Last Updated: 07/28/2025
Santa Rosa County FCU MasterCard Starter Credit Card
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Fixed APR)
14.90%(Verified 06/21/2024)
Balance Transfer APR (Fixed APR)
N/A(Verified 10/18/2023)
Credit Score Range
N/A
Annual Fee
$0
Santa Rosa County FCU MasterCard Starter Credit Card Review
This is a card issued by Santa Rosa County Federal Credit Union. If you're wondering whether Santa Rosa County FCU MasterCard Starter Credit Card is the right card for you, read on.
Key Takeaways
- APRs: Santa Rosa County FCU MasterCard Starter Credit Card has a fixed purchase APR of 14.90%
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
- Student credit card. This card is geared toward students. In other words, college students with limited credit history and low incomes can still apply, especially if they have a cosigner ready to vouch for them.
Pros & Cons of Santa Rosa County FCU MasterCard Starter Credit Card
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Santa Rosa County FCU MasterCard Starter Credit Card FAQ
Does Santa Rosa County FCU MasterCard Starter Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Santa Rosa County FCU MasterCard Starter Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Santa Rosa County FCU MasterCard Starter Credit Card has a fixed purchase APR of 14.90%. Santa Rosa County FCU MasterCard Starter Credit Card does not offer balance transfers.
Does Santa Rosa County FCU MasterCard Starter Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. Santa Rosa County FCU MasterCard Starter Credit Card does not offer balance transfers.Does Santa Rosa County FCU MasterCard Starter Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Santa Rosa County FCU MasterCard Starter Credit Card?
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| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
What is the customer service phone number for Santa Rosa County FCU MasterCard Starter Credit Card?
The customer service number for Santa Rosa County FCU MasterCard Starter Credit Card is (850) 623-3877.
What is the support contact email for Santa Rosa County FCU MasterCard Starter Credit Card?
The support contact email for Santa Rosa County FCU MasterCard Starter Credit Card is memberservices@srcfcu.org.
What is the login page for Santa Rosa County FCU MasterCard Starter Credit Card?
You can access the login page of Santa Rosa County FCU MasterCard Starter Credit Card here.
How do people rate the customer service and user experience of Santa Rosa County FCU MasterCard Starter Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Santa Rosa County FCU MasterCard Starter Credit Card report your account activity to credit bureaus?
Yes, Santa Rosa County FCU MasterCard Starter Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Santa Rosa County Federal Credit Union perform a hard credit pull?
Yes, Santa Rosa County FCU MasterCard Starter Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Santa Rosa County FCU MasterCard Starter Credit Card
- Visit the website of Santa Rosa County FCU MasterCard Starter Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 4:30PM
Tuesday
9:00AM - 4:30PM
Wednesday
9:00AM - 4:30PM
Thursday
9:00AM - 4:30PM
Friday
9:00AM - 4:30PM
Saturday
Closed