USAA Rewards™ American Express® Card
in Personal Credit Cards from USAA
Not enough votes for recommendation
Would you recommend USAA Rewards™ American Express® Card to your friends?
| Annual Fee | $0 |
| Purchase APR (Variable APR) | 11.4% - 27.4% |
| Balance Transfer APR (Variable APR) | 11.15% - 27.15% |
| Credit Score Range | 700 - 850 |
USAA Rewards™ American Express® Card Review
USAA Rewards™ American Express® Card is a rewards credit card issued by USAA.
Good credit. This card is designed for people with good credit. The minimum credit score to apply is 700.
If you're wondering whether USAA Rewards™ American Express® Card is the right card for you, read on. This is everything you need to know to make a good choice.
Is there a USAA Rewards™ American Express® Card cash back or rewards program?
USAA Rewards™ American Express® Card offers a rewards program to its customers.
This card features rewards for purchases in the following categories:
- Every Purchase
- Gas
- Groceries
- Restaurants
| Rewards rate (all purchases) | 1% |
| Max rewards rate | 3% |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
| Signup Bonus (Points/Miles) | 2500 |
Does USAA Rewards™ American Express® Card have a signup bonus?
USAA Rewards™ American Express® Card doesn't offer a cash signup bonus. However, it does include a 2500 points signup bonus that can be redeemed for travel, gifts, or other perks.Does USAA Rewards™ American Express® Card offer an annual loyalty bonus?
USAA Rewards™ American Express® Card doesn't offer a cash loyalty bonus.What are the USAA Rewards™ American Express® Card benefits?
USAA Rewards™ American Express® Card provides the following benefits:
- Free Credit Score
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Trip Cancellation Insurance
- Fraud Liability
- Price Protection
- Travel Accident Insurance
- Travel Assistance
- ID Theft Protection
- Reports to major credit bureaus
What are the relevant APRs for USAA Rewards™ American Express® Card?
USAA Rewards™ American Express® Card has a variable purchase APR that ranges from 11.4% up to 27.4%. The card has a variable balance transfer APR that ranges from 11.15% up to 27.15%.
It also has a variable cash advance APR that ranges from 11.4% up to 27.4%.
Does USAA Rewards™ American Express® Card have an introductory APR offer?
No, USAA Rewards™ American Express® Card does not come with an introductory APR offer for balance transfers. USAA Rewards™ American Express® Card does not offer an introductory rate on new purchases.| Purchase APR | 11.4% - 27.4% |
| Balance Transfer APR | 11.15% - 27.15% |
| Cash Advance APR | 11.4% - 27.4% |
What are the USAA Rewards™ American Express® Card fees?
No Annual Fee. USAA Rewards™ American Express® Card does not charge an annual fee. No foreign transaction fee. USAA Rewards™ American Express® Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.The following fees apply to USAA Rewards™ American Express® Card:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Overlimit Fee | $0 |
| Foreign Transaction Fee | 0% |
| Balance Transfer Fee | 3% |
| Returned Payment Fee | $35 |
| Late Payment Fee | $35 |
Does USAA Rewards™ American Express® Card report your account activity to credit bureaus?
USAA Rewards™ American Express® Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.
How to apply for USAA Rewards™ American Express® Card
- Visit the USAA website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
Contact
- Headquarters
-
9800 Fredericksburg Road
San Antonio, TX 78288 USA - Visit Site
Message from USAA
Other Services by USAA
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Grace Period for Late Payment | 25 |
| Over-Limit Fee | $0 |
| Minimum Interest Charge | $0 |
| Annual Fee | $0 |
| Foreign Currency Transaction Fee | 0% |
| No Annual Fee | |
| No Foreign Transaction Fee | |
| Returned Payment Fee | $35 |
| Late Fee Amount | $35 |
| Balance Transfer Fee % | 3% |
Be the first to rate
Would you recommend USAA Rewards™ American Express® Card to your friends?
Other Personal Credit Cards
USAA Personal Credit Cards
Annual Fee
$0
Purchase APR
12.4% - 27.4%
Balance Transfer APR
12.15% - 27.15%
Credit Score Range
680 - 850
USAA Rewards™ Visa Signature® Credit Card
Annual Fee
$0
Purchase APR
11.4% - 27.4%
Balance Transfer APR
11.9% - 27.9%
Credit Score Range
700 - 850
USAA Cashback Rewards Plus American Express®
Annual Fee
$0
Purchase APR
13.4% - 27.4%
Balance Transfer APR
13.9% - 27.9%
Credit Score Range
700 - 850
Annual Fee
$0
Purchase APR
12.4% - 27.4%
Balance Transfer APR
12.15% - 27.15%
Credit Score Range
680 - 850
USAA Rate Advantage Visa® Platinum Credit Card
Annual Fee
$0
Purchase APR
8.4% - 25.4%
Balance Transfer APR
8.9% - 25.9%
Credit Score Range
660 - 740
Annual Fee
$0
Purchase APR
12.4% - 27.4%
Balance Transfer APR
12.9% - 27.9%
Credit Score Range
640 - 850
Annual Fee
$0
Purchase APR
13.4% - 27.4%
Balance Transfer APR
13.9% - 27.9%
Credit Score Range
740 - 850
Annual Fee
$0
Purchase APR
12.4% - 27.4%
Balance Transfer APR
12.4% - 27.4%
Credit Score Range
680 - 850
Annual Fee
$0
Purchase APR
12.9% - 27.9%
Balance Transfer APR
12.9% - 27.9%
Credit Score Range
680 - 850
Annual Fee
$0
Purchase APR
12.4% - 27.4%
Balance Transfer APR
12.4% - 27.4%
Credit Score Range
680 - 850
Annual Fee
$0
Purchase APR
12.4% - 27.4%
Balance Transfer APR
12.4% - 27.4%
Credit Score Range
680 - 850
