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USAA Rewards™ American Express® Card

in Personal Credit Cards

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USAA Rewards™ American Express® Card

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in Personal Credit Cards

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Overview

Who is this credit card designed for?

USAA Rewards™ American Express® Card is a credit card issued by USAA, which is based in San Antonio, TX. 

USAA Rewards™ American Express® Card is designed for people with a credit score of 700 to 850. It's perfect for consumers looking for a card without an annual fee. A rewards program is included that allows you to convert your purchases into travel, gifts, and other perks.

What are the relevant APRs?

USAA Rewards™ American Express® Card has a variable purchase APR that ranges from 11.4% to 27.4%. Balance transfer APRs range from 11.4% to 27.4%.

Is an introductory APR offer available?

No, USAA Rewards™ American Express® Card does not come with an introductory APR offer.

What are the fees?

The following fees apply to USAA Rewards™ American Express® Card:

  • There is no annual fee
  • A late payment penalty of $35.
  • A returned payment fee of $35.
  • There is no overlimit fee
  • There are no foreign transaction fees

Is a rewards program offered?

USAA Rewards™ American Express® Card offers a rewards program to its customers. This card features rewards for purchases in the following categories:

  • Every Purchase
  • Gas
  • Groceries

Is a signup bonus offered?

USAA Rewards™ American Express® Card doesn't offer a cash signup bonus. However, it does include a 2500 points signup bonus that can be redeemed for travel, gifts, and other perks.

Is an annual loyalty bonus offered?

USAA Rewards™ American Express® Card doesn't offer a cash loyalty bonus.

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Availability

Available in 50 States and Washington, DC
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Grace Period / Deferred Interest (Months)
25
Over-Limit Fee
$0
Minimum Interest Charge
$0
Annual Fee
$0
No Annual Fee
Foreign Currency Transaction Fee
0%
No Foreign Transaction Fee
Late Payment Penalty
$35
Returned Payment Fee
$35
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Credit Score Range
700 - 850
850 300 700
Military Status
  • Active Duty Military
  • Military Dependent
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Minimum Age
18
Customer Type
Personal
Card Type
  • Rewards
Card Network
  • American Express
Flight Insurance
Car Rental Insurance
Extended Warranty
Fraud Liability
Travel Insurance
Bonus Rewards
2x
Rewards Categories
  • Every Purchase
  • Gas
  • Groceries
Every Purchase
1x
Signup Bonus (points)
2,500
Purchases APR
11.4% - 27.4%
0% 29%
Balance Computation
Average daily balance (including new purchases)
Balance Transfer APR
11.4% - 27.4%
8% 29%
Transfer Fee
3%
Transfer Fee
up to 3%

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