Overview

Who is this credit card designed for?

USAA Secured Cards® American Express® is a credit card issued by USAA, which is based in San Antonio, TX.

USAA Secured Cards® American Express® is designed for people with a credit score of 350 to 700.

This card supports balance transfers, which is an attractive feature if you have credit card debt and would like to transfer it to a card with a lower APR.

What are the relevant APRs?

USAA charges a variable APR on new purchases that ranges from 11.4% to 21.4%. Balance transfer APRs, which are also variable, range from 11.4% to 21.4%

Is an introductory APR offer available?

No, USAA Secured Cards® American Express® does not come with an introductory APR offer.

What are the fees?

The following fees apply to USAA Secured Cards® American Express®:

• An annual fee of $35. Make sure the rewards and benefits of this card justify the cost of the annual fee.
• A late payment penalty of $35.
• A returned payment fee of $35.
• There is no overlimit fee
• There are no foreign transaction fees

Is a rewards program offered?

No, USAA Secured Cards® American Express® does not offer a rewards program.

Is a signup bonus offered?

USAA Secured Cards® American Express® doesn't offer a cash signup bonus.

Is an annual loyalty bonus offered?

USAA Secured Cards® American Express® doesn't offer a cash loyalty bonus.

What additional benefits are offered?

USAA Secured Cards® American Express® provides the following benefits: