
Not enough votes for recommendation
Explore a similar product
Try this top product in Credit Cards.
Purchase APR (Fixed APR) | Starting at 14.92% |
Balance Transfer APR (Fixed APR) | Starting at 14.92% |
Credit Score Range | 500 - 850 |
Annual Fee | $0 |
Meritrust Credit Union Visa Share Secured Review
This is a secured credit card credit card issued by Meritrust Credit Union. If you're wondering whether Meritrust Credit Union Visa Share Secured is the right card for you, read on.
Key Takeaways
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
- Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.
Pros & Cons of Meritrust Credit Union Visa Share Secured
The Good | The Bad |
---|---|
|
|
Meritrust Credit Union Visa Share Secured FAQ
Does Meritrust Credit Union Visa Share Secured have a cash back or rewards program?
No, it does not offer a rewards program.
What are the relevant APRs for Meritrust Credit Union Visa Share Secured?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Meritrust Credit Union Visa Share Secured has a fixed purchase APR starting at 14.92% . The card has a fixed balance transfer APR starting at 14.92% . It also has a fixed cash advance APR starting at 14.92% . Note that late payments are subject to an APR of 18% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Meritrust Credit Union Visa Share Secured have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Meritrust Credit Union Visa Share Secured have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Meritrust Credit Union Visa Share Secured?
The following fees apply:
- An overlimit fee of $28.
Fees | Amount |
---|---|
Annual Fee | $0 |
Overlimit Fee | $28 |
Foreign Transaction Fee | 0% |
Returned Payment Fee | up to $28 |
Late Payment Fee | up to $28 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does Meritrust Credit Union Visa Share Secured have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Meritrust Credit Union Visa Share Secured?
The Meritrust Credit Union Visa Share Secured customer service number is (316) 683-1423.
What is the support contact email for Meritrust Credit Union Visa Share Secured?
The support contact email for Meritrust Credit Union Visa Share Secured is memberservices@meritrustcu.org.
What is the Meritrust Credit Union Visa Share Secured login page?
You can access the Meritrust Credit Union Visa Share Secured login page here.
How do people rate the customer service and user experience of Meritrust Credit Union Visa Share Secured?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Meritrust Credit Union Visa Share Secured report your account activity to credit bureaus?
Yes, Meritrust Credit Union Visa Share Secured reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Meritrust Credit Union Visa Share Secured
- Visit the Meritrust Credit Union Visa Share Secured website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
151 N Main St, Wichita, Kansas 67202, US
Wichita, KS 67202 USA - (316) 683-1423
- Visit Site
- Email Support
Other Services by Meritrust Credit Union
Availability
Feature Breakdown
Cash Advance Fee Minimum | $8 |
Cash Advance Fee (%) | Starting at 3% |
Minimum Cash Advance Fee ($) | $8 - $35 |
Foreign Currency Transaction Fee | 0% |
No Annual Fee | |
No Foreign Transaction Fee | |
Annual Fee | $0 |
Minimum Interest Charge | $0 |
Over-Limit Fee | $28 |
No Interest Grace Period for Late Payment | 25 days |
Returned Payment Fee | Up to $28 |
Late Fee Amount | Up to $28 |
Be the first to rate
Would you recommend Meritrust Credit Union Visa Share Secured to your friends?
Meritrust Credit Union Credit Cards
- Charter Oak FCU Visa® Variable Credit Card
- Citizens National Bank of Cheboygan Max Cash Preferred Card
- Ethan Allen Platinum Card
- Flooring America Credit Card
- HSBC Platinum Rewards Credit Card
- Infiniti Visa Card
- Interra Credit Union Standard Mastercard Credit Card
- Marine Federal Credit Union VISA Signature Card
- National Bank of Arizona Amazing Rate Visa Credit Card
- Northwest FCU FirstCard Visa Credit Card
- PenFed Platinum Rewards Visa Signature® Card
- Popular Bank Rewards MasterCard