USAA Cashback Rewards Plus American Express®
in Personal Credit Cards from USAA
Cast your vote
Would you recommend USAA Cashback Rewards Plus American Express® to your friends?
| Community Rating | Mostly recommended |
| Annual Fee | $0 |
| Purchase APR (Variable APR) | 13.4% - 27.4% |
| Balance Transfer APR (Variable APR) | 13.9% - 27.9% |
| Credit Score Range | 700 - 850 |
| Number of Reviews | 7 |
Overview
Who is USAA Cashback Rewards Plus American Express® designed for?
USAA Cashback Rewards Plus American Express® is a credit card issued by USAA, which is based in San Antonio, TX.
USAA Cashback Rewards Plus American Express® is designed for people with a credit score of 700 to 850.
This card does not charge an annual fee, which makes it ideal for those looking to minimize costs. It is designed for people who want a cashback rewards program. This card allows you to earn cash on the purchases you make.What are the relevant APRs for USAA Cashback Rewards Plus American Express®?
USAA Cashback Rewards Plus American Express® has a variable purchase APR that ranges from 13.4% up to 27.4%. The card has a variable balance transfer APR that ranges from 13.90% up to 27.90%.
It also has a variable cash advance APR that ranges from 13.4% up to 27.4%.
Does USAA Cashback Rewards Plus American Express® have an introductory APR offer?
No, USAA Cashback Rewards Plus American Express® does not come with an introductory APR offer for balance transfers. USAA Cashback Rewards Plus American Express® does not offer an introductory rate on new purchases.| Purchase APR | 13.4% - 27.4% |
| Balance Transfer APR | 13.90% - 27.90% |
| Cash Advance APR | 13.4% - 27.4% |
What are the USAA Cashback Rewards Plus American Express® fees?
The following fees apply to USAA Cashback Rewards Plus American Express®:
- There is no annual fee.
- A late payment penalty of up to $35.
- USAA Cashback Rewards Plus American Express® does not charge a returned payment fee.
- There is no overlimit fee
Does USAA Cashback Rewards Plus American Express® have a foreign transaction fee?
USAA Cashback Rewards Plus American Express® does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 0% |
| Balance Transfer Fee | 3% |
| Returned Payment Fee | $35 |
| Late Payment Fee | $35 |
Is there a USAA Cashback Rewards Plus American Express® cash back or rewards program?
The rewards program allows you to earn cash with every purchase you make. This card features rewards for purchases in the following categories:
- Every Purchase
- Gas
- Groceries
Does USAA Cashback Rewards Plus American Express® have a signup bonus?
Yes, USAA Cashback Rewards Plus American Express® offers card users a signup bonus worth up to $150 after spending $500.
Does USAA Cashback Rewards Plus American Express® offer an annual loyalty bonus?
USAA Cashback Rewards Plus American Express® doesn't offer a cash loyalty bonus.What are the USAA Cashback Rewards Plus American Express® benefits?
USAA Cashback Rewards Plus American Express® provides the following benefits:
- Free Credit Score
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Trip Cancellation Insurance
- Fraud Liability
- Price Protection
- Travel Accident Insurance
- Travel Assistance
- ID Theft Protection
- Reports to major credit bureaus
Does USAA Cashback Rewards Plus American Express® report your account activity to credit bureaus?
USAA Cashback Rewards Plus American Express® reports your account activity to the following credit reporting agencies:- Equifax
- Experian
- Transunion
Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.
How to apply for USAA Cashback Rewards Plus American Express®
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Contact
- Headquarters
-
9800 Fredericksburg Rd
San Antonio, TX 78288 USA - (800) 531-8722
- Visit Site
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Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Grace Period for Late Payment (Days) | 25 |
| Over-Limit Fee | $0 |
| Minimum Interest Charge | $0 |
| Annual Fee | $0 |
| Foreign Currency Transaction Fee | 0% |
| No Annual Fee | |
| No Foreign Transaction Fee | |
| Returned Payment Fee | $35 |
| Late Fee Amount | $35 |
| Balance Transfer Fee % | 3% |
Reviews
Would you recommend USAA Cashback Rewards Plus American Express® to your friends?
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10 total votes
Annual Fee
$0
Purchase APR
11.4% - 27.4%
(Variable APR)
Balance Transfer APR
11.9% - 27.9%
(Variable APR)
Credit Score Range
700 - 850
Annual Fee
$0
Purchase APR
12.4% - 27.4%
(Variable APR)
Balance Transfer APR
12.15% - 27.15%
(Variable APR)
Credit Score Range
680 - 850
Annual Fee
$0
Purchase APR
12.4% - 27.4%
(Variable APR)
Balance Transfer APR
12.15% - 27.15%
(Variable APR)
Credit Score Range
680 - 850
Annual Fee
$0
Purchase APR
11.4% - 27.4%
(Variable APR)
Balance Transfer APR
11.15% - 27.15%
(Variable APR)
Credit Score Range
700 - 850
USAA Rate Advantage Visa® Platinum Credit Card
1 total votes
Annual Fee
$0
Purchase APR
8.4% - 25.4%
(Variable APR)
Balance Transfer APR
8.9% - 25.9%
(Variable APR)
Credit Score Range
660 - 740
Annual Fee
$0
Purchase APR
12.4% - 27.4%
(Variable APR)
Balance Transfer APR
12.4% - 27.4%
(Variable APR)
Credit Score Range
680 - 850
Annual Fee
$0
Purchase APR
12.4% - 27.4%
(Variable APR)
Balance Transfer APR
12.4% - 27.4%
(Variable APR)
Credit Score Range
680 - 850
Annual Fee
$0
Purchase APR
12.4% - 27.4%
(Variable APR)
Balance Transfer APR
12.9% - 27.9%
(Variable APR)
Credit Score Range
640 - 850
Annual Fee
$0
Purchase APR
13.4% - 27.4%
(Variable APR)
Balance Transfer APR
13.9% - 27.9%
(Variable APR)
Credit Score Range
740 - 850
Annual Fee
$0
Purchase APR
12.4% - 27.4%
(Variable APR)
Balance Transfer APR
12.4% - 27.4%
(Variable APR)
Credit Score Range
680 - 850
Annual Fee
$0
Purchase APR
12.9% - 27.9%
(Variable APR)
Balance Transfer APR
12.9% - 27.9%
(Variable APR)
Credit Score Range
680 - 850
