Truist Enjoy Beyond credit card
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| Purchase APR (Variable APR) |
17.74% - 26.74% (Verified 03/14/2023) |
| Balance Transfer APR (Variable APR) |
17.74% - 26.74% (Verified 03/14/2023) |
| Credit Score Range | Starting at 750 |
| Annual Fee | $195 |
Truist Enjoy Beyond credit card Review
This is a rewards card issued by Truist Financial Corporation. If you're wondering whether Truist Enjoy Beyond credit card is the right card for you, read on.
Key Takeaways
- 30,000 bonus points after you spend $1,500 within 90 days of account opening.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 17.74% up to 26.74%.
- 3% Balance transfer fee. Truist Enjoy Beyond credit card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
- Very good credit required. Applicants will typically need a credit score of at least 750 to have good approval odds.
Pros & Cons of Truist Enjoy Beyond credit card
| The Good | The Bad |
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Truist Enjoy Beyond credit card FAQ
Does Truist Enjoy Beyond credit card have a cash back or rewards program?
Truist Enjoy Beyond credit card is a travel rewards card.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) |
Does Truist Enjoy Beyond credit card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Truist Enjoy Beyond credit card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Truist Enjoy Beyond credit card benefits?
It provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Truist Enjoy Beyond credit card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.Truist Enjoy Beyond credit card has a variable purchase APR that ranges from 17.74% up to 26.74%. The card has a variable balance transfer APR that ranges from 17.74% up to 26.74%. It also has a variable cash advance APR of 26.74% .
The good news is this card does not charge a penalty APR if you are late on a payment.
Does Truist Enjoy Beyond credit card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Truist Enjoy Beyond credit card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Truist Enjoy Beyond credit card?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $195 |
| Late Payment Fee | up to $40 |
What is the customer service phone number for Truist Enjoy Beyond credit card?
The Truist Enjoy Beyond credit card customer service number is .
What is the support contact email for Truist Enjoy Beyond credit card?
The support contact email for Truist Enjoy Beyond credit card is clientresolution@truist.com.
What is the Truist Enjoy Beyond credit card login page?
You can access the Truist Enjoy Beyond credit card login page here.
How do people rate the customer service and user experience of Truist Enjoy Beyond credit card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Truist Enjoy Beyond credit card report your account activity to credit bureaus?
Yes, Truist Enjoy Beyond credit card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Truist Enjoy Beyond credit card
- Visit the Truist Enjoy Beyond credit card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
214 N. Tryon St.
Charlotte, NC 28202 USA - Visit Site
- Email Support
Other Services by Truist Financial Corporation
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Annual Fee | $195 |
| Minimum Interest Charge | $0 |
| Late Fee Amount | Up to $40 |
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