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Last Updated: 07/28/2025

Petal® 1 "No Annual Fee" Visa® Credit Card

in Credit Cards from WebBank, Member FDIC

Last Updated: 07/28/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
Petal® 1 "No Annual Fee" Visa® Credit Card logo
Mostly recommended6 total votes
2 users recommend
2 users are unsure
2 users don't recommend
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Highlights

Community Rating

Mostly recommended

Purchase APR (Variable APR)

25.24% - 34.74%(Verified 06/21/2024)
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Balance Transfer APR (Variable APR)

N/A(Verified 08/15/2023)

Credit Score Range

550 - 850

Annual Fee

$0

Number of Reviews

6

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Petal® 1 "No Annual Fee" Visa® Credit Card Review

This is a cashback credit card issued by WebBank, member FDIC.. If you're wondering whether Petal® 1 "No Annual Fee" Visa® Credit Card is the right card for you, read on.

Key Takeaways

  • Generous reward rate. You can get a rewards rate of up to 10x.
  • See if you're pre-approved within minutes without impacting your credit score.
  • Earn a credit limit increase in as little as 6 months. Terms and conditions apply.
  • APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR that ranges from 25.24% up to 34.74%.
  • No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Poor credit accepted. This card will consider people who have poor credit.

Pros & Cons of Petal Visa Credit Card

Petal Visa Credit Card FAQ

Does Petal Visa Credit Card have a cash back or rewards program?

No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

215 State St, Suite 1000
Salt Lake City, UT 84111
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Hours of Operation

Sunday
Closed
Monday
8:00AM - 5:00PM
Tuesday
8:00AM - 5:00PM
Wednesday
8:00AM - 5:00PM
Thursday
8:00AM - 5:00PM
Friday
8:00AM - 5:00PM
Saturday
Closed

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