Platinum Delta SkyMiles Credit Card Review

Platinum Delta SkyMiles Credit Card is a rewards credit card issued by American Express® National Bank. 

Good credit. This card is designed for people with good credit. The minimum credit score to apply is 700.

If you're wondering whether Platinum Delta SkyMiles Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Is there a Platinum Delta SkyMiles Credit Card cash back or rewards program?

Platinum Delta SkyMiles Credit Card offers a rewards program to its customers.

Platinum Delta SkyMiles Credit Card Rewards

Rewards rate (all purchases)	1%
Max rewards rate	2%
Annual rewards limit	N/A
Signup Bonus ($)	$100
Signup Bonus (Points/Miles)	35000
Signup Bonus Spend Requirement	$1000
Annual Loyalty Bonus (Points/Miles)	10000
Annual Loyalty Bonus Spend Requirement	$25000

What are the Platinum Delta SkyMiles Credit Card benefits?

Platinum Delta SkyMiles Credit Card provides the following benefits:

• Auto Rental Collision Damage Waiver
• Emergency Support
• Extended Warranty Protection
• Fraud Liability
• Travel Accident Insurance
• Travel Assistance
• ID Theft Protection
• Reports to major credit bureaus

What are the relevant APRs for Platinum Delta SkyMiles Credit Card?

Platinum Delta SkyMiles Credit Card has a variable purchase APR that ranges from 17.24% up to 26.24%. The card has a variable balance transfer APR that ranges from 17.24% up to 26.24%.

It also has a variable cash advance APR starting at 26.74% . Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

What are the Platinum Delta SkyMiles Credit Card fees?

$195 Annual Fee. Platinum Delta SkyMiles Credit Card charges an annual fee of $195. No foreign transaction fee. Platinum Delta SkyMiles Credit Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

The following fees apply to Platinum Delta SkyMiles Credit Card:

Platinum Delta SkyMiles Credit Card Fees

Fees	Amount
Annual Fee	$195
Overlimit Fee	$0
Foreign Transaction Fee	0%
Returned Payment Fee	$38
Late Payment Fee	$38

Does Platinum Delta SkyMiles Credit Card report your account activity to credit bureaus?

Platinum Delta SkyMiles Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

How to apply for Platinum Delta SkyMiles Credit Card

• Visit the American Express® National Bank website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.