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| Annual Fee | $35 |
| Purchase APR (Variable APR) | 11.4% - 21.4% |
| Balance Transfer APR (Variable APR) | 11.15% - 21.15% |
| Credit Score Range | 350 - 700 |
Overview
Who is USAA Secured American Express® Credit Card designed for?
USAA Secured American Express® Credit Card is a secured credit card credit card issued by USAA, which is based in San Antonio, TX. Secured cards are credit cards that require a refundable deposit before you qualify for a line of credit. These cards are often used to build the credit of consumers with with poor credit or little credit history.
USAA Secured American Express® Credit Card is designed for people with a credit score of 350 to 700.
This card has a credit limit of up to $$250 to $5,000 (the credit limit is equal to the deposit amount).
What are the relevant APRs for USAA Secured American Express® Credit Card?
USAA Secured American Express® Credit Card has a variable purchase APR that ranges from 11.4% up to 21.4%. The card has a variable balance transfer APR that ranges from 11.15% up to 21.15%.
It also has a variable cash advance APR that ranges from 11.4% up to 21.4%.
Does USAA Secured American Express® Credit Card have an introductory APR offer?
No, USAA Secured American Express® Credit Card does not come with an introductory APR offer for balance transfers. USAA Secured American Express® Credit Card does not offer an introductory rate on new purchases.| Purchase APR | 11.4% - 21.4% |
| Balance Transfer APR | 11.15% - 21.15% |
| Cash Advance APR | 11.4% - 21.4% |
What are the USAA Secured American Express® Credit Card fees?
The following fees apply to USAA Secured American Express® Credit Card:
- An annual fee of $35. Make sure the rewards and benefits of this card justify the cost of the annual fee.
- A late payment penalty of up to $35.
- USAA Secured American Express® Credit Card does not charge a returned payment fee.
- There is no overlimit fee
Does USAA Secured American Express® Credit Card have a foreign transaction fee?
USAA Secured American Express® Credit Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.| Fees | Amount |
|---|---|
| Annual Fee | $35 |
| Foreign Transaction Fee | 0% |
| Balance Transfer Fee | 3% |
| Returned Payment Fee | $35 |
| Late Payment Fee | $35 |
Is there a USAA Secured American Express® Credit Card cash back or rewards program?
No, USAA Secured American Express® Credit Card does not offer a rewards program.
Does USAA Secured American Express® Credit Card have a signup bonus?
USAA Secured American Express® Credit Card doesn't offer a cash signup bonus.Does USAA Secured American Express® Credit Card offer an annual loyalty bonus?
USAA Secured American Express® Credit Card doesn't offer a cash loyalty bonus.What are the USAA Secured American Express® Credit Card benefits?
USAA Secured American Express® Credit Card provides the following benefits:
- Free Credit Score
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Trip Cancellation Insurance
- Fraud Liability
- Price Protection
- Travel Accident Insurance
- Travel Assistance
- ID Theft Protection
- Reports to major credit bureaus
Does USAA Secured American Express® Credit Card report your account activity to credit bureaus?
USAA Secured American Express® Credit Card reports your account activity to the following credit reporting agencies:- Equifax
- Experian
- Transunion
Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.
How to apply for USAA Secured American Express® Credit Card
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Contact
- Headquarters
-
9800 Fredericksburg Rd
San Antonio, TX 78288 USA - (800) 531-8722
- Visit Site
Other Services by USAA
View all personal credit cards offered by USAA
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Grace Period for Late Payment (Days) | 25 |
| Over-Limit Fee | $0 |
| Minimum Interest Charge | $0 |
| Foreign Currency Transaction Fee | 0% |
| No Foreign Transaction Fee | |
| Returned Payment Fee | $35 |
| Annual Fee | $35 |
| Late Fee Amount | $35 |
| Balance Transfer Fee % | 3% |
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Purchase APR
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680 - 850
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(Variable APR)
Balance Transfer APR
12.9% - 27.9%
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Balance Transfer APR
12.4% - 27.4%
(Variable APR)
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680 - 850
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$0
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