Platinum Delta SkyMiles Credit Card
in Personal Credit Cards from American Express National Bank
ClaimedPlatinum Delta SkyMiles Credit Card
in Personal Credit Cards from American Express National Bank
Would you recommend Platinum Delta SkyMiles Credit Card to your friends?
| Community Rating |
Rating not yet determined |
| Annual Fee | $195 |
| Purchase APR (Variable APR) | 17.49% - 26.49% |
| Balance Transfer APR (Variable APR) | 17.49% - 26.49% |
| Credit Score Range | 700 - 850 |
Platinum Delta SkyMiles Credit Card Review
Platinum Delta SkyMiles Credit Card is a rewards credit card issued by American Express National Bank.
This card is designed for people with good credit. The minimum credit score to apply is 700. If you're wondering whether Platinum Delta SkyMiles Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
Is there a Platinum Delta SkyMiles Credit Card cash back or rewards program?
Platinum Delta SkyMiles Credit Card offers a rewards program to its customers.
| Rewards rate (all purchases) | 1% |
| Max rewards rate | 2% |
| Annual rewards limit | N/A |
| Signup Bonus ($) | $100 |
| Signup Bonus (Points/Miles) | 75000 |
| Signup Bonus Spend Requirement | $3000 |
| Signup Bonus Spend Period (months) | 3 months |
| Annual Loyalty Bonus (Points/Miles) | 10000 |
| Annual Loyalty Bonus Spend Requirement | $25000 |
Does Platinum Delta SkyMiles Credit Card have a signup bonus?
Yes, Platinum Delta SkyMiles Credit Card offers card users a signup bonus worth up to $100 after spending $3000. However, it does include a 75000 points signup bonus after spending $3000 that can be redeemed for travel, gifts, or other perks.
Does Platinum Delta SkyMiles Credit Card offer an annual loyalty bonus?
Platinum Delta SkyMiles Credit Card doesn't offer a cash loyalty bonus. However, it does include an annual loyalty bonus of 10000 points after spending $25000 that can be redeemed for travel, gifts, and other perks.What are the Platinum Delta SkyMiles Credit Card benefits?
Platinum Delta SkyMiles Credit Card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Fraud Liability
- Travel Accident Insurance
- Travel Assistance
- ID Theft Protection
- Reports to major credit bureaus
What are the relevant APRs for Platinum Delta SkyMiles Credit Card?
Platinum Delta SkyMiles Credit Card has a variable purchase APR that ranges from 17.49% up to 26.49%. The card has a variable balance transfer APR that ranges from 17.49% up to 26.49%.
It also has a variable cash advance APR of 26.99% . Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Platinum Delta SkyMiles Credit Card have an introductory APR offer?
No, Platinum Delta SkyMiles Credit Card does not come with an introductory APR offer for balance transfers. Platinum Delta SkyMiles Credit Card does not offer an introductory rate on new purchases.| Description | |
|---|---|
| Balance Transfer APR | 17.49% - 26.49% |
| Introductory Rate | N/A |
| Intro APR period (months) | N/A |
| Description | |
|---|---|
| Balance Computation | average daily balance (including new purchases) |
| Purchase APR | 17.49% - 26.49% |
| Credit Limit | N/A |
| Penalty APR | 29.99% |
| Cash Advance APR | 26.99% |
| Security Deposit | N/A |
| Introductory Rate | N/A |
| Intro APR period (months) | N/A |
What are the Platinum Delta SkyMiles Credit Card fees?
The following fees apply to Platinum Delta SkyMiles Credit Card:
- There is no overlimit fee
| Fees | Amount |
|---|---|
| Annual Fee | $195 |
| Overlimit Fee | $0 |
| Foreign Transaction Fee | 0% |
| Balance Transfer Fee | 5% |
| Minimum Balance Transfer Fee | $3 |
| Returned Payment Fee | up to $39 |
| Late Payment Fee | up to $39 |
Does Platinum Delta SkyMiles Credit Card have a foreign transaction fee?
Platinum Delta SkyMiles Credit Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.Does Platinum Delta SkyMiles Credit Card report your account activity to credit bureaus?
Platinum Delta SkyMiles Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for Platinum Delta SkyMiles Credit Card
- Visit the American Express National Bank website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
World Financial Center
200 Vesey Street
New York, NY 10285 - Visit Site
Other Services by American Express National Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Airfare (points) | 2 |
Platinum Delta SkyMiles Credit Card Community Reviews
Would you recommend Platinum Delta SkyMiles Credit Card to your friends?
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