Popular Bank Rewards MasterCard
in Personal Credit Cards from Banco Popular de Puerto Rico
UnaffiliatedPopular Bank Rewards MasterCard
in Personal Credit Cards from Banco Popular de Puerto Rico
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| Purchase APR (Variable APR) | 13.24% - 26.24% |
| Balance Transfer APR (Variable APR) | 13.24% - 26.24% |
| Credit Score Range | N/A |
| Annual Fee | $25 |
Popular Bank Rewards MasterCard Review
Popular Bank Rewards MasterCard is a rewards credit card issued by Banco Popular de Puerto Rico. If you're wondering whether Popular Bank Rewards MasterCard is the right card for you, read on. This is everything you need to know to make a good choice.
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 12 months.
- Competitive APRs. Popular Bank Rewards MasterCard has a variable purchase APR that ranges from 13.24% up to 26.24%.
- 2% Balance transfer fee. Popular Bank Rewards MasterCard charges a fee of 2% on balance transfers. For example, a balance of $1,000 could cost $20 in transfer fees. The minimum fee is $2.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1.4% every time you make a transaction outside the U.S.
| The Good | The Bad |
|---|---|
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Is there a Popular Bank Rewards MasterCard cash back or rewards program?
Popular Bank Rewards MasterCard offers a rewards program to its customers.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
Does Popular Bank Rewards MasterCard have a signup bonus?
Popular Bank Rewards MasterCard doesn't offer a cash signup bonus.Does Popular Bank Rewards MasterCard offer an annual loyalty bonus?
Popular Bank Rewards MasterCard doesn't offer a cash loyalty bonus.What are the Popular Bank Rewards MasterCard benefits?
Popular Bank Rewards MasterCard provides the following benefits:
- Emergency Support
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Popular Bank Rewards MasterCard?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Popular Bank Rewards MasterCard has lower than average purchase APRs.Popular Bank Rewards MasterCard has a variable purchase APR that ranges from 13.24% up to 26.24%. The card has a variable balance transfer APR that ranges from 13.24% up to 26.24%. It also has a variable cash advance APR that ranges from 24.24% up to 28.24%. Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Popular Bank Rewards MasterCard have an introductory APR offer on balance transfers?
Yes, Popular Bank Rewards MasterCard offers an introductory APR rate on balance transfers of 0% for a period of up to 12 months.
| Description | |
|---|---|
| Balance Transfer Introductory APR | 0% |
| Balance Transfer Intro APR Period | 12 months |
| Balance Transfer APR | 13.24% - 26.24% |
| Balance Transfer Fee Minimum | $2 |
| Balance Transfer Fee % | 2% |
Does Popular Bank Rewards MasterCard have an introductory APR offer on new purchases?
| Description | |
|---|---|
| Introductory Rate | 0% |
| Purchase Intro APR Period | 12 months |
This card does offer an introductory APR rate of 0% on qualified purchases for a period of up to 12 months.
What are the fees for Popular Bank Rewards MasterCard?
The following fees apply to Popular Bank Rewards MasterCard:
| Fees | Amount |
|---|---|
| Annual Fee | $25 |
| Foreign Transaction Fee | 1.4% |
| Returned Payment Fee | up to $10 |
| Late Payment Fee | up to $38 |
Does Popular Bank Rewards MasterCard have a foreign transaction fee?
Popular Bank Rewards MasterCard charges a foreign transaction fee of 1.4%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $28. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does Popular Bank Rewards MasterCard report your account activity to credit bureaus?
Yes, Popular Bank Rewards MasterCard reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Popular Bank Rewards MasterCard
- Visit the Popular Bank Rewards MasterCard website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
85 Broad Street
New York, NY 10004 - Visit Site
Other Services by Banco Popular de Puerto Rico
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Introductory Rate | 0% |
| Purchase Intro APR Period (Variable APR) | 12 months |
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