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Platinum Delta SkyMiles Credit Card

in Personal Credit Cards from American Express Bank

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Platinum Delta SkyMiles Credit Card

Unaffiliated

in Personal Credit Cards from American Express Bank

SuperMoney Net Recommendation Score -100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

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Highlights
Highlights
Community Rating Strongly not recommended
Purchase APR 17.24% - 26.24%
Balance Transfer APR 17.24% - 26.24%
Annual Fee $195
Credit Score Range 700 - 850

Overview

Who is this credit card designed for?

Platinum Delta SkyMiles Credit Card is a credit card issued by American Express Bank, which is based in New York, NY. 

Platinum Delta SkyMiles Credit Card is designed for people with a credit score of 700 to 850. A rewards program is included that allows you to convert your purchases into travel, gifts, or other perks.

What are the relevant APRs?

Platinum Delta SkyMiles Credit Card has a variable purchase APR that ranges from 17.24% up to 26.24%.

The card has a variable balance transfer APR that ranges from 17.24% up to 26.24%.

It also has a variable cash advance APR starting at 26.74%.

The good news is this card does not charge a penalty APR if you are late on a payment.

Is an introductory APR offer available?

No, Platinum Delta SkyMiles Credit Card does not come with an introductory APR offer for balance transfers.

Platinum Delta SkyMiles Credit Card does not offer an introductory rate on new purchases.

What are the fees?

The following fees apply to Platinum Delta SkyMiles Credit Card:

  • An annual fee of $195. Make sure the rewards and benefits of this card justify the cost of the annual fee.
  • A late payment penalty of up to $38.
  • Platinum Delta SkyMiles Credit Card does not charge a returned payment fee.
  • There is no overlimit fee
  • There are no foreign transaction fees.

Is a rewards program offered?

Platinum Delta SkyMiles Credit Card offers a rewards program to its customers. This card features rewards for purchases in the following categories:

  • Airfare
  • Every Purchase

Is a signup bonus offered?

Yes, Platinum Delta SkyMiles Credit Card offers card users a signup bonus worth up to $100 after spending $1000. However, it does include a 35000 points signup bonus after spending $1000 that can be redeemed for travel, gifts, or other perks.

Is an annual loyalty bonus offered?

Platinum Delta SkyMiles Credit Card doesn't offer a cash loyalty bonus. However, it does include an annual loyalty bonus of 10000 points after spending $25000 that can be redeemed for travel, gifts, and other perks.

What additional benefits are offered?

 Platinum Delta SkyMiles Credit Card provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Travel Accident Insurance
  • Travel Assistance
  • ID Theft Protection
  • Reports to major credit bureaus
  • Does Platinum Delta SkyMiles Credit Card report your account activity to credit bureaus?

    Platinum Delta SkyMiles Credit Card reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Grace Period for Late Payment (Days) 25
    Over-Limit Fee $0
    Minimum Interest Charge $0
    Foreign Currency Transaction Fee 0%
    No Foreign Transaction Fee  
    Returned Payment Fee $38
    Annual Fee $195
    Late Fee Amount $38
    Minimum Age 18
    Credit Score Range 700 - 850
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Supported Income Types
    • 1099 Misc. Income
    • Cash
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    Customer Type Personal
    Car Rental Insurance  
    Extended Warranty  
    Fraud Liability  
    Travel Insurance  
    Emergency Support  
    Lost Luggage Insurance  
    Credit Card Benefits
    • Auto Rental Collision Damage Waiver
    • Emergency Support
    • Extended Warranty Protection
    • Fraud Liability
    • Identity Theft Protection
    • Purchase Protection
    • Travel Accident Insurance
    • Travel Assistance
    Bonus Rewards 2x
    All Other Purchases 1 mile for $1 spent
    Every Purchase 2 miles for every $1
    No Reward Expiration Period  
    Rewards Categories
    • Airfare
    • Every Purchase
    Signup Bonus $100
    Signup Bonus (points) 35,000
    Annual Loyalty Bonus Spend Requirement $25,000
    Annual Loyalty Bonus (points) 10,000
    Purchase APR (Variable APR) 17.24% - 26.24%
    Cash Advance APR (Variable APR) Starting at 26.74%
    Balance Computation average daily balance (including new purchases)
    Penalty APR 29.99%
    Balance Transfer APR (Variable APR) 17.24% - 26.24%

    Reviews

     
     

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