Sears Card®
in Personal Credit Cards from Citibank
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Would you recommend Sears Card® to your friends?
| Annual Fee | N/A |
| Purchase APR (Variable APR) | Up to 27.24% |
| Balance Transfer APR (Variable APR) | N/A |
| Credit Score Range | 650 - 850 |
Sears Card® Review
Sears Card® is a store credit card issued by Citibank.
This card is designed for people with fair credit. The minimum credit score to apply is 650. If you're wondering whether Sears Card® is the right card for you, read on. This is everything you need to know to make a good choice.
| The Good | The Bad |
|---|---|
|
|
|
Is there a Sears Card® cash back or rewards program?
No, Sears Card® does not offer a rewards program.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
What are the Sears Card® benefits?
Sears Card® provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Sears Card®?
Sears Card® has a variable purchase APR of up to 27.24%. The card has a variable cash advance APR of up to 29.15%.Does Sears Card® have an introductory APR offer?
Sears Card® does not offer an introductory rate on new purchases.| Description | |
|---|---|
| Balance Transfer APR | N/A |
| Introductory Rate | N/A |
| Intro APR period (months) | N/A |
| Description | |
|---|---|
| Balance Computation | N/A |
| Purchase APR | Up to 27.24% |
| Credit Limit | N/A |
| Penalty APR | N/A |
| Cash Advance APR | Up to 29.15% |
| Security Deposit | N/A |
| Introductory Rate | N/A |
| Intro APR period (months) | N/A |
What are the Sears Card® fees?
The following fees apply to Sears Card®:
| Fees | Amount |
|---|---|
| Late Payment Fee | up to $39 |
Does Sears Card® report your account activity to credit bureaus?
Sears Card® reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for Sears Card®
- Visit the Sears Card® website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Contact
- Headquarters
-
388 Greenwich Street
New York, NY 10013 - Visit Site
Other Services by Citibank
View all personal credit cards offered by Citibank
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Annual Fee | |
| No Interest Grace Period for Late Payment | 25 |
| Cash Advance Fee (%) | 5% |
| Cash Advance Fee Minimum | $5 |
| Late Fee Amount | Up to $39 |
| Minimum Interest Charge | $2 |
Be the first to rate
Would you recommend Sears Card® to your friends?
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