Last Updated: 07/28/2025
Alabama ONE Transcend Platinum Mastercard® Credit Card
Unaffiliated
in Credit Cards from Alabama ONE Credit Union
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
Starting at 12.99%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
Starting at 12.99%(Verified 06/21/2024)
Credit Score Range
670 - 850
Annual Fee
$0
Alabama ONE Transcend Platinum Mastercard® Credit Card Review
This is a card issued by Alabama ONE Credit Union. If you're wondering whether Alabama ONE Transcend Platinum Mastercard® Credit Card is the right card for you, read on.
Key Takeaways
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, identity theft protection, purchase security, travel assistance, and fraud protection.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Alabama ONE Transcend Platinum Mastercard
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Alabama ONE Transcend Platinum Mastercard FAQ
Does Alabama ONE Transcend Platinum Mastercard have a cash back or rewards program?
No, it does not offer a rewards program.
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| Every Purchase | 1 x points | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Alabama ONE Transcend Platinum Mastercard?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Alabama ONE Transcend Platinum Mastercard® Credit Card has a variable purchase APR starting at 12.99%. The card has a variable balance transfer APR starting at 12.99% . It also has a variable cash advance APR starting at 12.99% .
Does Alabama ONE Transcend Platinum Mastercard have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Alabama ONE Transcend Platinum Mastercard have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Alabama ONE Transcend Platinum Mastercard?
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| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
What is the customer service phone number for Alabama ONE Transcend Platinum Mastercard?
The customer service number for Alabama ONE Transcend Platinum Mastercard is (800) 225-0110.
What is the support contact email for Alabama ONE Transcend Platinum Mastercard?
The support contact email for Alabama ONE Transcend Platinum Mastercard is contactcenter@alabamaone.org.
What is the login page for Alabama ONE Transcend Platinum Mastercard?
You can access the login page of Alabama ONE Transcend Platinum Mastercard here.
How do people rate the customer service and user experience of Alabama ONE Transcend Platinum Mastercard?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Alabama ONE Transcend Platinum Mastercard® Credit Card report your account activity to credit bureaus?
Yes, Alabama ONE Transcend Platinum Mastercard® Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Alabama ONE Credit Union perform a hard credit pull?
Yes, Alabama ONE Transcend Platinum Mastercard performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Alabama ONE Transcend Platinum Mastercard
- Visit the website of Alabama ONE Transcend Platinum Mastercard.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Contact
Headquarters
Hours of Operation
Sunday
Closed
Monday
8:00AM - 5:00PM
Tuesday
8:00AM - 5:00PM
Wednesday
8:00AM - 5:00PM
Thursday
8:00AM - 5:00PM
Friday
8:00AM - 5:00PM
Saturday
Closed