USAA Cashback Rewards Plus American Express®
in Personal Credit Cards from USAA
Would you recommend USAA Cashback Rewards Plus American Express® to your friends?
| Community Rating | Mostly recommended |
| Annual Fee | $0 |
| Purchase APR (Variable APR) | 13.4% - 27.4% |
| Balance Transfer APR (Variable APR) | 13.90% - 27.90% |
| Credit Score Range | 700 - 850 |
| Number of Reviews | 7 |
USAA Cashback Rewards Plus American Express® Review
USAA Cashback Rewards Plus American Express® is a cashback credit card issued by USAA.
This card is designed for people with good credit. The minimum credit score to apply is 700. If you're wondering whether USAA Cashback Rewards Plus American Express® is the right card for you, read on. This is everything you need to know to make a good choice.
Is there a USAA Cashback Rewards Plus American Express® cash back or rewards program?
USAA Cashback Rewards Plus American Express® is a cashback card. This means you earn a percentage of your purchase as a cash reward. With USAA Cashback Rewards Plus American Express® you receive 1% cash back on every purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash. However, you can earn up to 5% for purchases in a bonus category.
| Rewards rate (all purchases) | 1% |
| Max rewards rate | 5% |
| Annual rewards limit | N/A |
| Signup Bonus ($) | $150 |
| Signup Bonus Spend Requirement | $500 |
What are the USAA Cashback Rewards Plus American Express® benefits?
USAA Cashback Rewards Plus American Express® provides the following benefits:
- Free Credit Score
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Trip Cancellation Insurance
- Fraud Liability
- Price Protection
- Travel Accident Insurance
- Travel Assistance
- ID Theft Protection
- Reports to major credit bureaus
What are the relevant APRs for USAA Cashback Rewards Plus American Express®?
USAA Cashback Rewards Plus American Express® has a variable purchase APR that ranges from 13.4% up to 27.4%. The card has a variable balance transfer APR that ranges from 13.90% up to 27.90%.
It also has a variable cash advance APR that ranges from 13.4% up to 27.4%.
Does USAA Cashback Rewards Plus American Express® have an introductory APR offer?
No, USAA Cashback Rewards Plus American Express® does not come with an introductory APR offer for balance transfers. USAA Cashback Rewards Plus American Express® does not offer an introductory rate on new purchases.| Purchase APR | 13.4% - 27.4% |
| Balance Transfer APR | 13.90% - 27.90% |
| Cash Advance APR | 13.4% - 27.4% |
What are the USAA Cashback Rewards Plus American Express® fees?
The following fees apply to USAA Cashback Rewards Plus American Express®:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Overlimit Fee | $0 |
| Foreign Transaction Fee | 0% |
| Balance Transfer Fee | 3% |
| Returned Payment Fee | $35 |
| Late Payment Fee | $35 |
Does USAA Cashback Rewards Plus American Express® have a foreign transaction fee?
USAA Cashback Rewards Plus American Express® does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.Does USAA Cashback Rewards Plus American Express® report your account activity to credit bureaus?
USAA Cashback Rewards Plus American Express® reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for USAA Cashback Rewards Plus American Express®
- Visit the USAA website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
9800 Fredericksburg Road
San Antonio, TX 78288 USA - Visit Site
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Feature Breakdown
| No Interest Grace Period for Late Payment | 25 |
| Over-Limit Fee | $0 |
| Minimum Interest Charge | $0 |
| Annual Fee | $0 |
| Foreign Currency Transaction Fee | 0% |
| No Annual Fee | |
| No Foreign Transaction Fee | |
| Returned Payment Fee | $35 |
| Late Fee Amount | $35 |
| Balance Transfer Fee % | 3% |
USAA Cashback Rewards Plus American Express® Community Reviews
Would you recommend USAA Cashback Rewards Plus American Express® to your friends?
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