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  USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card

USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card

in Personal Credit Cards from USAA

Claimed

USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card

Claimed

in Personal Credit Cards from USAA

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Highlights
Highlights
Annual Fee $0
Purchase APR  (Variable APR) 12.4% - 27.4%
Balance Transfer APR  (Variable APR) 12.4% - 27.4%
Credit Score Range 680 - 850

USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card Review

USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card is a cashback credit card issued by USAA. 

This card is designed for people with good credit. The minimum credit score to apply is 680. If you're wondering whether USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card is the right card for you, read on. This is everything you need to know to make a good choice.

Pros & Cons of USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card
The Good The Bad
  • Lower than average purchase APRs.
  • No annual fee.
  • Has an introductory APR rate on balance transfers of 0%.
  • Multiple credit card perks.
  • Cardholders can earn rewards on their purchases.
  • Offers auto rental collision damage waiver.
  • Includes emergency support.
  • Extended warranty protection on purchases.
  • Free access to your credit score.
  • Price Protection.
  • Travel Accident Insurance.
  • Travel Assistance.
  • Trip Cancellation Insurance.
  • No foreign transaction fee.
  • Earn rewards on every purchase.
  • USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card reports to multiple credit bureaus.
  • Is there a USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card cash back or rewards program?

    USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card is a cashback card. This means you earn a percentage of your purchase as a cash reward. With USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card you receive 1% cash back on every purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash.

    USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card Rewards
    Rewards rate (all purchases) 1%
    Max rewards rate N/A
    Annual rewards limit N/A
    Signup Bonus ($) N/A
    Signup Bonus (Points/Miles) 2500

    Does USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card have a signup bonus?

    USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card doesn't offer a cash signup bonus. However, it does include a 2500 points signup bonus that can be redeemed for travel, gifts, or other perks.

    Does USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card offer an annual loyalty bonus?

    USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card doesn't offer a cash loyalty bonus.

    What are the USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card benefits?

    USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card provides the following benefits:

    • Free Credit Score
    • Auto Rental Collision Damage Waiver
    • Emergency Support
    • Extended Warranty Protection
    • Trip Cancellation Insurance
    • Zero fraud liability
    • Price Protection
    • Travel Accident Insurance
    • No blackout dates when redeeming miles
    • Travel Assistance
    • ID Theft Protection
    • Reports to major credit bureaus

    What are the relevant APRs for USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card?

    According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card has lower than average purchase APRs.

    USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card has a variable purchase APR that ranges from 12.4% up to 27.4%. The card has a variable balance transfer APR that ranges from 12.4% up to 27.4%. It also has a variable cash advance APR that ranges from 12.4% up to 27.4%.

    Does USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card have an introductory APR offer?

    Yes, USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card offers an introductory APR rate on balance transfers of 0% for a period of up to 12 months.

    USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card does not offer an introductory rate on new purchases.
    USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card Balance Transfers
    Description
    Balance Transfer APR 12.4% - 27.4%
    Introductory Rate 0%
    Intro APR period (months) 12
    USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card Rates & Terms
    Description
    Balance Computation Average daily balance (including new purchases)
    Purchase APR 12.4% - 27.4%
    Credit Limit N/A
    Penalty APR N/A
    Cash Advance APR 12.4% - 27.4%
    Introductory Rate N/A
    Intro APR period (months) N/A

    What are the USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card fees?

    The following fees apply to USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card:

    USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card Fees
    Fees Amount
    Annual Fee $0
    Foreign Transaction Fee 0%
    Balance Transfer Fee 3%
    Returned Payment Fee $35
    Late Payment Fee $35

    Does USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card have a foreign transaction fee?

    USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

    Does USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card report your account activity to credit bureaus?

    USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

    How to apply for USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card

    • Visit the USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card website.
    • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
    • Check the information is accurate and submit your application.
    • If you're denied click here to find out why your application may have been rejected and what you can do about it.

