SuperMoney

Platinum Card from American Express®

in Personal Credit Cards

Unaffiliated Visit Site

Platinum Card from American Express®

Unaffiliated

in Personal Credit Cards

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote
Cast your vote

Would you recommend Platinum Card from American Express® to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Overview

Who is this credit card designed for?

Platinum Card from American Express® is a credit card issued by American Express Bank, which is based in New York, NY. 

Platinum Card from American Express® is designed for people with a credit score of 700 to 850. A rewards program is included that allows you to convert your purchases into travel, gifts, or other perks.

What are the relevant APRs?

Is an introductory APR offer available?

No, Platinum Card from American Express® does not come with an introductory APR offer for balance transfers.

Platinum Card from American Express® does not offer an introductory rate on new purchases.

What are the fees?

The following fees apply to Platinum Card from American Express®:

  • An annual fee of $550. Make sure the rewards and benefits of this card justify the cost of the annual fee.
  • A late payment penalty of $38.
  • A returned payment fee of $38.

Is a rewards program offered?

Platinum Card from American Express® offers a rewards program to its customers. This card features rewards for purchases in the following categories:

  • Airfare
  • Every Purchase
  • Hotels

Is a signup bonus offered?

Platinum Card from American Express® doesn't offer a cash signup bonus. However, it does include a 60000 points signup bonus after spending $5000 that can be redeemed for travel, gifts, or other perks.

Is an annual loyalty bonus offered?

Platinum Card from American Express® doesn't offer a cash loyalty bonus.

What additional benefits are offered?

 Platinum Card from American Express® provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Travel Accident Insurance
  • Travel Assistance
  • Global Entry
  • Reports to major credit bureaus

Does Platinum Card from American Express® report your account activity to credit bureaus?

Platinum Card from American Express® reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Foreign Transaction Fee
Late Payment Penalty
$38
Returned Payment Fee
$38
Annual Fee
$550
Minimum Age
18
Credit Score Range
700 - 850
850 300 700
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Customer Type
Personal
Car Rental Insurance
Extended Warranty
Travel Insurance
Emergency Support
Flight Insurance
Lost Luggage Insurance
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Global Entry
  • Identity Theft Protection
  • Purchase Protection
  • Travel Accident Insurance
  • Travel Assistance
No Reward Expiration Period
Rewards Categories
  • Airfare
  • Every Purchase
  • Hotels
Signup Bonus (points)
60,000

Be the first to rate

Would you recommend Platinum Card from American Express® to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Personal Credit Cards

American Express Bank Personal Credit Cards

Product

Reviews

Purchase APR

Balance Transfer APR

Annual Fee

Credit Score Range

Amex EveryDay® Credit Card

Amex EveryDay® Credit Card

Be the first to rate

Purchase APR
(Variable APR)
14.49% - 25.49% 0% 29% Variable APR
Balance Transfer APR
(Variable APR)
14.49% - 25.49% 8% 29% Variable APR
Annual Fee $0 Annual Fee
Credit Score Range 640 - 850 300 850
Premier Rewards Gold Card from American Express®

Premier Rewards Gold Card from American Express®

3
1
1
5 total votes
Purchase APR N/A Purchase APR
Balance Transfer APR N/A Balance Transfer APR
Annual Fee $195 Annual Fee
Credit Score Range 700 - 850 300 850
American Express® Green Card

American Express® Green Card

2
2
 
4 total votes
Purchase APR N/A Purchase APR
Balance Transfer APR N/A Balance Transfer APR
Annual Fee $95 Annual Fee
Credit Score Range 700 - 850 300 850
Platinum Delta SkyMiles Credit Card

Platinum Delta SkyMiles Credit Card

 
 
1
1 total votes
Purchase APR
(Variable APR)
17.24% - 26.24% 0% 29% Variable APR
Balance Transfer APR
(Variable APR)
17.24% - 26.24% 8% 29% Variable APR
Annual Fee $195 Annual Fee
Credit Score Range 700 - 850 300 850
Gold Delta SkyMiles Credit Card from American Express®
Purchase APR
(Variable APR)
17.24% - 26.24% 0% 29% Variable APR
Balance Transfer APR
(Variable APR)
17.24% - 26.24% 8% 29% Variable APR
Annual Fee $95 Annual Fee
Credit Score Range 700 - 850 300 850
Delta Reserve Credit Card from American Express®
Purchase APR
(Variable APR)
17.24% - 26.24% 0% 29% Variable APR
Balance Transfer APR
(Variable APR)
17.24% - 26.24% 8% 29% Variable APR
Annual Fee $450 Annual Fee
Credit Score Range 700 - 850 300 850
Blue Cash Preferred Card from American Express
Purchase APR
(Variable APR)
14.49% - 25.49% 0% 29% Variable APR
Balance Transfer APR
(Variable APR)
14.49% - 25.49% 8% 29% Variable APR
Annual Fee $95 Annual Fee
Credit Score Range 700 - 850 300 850
The Starwood Preferred Guest Credit Card from American Express®
Purchase APR
(Variable APR)
16.74% - 20.74% 0% 29% Variable APR
Balance Transfer APR
(Variable APR)
16.74% - 20.74% 8% 29% Variable APR
Annual Fee $95 Annual Fee
Credit Score Range 700 - 850 300 850
View More Personal Credit Cards from American Express Bank