USAA Cashback Rewards Plus American Express®
in Personal Credit Cards
Would you recommend USAA Cashback Rewards Plus American Express® to your friends?
Overview
Who is this credit card designed for?
USAA Cashback Rewards Plus American Express® is a credit card issued by USAA, which is based in San Antonio, TX.
USAA Cashback Rewards Plus American Express® is designed for people with a credit score of 700 to 850. It's perfect for consumers looking for a card without an annual fee. It is also designed for people who want a cashback rewards program. This card allows you to earn cash on the purchases you make.
What are the relevant APRs?
USAA Cashback Rewards Plus American Express® has a variable purchase APR that ranges from 13.4% up to 27.4%.
The card has a variable balance transfer APR that ranges from 13.90% up to 27.90%.
It also has a variable cash advance APR that ranges from 13.4% up to 27.4%.
Is an introductory APR offer available?
No, USAA Cashback Rewards Plus American Express® does not come with an introductory APR offer for balance transfers.
USAA Cashback Rewards Plus American Express® does not offer an introductory rate on new purchases.
What are the fees?
The following fees apply to USAA Cashback Rewards Plus American Express®:
- There is no annual fee.
- A late payment penalty of $35.
- A returned payment fee of $35.
- There is no overlimit fee
- There are no foreign transaction fees.
Is a rewards program offered?
The rewards program allows you to earn cash with every purchase you make. This card features rewards for purchases in the following categories:
- Every Purchase
- Gas
- Groceries
Is a signup bonus offered?
Yes, USAA Cashback Rewards Plus American Express® offers card users a signup bonus worth up to $150 after spending $500.
Is an annual loyalty bonus offered?
USAA Cashback Rewards Plus American Express® doesn't offer a cash loyalty bonus.
What additional benefits are offered?
USAA Cashback Rewards Plus American Express® provides the following benefits:
- Free Credit Score
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Trip Cancellation Insurance
- Fraud Liability
- Price Protection
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
Does USAA Cashback Rewards Plus American Express® report your account activity to credit bureaus?
USAA Cashback Rewards Plus American Express® reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.
Contact
- Headquarters
-
9800 Fredericksburg Rd
San Antonio, TX 78288 USA - (800) 531-8722
- Visit Site
Message from USAA
Other Services by USAA
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Grace Period for Late Payment (Days) | 25 |
| Over-Limit Fee | $0 |
| Minimum Interest Charge | $0 |
| Annual Fee | $0 |
| Foreign Currency Transaction Fee | 0% |
| No Annual Fee | |
| No Foreign Transaction Fee | |
| Late Payment Penalty | $35 |
| Returned Payment Fee | $35 |
| Balance Transfer Fee % | 3% |
Reviews
Would you recommend USAA Cashback Rewards Plus American Express® to your friends?
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