Platinum Delta SkyMiles Credit Card
in Personal Credit Cards from American Express Bank
Unaffiliated Apply NowPlatinum Delta SkyMiles Credit Card
in Personal Credit Cards from American Express Bank
Would you recommend Platinum Delta SkyMiles Credit Card to your friends?
| Community Rating | Strongly not recommended |
| Purchase APR | 17.24% - 26.24% |
| Balance Transfer APR | 17.24% - 26.24% |
| Annual Fee | $195 |
| Credit Score Range | 700 - 850 |
Overview
Who is this credit card designed for?
Platinum Delta SkyMiles Credit Card is a credit card issued by American Express Bank, which is based in New York, NY.
Platinum Delta SkyMiles Credit Card is designed for people with a credit score of 700 to 850. A rewards program is included that allows you to convert your purchases into travel, gifts, or other perks.
What are the relevant APRs?
Platinum Delta SkyMiles Credit Card has a variable purchase APR that ranges from 17.24% up to 26.24%.
The card has a variable balance transfer APR that ranges from 17.24% up to 26.24%.
It also has a variable cash advance APR starting at 26.74%.
The good news is this card does not charge a penalty APR if you are late on a payment.
Is an introductory APR offer available?
No, Platinum Delta SkyMiles Credit Card does not come with an introductory APR offer for balance transfers.
Platinum Delta SkyMiles Credit Card does not offer an introductory rate on new purchases.
What are the fees?
The following fees apply to Platinum Delta SkyMiles Credit Card:
- An annual fee of $195. Make sure the rewards and benefits of this card justify the cost of the annual fee.
- A late payment penalty of up to $38.
- Platinum Delta SkyMiles Credit Card does not charge a returned payment fee.
- There is no overlimit fee
- There are no foreign transaction fees.
Is a rewards program offered?
Platinum Delta SkyMiles Credit Card offers a rewards program to its customers. This card features rewards for purchases in the following categories:
- Airfare
- Every Purchase
Is a signup bonus offered?
Yes, Platinum Delta SkyMiles Credit Card offers card users a signup bonus worth up to $100 after spending $1000. However, it does include a 35000 points signup bonus after spending $1000 that can be redeemed for travel, gifts, or other perks.
Is an annual loyalty bonus offered?
Platinum Delta SkyMiles Credit Card doesn't offer a cash loyalty bonus. However, it does include an annual loyalty bonus of 10000 points after spending $25000 that can be redeemed for travel, gifts, and other perks.
What additional benefits are offered?
Platinum Delta SkyMiles Credit Card provides the following benefits:
Does Platinum Delta SkyMiles Credit Card report your account activity to credit bureaus?
Platinum Delta SkyMiles Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.
Contact
- Headquarters
-
World Financial Center 200 Vesey Street
New York, NY 10285 USA - (800) 323-2323
- Visit Site
Other Services by American Express Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Grace Period for Late Payment (Days) | 25 |
| Over-Limit Fee | $0 |
| Minimum Interest Charge | $0 |
| Foreign Currency Transaction Fee | 0% |
| No Foreign Transaction Fee | |
| Returned Payment Fee | $38 |
| Annual Fee | $195 |
| Late Fee Amount | $38 |
Reviews
Would you recommend Platinum Delta SkyMiles Credit Card to your friends?
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