Last Updated: 05/14/2026
SuperMoney User Recommendation Score 0
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Petal® 1 "No Annual Fee" Visa® Credit Card Review
Key Takeaways
- Generous reward rate. You can get a rewards rate of up to 10x.
- See if you're pre-approved within minutes without impacting your credit score.
- Earn a credit limit increase in as little as 6 months. Terms and conditions apply.
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR that ranges from 25.24% up to 34.74%.
- No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Petal Visa Credit Card
| The Good | The Bad |
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Petal Visa Credit Card FAQ
Does Petal Visa Credit Card have a cash back or rewards program?
| Description |
How do people rate the customer service and user experience of Petal Visa Credit Card?
Does Petal® 1 "No Annual Fee" Visa® Credit Card report your account activity to credit bureaus?
- Equifax
- Experian
- TransUnion
Does WebBank, Member FDIC perform a hard credit pull?
How to apply for Petal Visa Credit Card
- Visit the website of Petal Visa Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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Purchase APR
Balance Transfer APR
Credit Score Range
300
850
Annual Fee
Purchase APR
Balance Transfer APR
Credit Score Range
300
850
Annual Fee
Purchase APR
Balance Transfer APR
Credit Score Range
300
850
Annual Fee
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SuperMoney Net Recommendation Score
SuperMoney users mostly recommend this product, giving it a user recommendation score of 0, or 3 on a 5-point rating scale.
0
Petal® 1 "No Annual Fee" Visa® Credit Card Community Reviews
Would you recommend Petal® 1 "No Annual Fee" Visa® Credit Card to your friends?
Melanie R.
Jul 19, 2023
May or may not recommend
Polaris N.
Jun 16, 2023
May or may not recommend
James H.
May 17, 2023
May or may not recommend
Bethany K.
Apr 20, 2023
May or may not recommend
Patrick C.
Oct 7, 2021
May or may not recommend
Antonio T.
Jul 15, 2021
May or may not recommend
Showing 6 of 6 reviews
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