Who is this credit card designed for?
USAA Secured Cards® American Express® is a credit card issued by USAA, which is based in San Antonio, TX.
USAA Secured Cards® American Express® is designed for people with a credit score of 350 to 700.
This card supports balance transfers, which is an attractive feature if you have credit card debt and would like to transfer it to a card with a lower APR.
What are the relevant APRs?
USAA charges a variable APR on new purchases that ranges from 11.4% to 21.4%. Balance transfer APRs, which are also variable, range from 11.4% to 21.4%
Is an introductory APR offer available?
No, USAA Secured Cards® American Express® does not come with an introductory APR offer.
What are the fees?
The following fees apply to USAA Secured Cards® American Express®:
- An annual fee of $35. Make sure the rewards and benefits of this card justify the cost of the annual fee.
- A late payment penalty of $35.
- A returned payment fee of $35.
- There is no overlimit fee
- There are no foreign transaction fees
Is a rewards program offered?
No, USAA Secured Cards® American Express® does not offer a rewards program.
Is a signup bonus offered?
USAA Secured Cards® American Express® doesn't offer a cash signup bonus.
Is an annual loyalty bonus offered?
USAA Secured Cards® American Express® doesn't offer a cash loyalty bonus.
What additional benefits are offered?
USAA Secured Cards® American Express® provides the following benefits:
Other Services by USAA
- Washington, DC
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- West Virginia
- U.S. Citizen
- U.S. Permanent Resident
- Employed Full-Time
- Employed Part-Time
- Active Duty Military
- Military Dependent
- 1099 Misc. Income
- Direct Deposit (W2, SSA, SSDI)
- Payroll Check or Prepaid Card
- Bad Credit
- Balance Transfer
- American Express