USAA Rate Advantage Visa® Platinum Credit Card
in Personal Credit Cards from USAA
Would you recommend USAA Rate Advantage Visa® Platinum Credit Card to your friends?
| Community Rating |
Rating not yet determined |
| Annual Fee | $0 |
| Purchase APR (Variable APR) | 8.4% - 25.4% |
| Balance Transfer APR (Variable APR) | 8.9% - 25.9% |
| Credit Score Range | 660 - 740 |
USAA Rate Advantage Visa® Platinum Credit Card Review
USAA Rate Advantage Visa® Platinum Credit Card is a credit card issued by USAA.
This card is designed for people with fair credit. The minimum credit score to apply is 660. If you're wondering whether USAA Rate Advantage Visa® Platinum Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
Is there a USAA Rate Advantage Visa® Platinum Credit Card cash back or rewards program?
No, USAA Rate Advantage Visa® Platinum Credit Card does not offer a rewards program.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
What are the USAA Rate Advantage Visa® Platinum Credit Card benefits?
USAA Rate Advantage Visa® Platinum Credit Card provides the following benefits:
- Free Credit Score
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Fraud Liability
- Price Protection
- Travel Accident Insurance
- Travel Assistance
- ID Theft Protection
- Reports to major credit bureaus
What are the relevant APRs for USAA Rate Advantage Visa® Platinum Credit Card?
USAA Rate Advantage Visa® Platinum Credit Card has a variable purchase APR that ranges from 8.4% up to 25.4%. The card has a variable balance transfer APR that ranges from 8.9% up to 25.9%.
It also has a variable cash advance APR that ranges from 8.4% up to 25.4%.
Does USAA Rate Advantage Visa® Platinum Credit Card have an introductory APR offer?
No, USAA Rate Advantage Visa® Platinum Credit Card does not come with an introductory APR offer for balance transfers. USAA Rate Advantage Visa® Platinum Credit Card does not offer an introductory rate on new purchases.| Description | |
|---|---|
| Balance Transfer APR | 8.9% - 25.9% |
| Introductory Rate | N/A |
| Intro APR period (months) | N/A |
| Description | |
|---|---|
| Balance Computation | Average daily balance (including new purchases) |
| Purchase APR | 8.4% - 25.4% |
| Credit Limit | N/A |
| Penalty APR | N/A |
| Cash Advance APR | 8.4% - 25.4% |
| Introductory Rate | N/A |
| Intro APR period (months) | N/A |
What are the USAA Rate Advantage Visa® Platinum Credit Card fees?
The following fees apply to USAA Rate Advantage Visa® Platinum Credit Card:
- There is no overlimit fee
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Overlimit Fee | $0 |
| Foreign Transaction Fee | 0% |
| Balance Transfer Fee | 3% |
| Returned Payment Fee | $35 |
| Late Payment Fee | $35 |
Does USAA Rate Advantage Visa® Platinum Credit Card have a foreign transaction fee?
USAA Rate Advantage Visa® Platinum Credit Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.Does USAA Rate Advantage Visa® Platinum Credit Card report your account activity to credit bureaus?
USAA Rate Advantage Visa® Platinum Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for USAA Rate Advantage Visa® Platinum Credit Card
- Visit the USAA website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
9800 Fredericksburg Road
San Antonio, TX 78288 USA - Visit Site
Other Services by USAA
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Interest Grace Period for Late Payment | 25 |
| Over-Limit Fee | $0 |
| Minimum Interest Charge | $0 |
| Annual Fee | $0 |
| Foreign Currency Transaction Fee | 0% |
| No Annual Fee | |
| No Foreign Transaction Fee | |
| Returned Payment Fee | $35 |
| Late Fee Amount | $35 |
| Balance Transfer Fee % | 3% |
USAA Rate Advantage Visa® Platinum Credit Card Community Reviews
Would you recommend USAA Rate Advantage Visa® Platinum Credit Card to your friends?
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