Last Updated: 07/28/2025
Security Service FCU Power Rewards MasterCard®
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
17% - 18%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
8.90% - 9.90%(Verified 06/21/2024)
Credit Score Range
690 - 850
Annual Fee
$0
Security Service FCU Power Rewards MasterCard® Review
This is a rewards card issued by Security Service Federal Credit Union. If you're wondering whether Security Service FCU Power Rewards MasterCard® is the right card for you, read on.
Key Takeaways
- APRs: Security Service FCU Power Rewards MasterCard® has a variable regular purchase APR that ranges from 17% up to 18%.
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- A 2% balance transfer fee. Security Service FCU Power Rewards MasterCard® charges a fee of 2% on balance transfers. For example, a balance of $1,000 could cost $20 in transfer fees.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1.10% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as access to a concierge, emergency support, identity theft protection, travel accident insurance, travel assistance, and fraud protection.
- Good or excellent credit required. You will have low approval odds if your credit score is below good.
Pros & Cons of Security Service Power Rewards
| The Good | The Bad |
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Security Service Power Rewards FAQ
Does Security Service Power Rewards have a cash back or rewards program?
Security Service Power Rewards is a rewards card.
| Description |
Does Security Service Power Rewards have a signup bonus?
This card doesn't offer a cash signup bonus.Does Security Service Power Rewards offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Security Service Power Rewards benefits?
Security Service FCU Power Rewards MasterCard® provides the following benefits:
- Emergency Support
- Zero fraud liability
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Security Service Power Rewards?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Security Service FCU Power Rewards MasterCard® has a variable purchase APR that ranges from 17% up to 18%. The card has a variable balance transfer APR that ranges from 8.90% up to 9.90%. It also has a variable cash advance APR that ranges from 17% up to 18%.
Does Security Service Power Rewards have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Security Service Power Rewards have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Security Service Power Rewards?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $20 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 1.10% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Annual Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Up to 2% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Security Service Power Rewards have a foreign transaction fee?
Security Service Power Rewards charges a foreign transaction fee of up to 1.10%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $22. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the support contact email for Security Service Power Rewards?
The support contact email for Security Service Power Rewards is serviceteam@ssfcu.org.
How do people rate the customer service and user experience of Security Service Power Rewards?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Security Service FCU Power Rewards MasterCard® report your account activity to credit bureaus?
Yes, Security Service FCU Power Rewards MasterCard® reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Security Service Federal Credit Union perform a hard credit pull?
Yes, Security Service Power Rewards performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Security Service Power Rewards
- Visit the website of Security Service Power Rewards.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:30PM
Tuesday
9:00AM - 5:30PM
Wednesday
9:00AM - 5:30PM
Thursday
9:00AM - 5:30PM
Friday
9:00AM - 5:30PM
Saturday
9:00AM - 2:00PM
Other Services by Security Service Federal Credit Union
Checking Accounts
Rating not yet determined (4 Reviews)
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Savings Accounts
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Other Credit Cards from Security Service Federal Credit Union
Rating not yet determined
Purchase APR
15.95% - 18%
Disclaimer popup with additional information
Balance Transfer APR
8.90% - 9.90%
Disclaimer popup with additional information
Credit Score Range
750 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
11.74% - 18%
Disclaimer popup with additional information
Balance Transfer APR
8.90% - 9.90%
Disclaimer popup with additional information
Credit Score Range
630 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
15.25% - 16.25%
Disclaimer popup with additional information
Balance Transfer APR
8.90%
Disclaimer popup with additional information
Credit Score Range
700 - 850
300
850
Annual Fee
$0
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Learn MoreSuperMoney Net Recommendation Score
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