Platinum Card from American Express®
in Personal Credit Cards from American Express National Bank
ClaimedPlatinum Card from American Express®
in Personal Credit Cards from American Express National Bank
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| Community Rating |
Rating not yet determined |
| Purchase APR (Variable APR) | N/A |
| Balance Transfer APR (Variable APR) | N/A |
| Credit Score Range | 700 - 850 |
| Annual Fee | $550 |
Platinum Card from American Express® Review
Platinum Card from American Express® is a rewards credit card issued by American Express National Bank. If you're wondering whether Platinum Card from American Express® is the right card for you, read on. This is everything you need to know to make a good choice.
Key Takeaways
- Generous reward rate. You will get a a rewards rate of 5 points per dollar spent.
- Signup bonus. Offers a signup bonus of 60000 points after spending $5,000 that can be redeemed for travel, gifts, or other perks.
- Airport Lounge Access. Benefits like airport lounge access can add luxury to your travel experience.
- Multiple credit card benefits. Includes generous credit card perks, such as Global Entry / TSA Precheck Fee Credit, purchase protection, and fraud protection.
- Good or better credit required. You should probably try with another card if your credit score is below 700.
Platinum Card from American Express® Pros & Cons
| The Good | The Bad |
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Platinum Card from American Express® FAQ
Is there a Platinum Card from American Express® cash back or rewards program?
Platinum Card from American Express® offers a rewards program to its customers.
| Minimum rewards rate (all purchases) | 1x |
| Max rewards rate | 5x |
| Annual rewards limit | N/A |
| Signup Bonus (Points/Miles) | 60000 |
| Signup Bonus Spend Requirement | $5000 |
Does Platinum Card from American Express® have a signup bonus?
Platinum Card from American Express® doesn't offer a cash signup bonus. However, it does include a 60000 points signup bonus after spending $5000 that can be redeemed for travel, gifts, or other perks.Does Platinum Card from American Express® offer an annual loyalty bonus?
Platinum Card from American Express® doesn't offer a cash loyalty bonus.What are the Platinum Card from American Express® benefits?
Platinum Card from American Express® provides the following benefits:
- ID Theft Protection
- Reports to major credit bureaus
What are the relevant APRs for Platinum Card from American Express®?
It also has a variable cash advance APR of 25.24% .Does Platinum Card from American Express® have an introductory APR offer on balance transfers?
No, Platinum Card from American Express® does not come with an introductory APR offer for balance transfers.Does Platinum Card from American Express® have an introductory APR offer on new purchases?
Platinum Card from American Express® does not offer an introductory rate on new purchases.| Description | |
|---|---|
| Introductory Rate | N/A |
| Purchase Intro APR Period (months) | N/A |
What are the fees for Platinum Card from American Express®?
The following fees apply to Platinum Card from American Express®:
| Fees | Amount |
|---|---|
| Annual Fee | $550 |
| Returned Payment Fee | up to $40 |
| Late Payment Fee | up to $40 |
Does Platinum Card from American Express® report your account activity to credit bureaus?
Yes, Platinum Card from American Express® reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Platinum Card from American Express®
- Visit the Platinum Card from American Express® website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Contact
- Headquarters
-
World Financial Center
200 Vesey Street
New York, NY 10285 - Visit Site
Other Services by American Express National Bank
View all personal credit cards offered by American Express National Bank
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Every Purchase (Points) | 5X Membership Rewards points on flights booked directly with airlines or with American Express Travel, and prepaid hotels booked on amextravel.com. |
Platinum Card from American Express® Community Reviews
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