SuperMoney

USAA Cashback Rewards Plus American Express®

in Personal Credit Cards

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USAA Cashback Rewards Plus American Express®

Unaffiliated

in Personal Credit Cards

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Overview

Who is this credit card designed for?

USAA Cashback Rewards Plus American Express® is a credit card issued by USAA, which is based in San Antonio, TX.

USAA Cashback Rewards Plus American Express® is designed for people with a credit score of 700 to 850. It's perfect for consumers looking for a card without an annual fee. It is also designed for people who want a cashback rewards program. This card allows you to earn cash on the purchases you make. A rewards program is included that allows you to convert your purchases into travel, gifts, and other perks.

What are the relevant APRs?

USAA charges a variable APR on new purchases that ranges from 13.4% to 27.4%. Balance transfer APRs, which are also variable, range from 13.4% to 27.4%

Is an introductory APR offer available?

No, USAA Cashback Rewards Plus American Express® does not come with an introductory APR offer.

What are the fees?

The following fees apply to USAA Cashback Rewards Plus American Express®:

  • There is no annual fee
  • A late payment penalty of $35.
  • A returned payment fee of $35.
  • There is no overlimit fee
  • There are no foreign transaction fees

Is a rewards program offered?

USAA Cashback Rewards Plus American Express® offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make. This card features rewards for purchases in the following categories:

  • Every Purchase
  • Gas
  • Groceries

Is a signup bonus offered?

USAA Cashback Rewards Plus American Express® doesn't offer a cash signup bonus.

Is an annual loyalty bonus offered?

USAA Cashback Rewards Plus American Express® doesn't offer a cash loyalty bonus.

What additional benefits are offered?

USAA Cashback Rewards Plus American Express® provides the following benefits:

  • Car rental insurance
  • Extended warranty
  • Flight insurance
  • Fraud liability
  • Travel insurance
  •  

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    Availability

    Available in 50 States and Washington, DC
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Grace Period / Deferred Interest (Months)
    25
    Over-Limit Fee
    $0
    Minimum Interest Charge
    $0
    Annual Fee
    $0
    No Annual Fee
    Foreign Currency Transaction Fee
    0%
    No Foreign Transaction Fee
    Late Payment Penalty
    $35
    Returned Payment Fee
    $35
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
    Credit Score Range
    700 - 850
    850 300 700
    Military Status
    • Active Duty Military
    • Military Dependent
    • Veterans
    Supported Income Types
    • 1099 Misc. Income
    • Cash
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Minimum Age
    18
    Customer Type
    Personal
    Card Type
    • Cash Back
    • Rewards
    Card Network
    • American Express
    Flight Insurance
    Car Rental Insurance
    Extended Warranty
    Fraud Liability
    Travel Insurance
    Bonus Rewards
    5%
    Rewards Categories
    • Every Purchase
    • Gas
    • Groceries
    Every Purchase
    1%
    Purchases APR (variable)
    13.4% - 27.4%
    0% 29%
    Balance Computation
    Average daily balance (including new purchases)
    Balance Transfer APR (variable)
    13.4% - 27.4%
    8% 29%
    Transfer Fee
    3%
    Transfer Fee
    up to 3%

    Reviews

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