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  Popular Bank Rewards MasterCard

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Popular Bank Rewards MasterCard

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Highlights
Purchase APR  (Variable APR) 13.24% - 26.24%
Balance Transfer APR  (Variable APR) 13.24% - 26.24%
Credit Score Range N/A
Annual Fee $25

Popular Bank Rewards MasterCard Review

Popular Bank Rewards MasterCard is no longer available to new customers on SuperMoney.

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This is a rewards card issued by Banco Popular de Puerto Rico. If you're wondering whether Popular Bank Rewards MasterCard is the right card for you, read on.

Key Takeaways

  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 12 months.
  • Competitive APRs. Popular Bank Rewards MasterCard has a variable purchase APR that ranges from 13.24% up to 26.24%.
  • 2% Balance transfer fee. Popular Bank Rewards MasterCard charges a fee of 2% on balance transfers. For example, a balance of $1,000 could cost $20 in transfer fees. The minimum fee is $2.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1.4% every time you make a transaction outside the U.S.

Pros & Cons of Popular Bank Rewards MasterCard

The Good The Bad
  • Potentially lower than average purchase APRs.
  • 0% APR balance transfer intro rate on balance transfers for up to 12 months.
  • 0% APR on new purchases during the first 12 months. There is then a variable purchase APR that ranges from 13.24% up to 26.24%.
  • Identity Theft Protection.
  • Cardholders can earn rewards on purchases everywhere Popular Bank Rewards MasterCard is accepted.
  • Popular Bank Rewards MasterCard reports to multiple credit bureaus.
  • Charges an annual fee of $25
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 1.4%.
  • Charges a 2% balance transfer fee.

Popular Bank Rewards MasterCard FAQ

Does Popular Bank Rewards MasterCard have a cash back or rewards program?

Popular Bank Rewards MasterCard is a rewards card.

Popular Bank Rewards MasterCard Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) N/A

Does Popular Bank Rewards MasterCard have a signup bonus?

This card doesn't offer a cash signup bonus.

Does Popular Bank Rewards MasterCard offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Popular Bank Rewards MasterCard benefits?

It provides the following benefits:

  • Emergency Support
  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Popular Bank Rewards MasterCard?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Popular Bank Rewards MasterCard has a variable purchase APR that ranges from 13.24% up to 26.24%. The card has a variable balance transfer APR that ranges from 13.24% up to 26.24%. It also has a variable cash advance APR that ranges from 24.24% up to 28.24%. Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Popular Bank Rewards MasterCard have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 12 months.

Popular Bank Rewards MasterCard Balance Transfers
Description
Balance Transfer Introductory APR 0%
Balance Transfer Intro APR Period 12 months
Balance Transfer APR 13.24% - 26.24%
Balance Transfer Fee Minimum $2
Balance Transfer Fee % 2%

Does Popular Bank Rewards MasterCard have an intro APR offer on new purchases?

Popular Bank Rewards MasterCard Purchase Intro Offer
Description
Introductory Rate 0%
Purchase Intro APR Period 12 months

This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 12 months.

What are the fees for Popular Bank Rewards MasterCard?

The following fees apply:

Popular Bank Rewards MasterCard Fees
Fees Amount
Annual Fee $25
Foreign Transaction Fee 1.4%
Returned Payment Fee up to $10
Late Payment Fee up to $38

Does Popular Bank Rewards MasterCard have a foreign transaction fee?

Popular Bank Rewards MasterCard charges a foreign transaction fee of 1.4%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $28. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Popular Bank Rewards MasterCard?

The Popular Bank Rewards MasterCard customer service number is (787) 724-3650.

What is the support contact email for Popular Bank Rewards MasterCard?

The support contact email for Popular Bank Rewards MasterCard is popularnet@popular.com.

What is the Popular Bank Rewards MasterCard login page?

You can access the Popular Bank Rewards MasterCard login page here.

How do people rate the customer service and user experience of Popular Bank Rewards MasterCard?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Popular Bank Rewards MasterCard report your account activity to credit bureaus?

Yes, Popular Bank Rewards MasterCard reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Popular Bank Rewards MasterCard

  • Visit the Popular Bank Rewards MasterCard website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed

Other Services by Banco Popular de Puerto Rico

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View all credit cards offered by Banco Popular de Puerto Rico

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Introductory Rate 0%
Purchase Intro APR Period (Variable APR) 12 months
Cash Advance Fee Minimum $2
Cash Advance Fee (%) Starting at 2%
Minimum Cash Advance Fee ($) Starting at $2
Foreign Currency Transaction Fee 1.4%
Annual Fee $25
No Interest Grace Period for Late Payment 25 days
Returned Payment Fee Up to $10
Additional Card Fee Amount $0
Late Fee Amount Up to $38
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Emergency Support
  • Fraud Liability
No Reward Expiration Period
Rewards Categories
  • Every Purchase
Cash Advance APR (Variable APR) 24.24% - 28.24%
APR Type Variable APR
Penalty APR (Variable APR) 29.99%
Purchase APR (Variable APR) 13.24% - 26.24%
Balance Transfer Introductory APR (Variable APR) 0%
Balance Transfer Intro APR Period (Variable APR) 12 months
Balance Transfer APR (Variable APR) 13.24% - 26.24%
Balance Transfer Fee Minimum $2
Balance Transfer Fee % 2%
Card Type
  • Rewards
Card Network Mastercard

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