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Platinum Delta SkyMiles Credit Card

in Personal Credit Cards

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Platinum Delta SkyMiles Credit Card

Unaffiliated

in Personal Credit Cards

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Overview

Back in the day free checked bags and hot meals were considered standard features of airline flights. No longer. These conveniences are now considered perks to be parceled out to privileged individuals – including holders of co-branded credit cards. If you're a frequent Delta flier with good or excellent credit, you may very well rack up enough savings in checked bag and other fees to compensate for the hefty annual fee.

Who Is the Delta SkyMiles Card Credit Card For?

The Delta SkyMiles Card is a loyalty co-branded credit card. It is most advantageous for Delta frequent fliers, particularly those who routinely check baggage or travel with companions. But it can also be used for everyday transactions, and cardholders also benefit from the acclaimed American Express® Membership.

Are There Annual Fees?

The Delta SkyMiles Card carries a hefty 195 dollar annual fee.

Does the Delta SkyMiles Card Offer Rewards?

Cardholders receive 2 miles per dollars spent on purchases made directly with Delta and 1 mile for every dollar spent elsewhere. Cardmembers also receive 10,000 bonus miles and 10,000 Medallion miles after spending 25,000 dollars or more using the card during a single calendar year.

Cardholders also enjoy priority boarding, receive one free checked bag, double miles for purchases on Delta flights or for Delta vacation packages, one free economy companion flight coupon annually, discounted access to Delta Sky Clubs and 20 percent savings on in-flight purchases.

Cardholders also benefit from the acclaimed American Express® Membership Rewards program, which includes perks like Extended Warranty and Purchase Protection, Roadside Assistance, Rental Car Loss and Damage insurance, Travel Accident Insurance and the Global Assist Hotline.

Are There Foreign Transaction Fees?

The Platinum SkyMiles Delta Card carries no foreign transaction fees.

Are There Late Payment or other Penalty Fees?

Late payments and returned payments carry penalties of 38 dollars each. Cash advances are also each charged 5 dollars or 3 percent of the transaction, whichever is greater.

Summary

If you are a world traveler and a big spender, the Platinum SkyMiles Delta Card may provide sufficient benefits and perks to offset the stiff annual fee, high APRs and other fees that you might potentially trigger. Otherwise, there are other travel rewards cards that provide benefits that require a much lower bar to be met. Likewise, individuals seeking cash back and merchandise reward will be disappointed with this card.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Grace Period for Late Payment (Days)
25
Over-Limit Fee
$0
Minimum Interest Charge
$0
Foreign Currency Transaction Fee
0%
No Foreign Transaction Fee
Late Payment Penalty
$38
Returned Payment Fee
$38
Annual Fee
$195
Minimum Age
18
Credit Score Range
700 - 850
850 300 700
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Customer Type
Personal
Car Rental Insurance
Extended Warranty
Fraud Liability
Travel Insurance
Emergency Support
Lost Luggage Insurance
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Identity Theft Protection
  • Purchase Protection
  • Travel Accident Insurance
  • Travel Assistance
Bonus Rewards
2x
All Other Purchases
1 mile for $1 spent
Every Purchase
2 miles for every $1
No Reward Expiration Period
Rewards Categories
  • Airfare
  • Every Purchase
Signup Bonus
$100
Signup Bonus (points)
35,000
Annual Loyalty Bonus Spend Requirement
$25,000
Annual Loyalty Bonus (points)
10,000
Purchase APR
(Variable APR)
17.24% - 26.24%
0% 29%
Cash Advance APR
(Variable APR)
Starting at
26.74%
Balance Computation
average daily balance (including new purchases)
Penalty APR
29.99%
Balance Transfer APR
(Variable APR)
17.24% - 26.24%
8% 29%

Reviews

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