Overview

Who is this credit card designed for?

USAA Rate Advantage Visa® Platinum Credit Card is a credit card issued by USAA, which is based in San Antonio, TX. 

USAA Rate Advantage Visa® Platinum Credit Card is designed for people with a credit score of 660 to 740. It's perfect for consumers looking for a card without an annual fee.

What are the relevant APRs?

USAA Rate Advantage Visa® Platinum Credit Card has a variable purchase APR that ranges from 8.4% up to 25.4%.

The card has a variable balance transfer APR that ranges from 8.4% up to 25.4%.

It also has a variable cash advance APR that ranges from 8.4% up to 25.4%.

Is an introductory APR offer available?

No, USAA Rate Advantage Visa® Platinum Credit Card does not come with an introductory APR offer for balance transfers.

USAA Rate Advantage Visa® Platinum Credit Card does not offer an introductory rate on new purchases.

What are the fees?

The following fees apply to USAA Rate Advantage Visa® Platinum Credit Card:

• There is no annual fee.
• A late payment penalty of $35.
• A returned payment fee of $35.
• There is no overlimit fee
• There are no foreign transaction fees.

Is a rewards program offered?

No, USAA Rate Advantage Visa® Platinum Credit Card does not offer a rewards program.

Is a signup bonus offered?

USAA Rate Advantage Visa® Platinum Credit Card doesn't offer a cash signup bonus.

Is an annual loyalty bonus offered?

USAA Rate Advantage Visa® Platinum Credit Card doesn't offer a cash loyalty bonus.

What additional benefits are offered?

 USAA Rate Advantage Visa® Platinum Credit Card provides the following benefits:

• Free Credit Score

• Auto Rental Collision Damage Waiver

• Emergency Support

• Extended Warranty Protection

• Fraud Liability

• Price Protection

• Travel Accident Insurance

• Travel Assistance

• Reports to major credit bureaus

Does USAA Rate Advantage Visa® Platinum Credit Card report your account activity to credit bureaus?

USAA Rate Advantage Visa® Platinum Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.