Sears Card®
in Personal Credit Cards from Citibank
Cast your vote
Would you recommend Sears Card® to your friends?
| Community Rating |
Rating not yet determined |
| Purchase APR (Variable APR) | Up to 27.24% |
| Balance Transfer APR (Variable APR) | N/A |
| Credit Score Range | 650 - 850 |
| Annual Fee | N/A |
Sears Card® Review
Sears Card® is a store credit card issued by Citibank. If you're wondering whether Sears Card® is the right card for you, read on. This is everything you need to know to make a good choice.
Key Takeaways
- Fair or better credit required. You will have good approval oods if your credit score is above650.
Sears Card® Pros & Cons
| The Good | The Bad |
|---|---|
|
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Sears Card® FAQ
Is there a Sears Card® cash back or rewards program?
No, Sears Card® does not offer a rewards program.
What are the Sears Card® benefits?
Sears Card® provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Sears Card®?
Sears Card® has a variable purchase APR of up to 27.24%. The card has a variable cash advance APR of up to 29.15%.Does Sears Card® have an introductory APR offer on balance transfers?
No, Sears Card® does not come with an introductory APR offer for balance transfers.Does Sears Card® have an introductory APR offer on new purchases?
Sears Card® does not offer an introductory rate on new purchases.What are the fees for Sears Card®?
The following fees apply to Sears Card®:
| Fees | Amount |
|---|---|
| Annual Fee | |
| Late Payment Fee | up to $39 |
Does Sears Card® report your account activity to credit bureaus?
Yes, Sears Card® reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Sears Card®
- Visit the Sears Card® website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Contact
- Headquarters
-
388 Greenwich Street
New York, NY 10013 - Visit Site
Other Services by Citibank
View all personal credit cards offered by Citibank
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Annual Fee | |
| No Interest Grace Period for Late Payment | 25 days |
| Cash Advance Fee Minimum | $5 |
| Cash Advance Fee (%) | 5% |
| Minimum Interest Charge | $2 |
| Late Fee Amount | Up to $39 |
Sears Card® Community Reviews
Would you recommend Sears Card® to your friends?
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