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  USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card

USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card

in Personal Credit Cards from USAA

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USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card

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in Personal Credit Cards from USAA

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Highlights
Purchase APR  (Variable APR) 10.9% - 25.9%
Balance Transfer APR  (Variable APR) 10.9% - 25.9%
Credit Score Range 680 - 850
Annual Fee $0

USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card Review

USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card is a cashback credit card issued by USAA. If you're wondering whether USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
  • Signup bonus. Offers a signup bonus of 2500 points that can be redeemed for travel, gifts, or other perks.
  • Competitive APRs. USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card has a variable purchase APR that ranges from 10.9% up to 25.9%.
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • 3% Balance transfer fee. USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees.
  • $0 foreign transaction fee. This card does not charge foreign transaction fees, which makes a great credit card to carry with you when traveling abroad.
  • Multiple credit card benefits. Includes generous credit card perks, such as price protection, and fraud protection.
  • Good or better credit required. You should probably try with another card if your credit score is below 680.
USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card Pros & Cons
The Good The Bad
  • Lower than average purchase APRs.
  • 0% APR balance transfer intro rate on balance transfers for up to 12 months.
  • No annual fee.
  • Multiple credit card perks.
  • No foreign transaction fee.
  • Cardholders can earn rewards on purchases everywhere USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card is accepted.
  • USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card reports to multiple credit bureaus.
  • Requires good to excellent credit.
  • Charges a 3% balance transfer fee.
USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card FAQ

Is there a USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card cash back or rewards program?

USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card is a cashback card. This means you earn a percentage of your purchase as a cash reward. With USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card you receive 1% cash back on every purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash.

USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card Rewards
Minimum rewards rate (all purchases) 1x
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus (Points/Miles) 2500

Does USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card have a signup bonus?

USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card doesn't offer a cash signup bonus. However, it does include a 2500 points signup bonus that can be redeemed for travel, gifts, or other perks.

Does USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card offer an annual loyalty bonus?

USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card doesn't offer a cash loyalty bonus.

What are the USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card benefits?

USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card provides the following benefits:

  • Price Protection
  • No blackout dates when redeeming miles
  • ID Theft Protection
  • Reports to major credit bureaus

What are the relevant APRs for USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card has lower than average purchase APRs.

USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card has a variable purchase APR that ranges from 10.9% up to 25.9%. The card has a variable balance transfer APR that ranges from 10.9% up to 25.9%. It also has a variable cash advance APR that ranges from 10.9% up to 25.9%.

Does USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card have an introductory APR offer on balance transfers?

Yes, USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card offers an introductory APR rate on balance transfers of 0% for a period of up to 12 months.

USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card Balance Transfers
Description
Balance Transfer APR 10.9% - 25.9%
Balance Transfer Introductory APR 0%
Balance Transfer Intro APR Period (months) 12
Balance Transfer Fee % 3%
Balance Transfer Fee % After Intro Period N/A
Balance Transfer Fee Intro Period (days) N/A
Balance Transfer Fee Minimum N/A

Does USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card have an introductory APR offer on new purchases?

USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card does not offer an introductory rate on new purchases.
USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card Purchase Intro Offer
Description
Introductory Rate N/A
Purchase Intro APR Period (months) N/A

What are the fees for USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card?

The following fees apply to USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card:

USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 0%
Returned Payment Fee up to $35
Late Payment Fee up to $35

Does USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card have a foreign transaction fee?

USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

Does USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card report your account activity to credit bureaus?

Yes, USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card

  • Visit the USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card Disclosure: (note 1) Offer subject to approval. APRs will vary with the market based on the Prime Rate. There is a balance transfer fee of 3% of the amount of each balance transfer and each convenience check (maximum $200 per transfer/check). There is no grace period on Cash Advances or Balance Transfers. Rates and fees subject to change. (note 2) You will earn Reward Points based on your Qualifying Purchases. The number of Rewards Points you will earn is doubled when you make Qualifying Purchases of Groceries and Qualifying Purchases of Gas. Businesses are generally put into merchant categories according to what they primarily sell. Although a merchant (or the goods or services it sells) may appear to fit in a gasoline or grocery category, American Express may classify the merchant differently. Certain restrictions apply, including limitation if your Account balance becomes delinquent of closed. See your USAA Rewards™ Program Terms and Conditions, which will be provided with your card, for more information. American Express is a federally registered service mark of American Express and is used by USAA Savings Bank pursuant to a license.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From USAA

Help support the USNA Alumni Association & Navy Athletics and their mission of support for the Brigade of Midshipmen. USAA Bank will make a contribution to USNA when you open an account, make eligible purchases and keep an active account. Get 2,500 Bonus Points after your first purchase. Start earning 1 point for every $1 spent for all your every day purchases. Redeem points for 1% cash back or use them to purchase travel, gift cards and merchandise. You can also redeem your points and donate to your favorite military affiliate group. Redeem your rewards points anytime on usaa.com or from your mobile phone — with no redemption fee. Enjoy no cap or expiration date on points. Enjoy no foreign transaction fees when you travel outside of the United States

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Every Purchase (Points) Earn 1 point for every $1 spent for all your every day purchases.
Foreign Currency Transaction Fee 0%
No Annual Fee  
No Foreign Transaction Fee  
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Returned Payment Fee Up to $35
Late Fee Amount Up to $35
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 680 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Free Credit Score
  • Identity Theft Protection
  • Price Protection
  • Travel Accident Insurance
  • Travel Assistance
  • Trip Cancellation Insurance
Bonus Rewards Earn 2X points for every dollar on gas and grocery purchases all the time. Earn 2X points for every dollar on gas and grocery purchases all the time.
No Reward Expiration Period  
No Blackout Dates  
Rewards Categories Every Purchase
Signup Bonus (points) 2,500
Rewards Type Points
Cash Advance APR (Variable APR) 10.9% - 25.9%
Balance Computation Average daily balance (including new purchases)
Purchase APR (Variable APR) 10.9% - 25.9%
Balance Transfer Introductory APR (Variable APR) 0%
Balance Transfer Intro APR Period (Variable APR) 12 months
Balance Transfer APR (Variable APR) 10.9% - 25.9%
Balance Transfer Fee % 3%
Card Type
  • Rewards
  • Balance Transfer
  • Cashback
  • Travel
  • Bonus Offers
Card Network Visa

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