USAA Rewards™ American Express® Card
in Personal Credit Cards from USAA
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| Purchase APR (Variable APR) | 9.9% - 25.9% |
| Balance Transfer APR (Variable APR) | 9.9% - 25.9% |
| Credit Score Range | 700 - 850 |
| Annual Fee | $0 |
USAA Rewards™ American Express® Card Review
USAA Rewards™ American Express® Card is a rewards credit card issued by USAA. If you're wondering whether USAA Rewards™ American Express® Card is the right card for you, read on. This is everything you need to know to make a good choice.
- Generous reward rate. You will get a a rewards rate of 3 points per dollar spent.
- Signup bonus. Offers a signup bonus of 2500 points that can be redeemed for travel, gifts, or other perks.
- Competitive APRs. USAA Rewards™ American Express® Card has a variable purchase APR that ranges from 9.9% up to 25.9%.
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. USAA Rewards™ American Express® Card charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees.
- $0 foreign transaction fee. This card does not charge foreign transaction fees, which makes a great credit card to carry with you when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as price protection, and fraud protection.
- Good or better credit required. You should probably try with another card if your credit score is below 700.
| The Good | The Bad |
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Is there a USAA Rewards™ American Express® Card cash back or rewards program?
USAA Rewards™ American Express® Card offers a rewards program to its customers.
| Rewards rate (all purchases) | 1% |
| Max rewards rate | 3% |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
| Signup Bonus (Points/Miles) | 2500 |
Does USAA Rewards™ American Express® Card have a signup bonus?
USAA Rewards™ American Express® Card doesn't offer a cash signup bonus. However, it does include a 2500 points signup bonus that can be redeemed for travel, gifts, or other perks.Does USAA Rewards™ American Express® Card offer an annual loyalty bonus?
USAA Rewards™ American Express® Card doesn't offer a cash loyalty bonus.What are the USAA Rewards™ American Express® Card benefits?
USAA Rewards™ American Express® Card provides the following benefits:
- Price Protection
- ID Theft Protection
- Reports to major credit bureaus
What are the relevant APRs for USAA Rewards™ American Express® Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. USAA Rewards™ American Express® Card has lower than average purchase APRs.USAA Rewards™ American Express® Card has a variable purchase APR that ranges from 9.9% up to 25.9%. The card has a variable balance transfer APR that ranges from 9.9% up to 25.9%. It also has a variable cash advance APR that ranges from 9.9% up to 25.9%.
Does USAA Rewards™ American Express® Card have an introductory APR offer on balance transfers?
No, USAA Rewards™ American Express® Card does not come with an introductory APR offer for balance transfers.Does USAA Rewards™ American Express® Card have an introductory APR offer on new purchases?
USAA Rewards™ American Express® Card does not offer an introductory rate on new purchases.| Description | |
|---|---|
| Introductory Rate | N/A |
| Purchase Intro APR Period (months) | N/A |
What are the fees for USAA Rewards™ American Express® Card?
The following fees apply to USAA Rewards™ American Express® Card:
- There is no overlimit fee
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Overlimit Fee | $0 |
| Foreign Transaction Fee | 0% |
| Returned Payment Fee | $35 |
| Late Payment Fee | $35 |
Does USAA Rewards™ American Express® Card have a foreign transaction fee?
USAA Rewards™ American Express® Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.Does USAA Rewards™ American Express® Card report your account activity to credit bureaus?
USAA Rewards™ American Express® Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.
How to apply for USAA Rewards™ American Express® Card
- Visit the USAA Rewards™ American Express® Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
9800 Fredericksburg Road
San Antonio, TX 78288 - Visit Site
Other Services by USAA
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- Alabama
- Alaska
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- California
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- Delaware
- Washington, DC
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Feature Breakdown
| Gas (Points) | 2 |
| Every Purchase (Points) | 1X points on all other purchases |
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