    If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

    USNA ALUMNI ASSOCIATION & NAVY ATHLETICS USAA REWARDS™ VISA SIGNATURE® CARD Disclosure: (note 1) Offer subject to approval. APRs will vary with the market based on the Prime Rate. There is a balance transfer fee of 3% of the amount of each balance transfer and each convenience check (maximum $200 per transfer/check). There is no grace period on Cash Advances or Balance Transfers. Rates and fees subject to change. (note 2) You will earn Reward Points based on your Qualifying Purchases. The number of Rewards Points you will earn is doubled when you make Qualifying Purchases of Groceries and Qualifying Purchases of Gas. Businesses are generally put into merchant categories according to what they primarily sell. Although a merchant (or the goods or services it sells) may appear to fit in a gasoline or grocery category, American Express may classify the merchant differently. Certain restrictions apply, including limitation if your Account balance becomes delinquent of closed. See your USAA Rewards™ Program Terms and Conditions, which will be provided with your card, for more information. American Express is a federally registered service mark of American Express and is used by USAA Savings Bank pursuant to a license.
    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Contact

    • Headquarters
    •   9800 Fredericksburg Road
      San Antonio, TX 78288 USA
    •   Visit Site

    Message from USAA

    Help support the USNA Alumni Association & Navy Athletics and their mission of support for the Brigade of Midshipmen. USAA Bank will make a contribution to USNA when you open an account, make eligible purchases and keep an active account. Get 2,500 Bonus Points after your first purchase. Start earning 1 point for every $1 spent for all your every day purchases. Redeem points for 1% cash back or use them to purchase travel, gift cards and merchandise. You can also redeem your points and donate to your favorite military affiliate group. Redeem your rewards points anytime on usaa.com or from your mobile phone — with no redemption fee. Enjoy no cap or expiration date on points. Enjoy no foreign transaction fees when you travel outside of the United States

    Hours of Operation

    • Sunday Closed
    • Monday 7:00am - 9:00pm
    • Tuesday 7:00am - 9:00pm
    • Wednesday 7:00am - 9:00pm
    • Thursday 7:00am - 9:00pm
    • Friday 7:00am - 9:00pm
    • Saturday 8:30am - 5:00pm

    Other Services by USAA

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    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Annual Fee $0
    Foreign Currency Transaction Fee 0%
    No Annual Fee  
    No Foreign Transaction Fee  
    No Interest Grace Period for Late Payment 25
    Balance Transfer Fee % 3%
    Late Fee Amount $35
    Returned Payment Fee $35
    Customer Type Personal
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Military Status
    • Active Duty Military
    • Military Dependent
    • Veterans
    Minimum Age 18
    Supported Income Types
    • 1099 Misc. Income
    • Cash
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    Card Network
    • Visa
    Card Type
    • Balance Transfer
    • Bonus Offers
    • Cashback
    • Rewards
    • Travel
    Credit Bureau Reporting
    • Equifax
    • Experian
    • TransUnion
    Car Rental Insurance  
    Credit Card Benefits
    • Auto Rental Collision Damage Waiver
    • Emergency Support
    • Extended Warranty Protection
    • Fraud Liability
    • Free Credit Score
    • Identity Theft Protection
    • Price Protection
    • Travel Accident Insurance
    • Travel Assistance
    • Trip Cancellation Insurance
    Emergency Support  
    Extended Warranty  
    Flight Insurance  
    Fraud Liability  
    Travel Insurance  
    Bonus Rewards Earn 2X points for every dollar on gas and grocery purchases all the time. Earn 2X points for every dollar on gas and grocery purchases all the time.
    No Blackout Dates  
    No Reward Expiration Period  
    Rewards Categories
    • Every Purchase
    Signup Bonus (points) 2,500
    Cash Advance APR (Variable APR) 12.4% - 27.4%
    Purchase APR (Variable APR) 12.4% - 27.4%
    Balance Computation Average daily balance (including new purchases)
    Balance Transfer APR (Variable APR) 12.4% - 27.4%
    Intro APR period 12
    Introductory Rate 0%

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