Mission Federal Credit Union Preferred Platinum Mastercard

Mission Federal Credit Union Preferred Platinum Mastercard Review

This is a card issued by Mission Federal Credit Union. If you're wondering whether Mission Federal Credit Union Preferred Platinum Mastercard is the right card for you, read on.

Key Takeaways

• 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
• 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 3 months.
• Competitive APRs. Mission Federal Credit Union Preferred Platinum Mastercard has a variable purchase APR that ranges from 9.9% up to 16.9%.
• No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
• 2% Balance transfer fee. Mission Federal Credit Union Preferred Platinum Mastercard charges a fee of 2% on balance transfers. For example, a balance of $1,000 could cost $20 in transfer fees. The minimum fee is $2.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
• Fair or better credit required. You will have good approval odds if your credit score is above 600.

Pros & Cons of Mission Federal Credit Union Preferred Platinum Mastercard

Mission Federal Credit Union Preferred Platinum Mastercard FAQ

Does Mission Federal Credit Union Preferred Platinum Mastercard have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Mission Federal Credit Union Preferred Platinum Mastercard benefits?

It provides the following benefits:

• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for Mission Federal Credit Union Preferred Platinum Mastercard?

Mission Federal Credit Union Preferred Platinum Mastercard has a variable purchase APR that ranges from 9.9% up to 16.9%. The card has a variable balance transfer APR that ranges from 11.90% up to 17.90%. It also has a variable cash advance APR that ranges from 11.90% up to 17.90%.

What are the fees for Mission Federal Credit Union Preferred Platinum Mastercard?

The following fees apply:

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does Mission Federal Credit Union Preferred Platinum Mastercard report your account activity to credit bureaus?

Yes, Mission Federal Credit Union Preferred Platinum Mastercard reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Mission Federal Credit Union Preferred Platinum Mastercard

• Visit the Mission Federal Credit Union Preferred Platinum Mastercard website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.