Last Updated: 02/02/2026
secured Self Visa® Credit Card
Claimed
in Credit Cards from Self Financial Inc
Last Updated: 02/02/2026
SuperMoney User Recommendation Score +78
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Community Rating
Purchase APR (Variable APR)
Balance Transfer APR (Variable APR)
Credit Score Range
Annual Fee
Number of Reviews
secured Self Visa® Credit Card Review
Key Takeaways
- Account requirements: There’s no credit check or hard pull to get a Self Visa® Credit Card. You just need $100 for the security deposit and meet income and expense requirements.
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR starting at 27.49%
- $0 intro annual fee for the first year. $0 annual fee for the first year only, $25 annual fee thereafter. Variable APR of 27.49%. Offer valid for new customers only.
- Soft credit pull. You can check whether you qualify for secured Self Visa® Credit Card without a hard pull on your credit report. Most credit card issuers don't offer this option.
- Secured card. This card requires a refundable deposit before you can use the account. Deposits are returned upon account closure after settling outstanding balances. These cards can help people with poor credit or little credit history build their credit.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of secured Self Visa® Credit Card
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secured Self Visa® Credit Card FAQ
Does secured Self Visa® Credit Card have a cash back or rewards program?
| Description |
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for secured Self Visa® Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has higher than average regular APRs.**Does secured Self Visa® Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. secured Self Visa® Credit Card does not offer balance transfers.Does secured Self Visa® Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for secured Self Visa® Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Starting at $15 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $25 (see terms and conditions) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Annual Fee First Year? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Starting at $15 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What is the customer service phone number for secured Self Visa® Credit Card?
What is the support contact email for secured Self Visa® Credit Card?
What is the login page for secured Self Visa® Credit Card?
How do people rate the customer service and user experience of secured Self Visa® Credit Card?
Does secured Self Visa® Credit Card report your account activity to credit bureaus?
- Equifax
- Experian
- TransUnion
Does Self Financial Inc perform a hard credit pull?
No, Self does not perform a hard pull on your credit for the secured Self Visa® Credit Card.How to apply for secured Self Visa® Credit Card
- Visit the website of secured Self Visa® Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
secured Self Visa® Credit Card Disclosure: * Criteria subject to change. $0 annual fee for the first year only, $25 annual fee thereafter. Variable APR of 28.24%. Limited-time offer for new accounts opened during the promotional period.
Qualification for the secured Self Visa® Credit Card is based on meeting eligibility requirements, including income and expense requirements and establishment of security interest.
Deposits are returned upon account closure after settling outstanding balances. The secured Self Visa® Credit Card is issued by Lead Bank, Sunrise Banks, N.A., or First Century Bank, N.A., each Member FDIC. Credit Builder Accounts & Certificates of Deposit made/held by Lead Bank, Sunrise Banks, N.A., First Century Bank, N.A., each Member FDIC. Subject to credit approval.
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