Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
28.74%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
N/A
Credit Score Range
Starting at 670
Annual Fee
N/A
Wawa® Credit Card Review
This is a store card issued by Citi®. If you're wondering whether Wawa® Credit Card is the right card for you, read on.
Key Takeaways
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR of 28.74%
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Wawa® Credit Card
| The Good | The Bad |
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Wawa® Credit Card FAQ
Does Wawa® Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Wawa® Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has higher than average regular APRs.Wawa® Credit Card has a variable purchase APR of 28.74%. Wawa® Credit Card does not offer balance transfers.
Does Wawa® Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. Wawa® Credit Card does not offer balance transfers.Does Wawa® Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Wawa® Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Additional Card Fee Amount | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | $40 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
N/A.
There is a late fee of up to $40 . What is the customer service phone number for Wawa® Credit Card?
The customer service number for Wawa® Credit Card is (800) 950-5114.
What is the support contact email for Wawa® Credit Card?
The support contact email for Wawa® Credit Card is customer.help@citi.com.
How do people rate the customer service and user experience of Wawa® Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Wawa® Credit Card report your account activity to credit bureaus?
Yes, Wawa® Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Citi® perform a hard credit pull?
Yes, Wawa® Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Wawa® Credit Card
- Visit the website of Wawa® Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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Hours of Operation
SundayClosedMonday9:00AM - 5:00PMTuesday9:00AM - 5:00PMWednesday9:00AM - 5:00PMThursday9:00AM - 5:00PMFriday9:00AM - 6:00PMSaturday10:00AM - 3:00PM
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Other Credit Cards from Citi®
Purchase APR
19.24% - 29.24%
Disclaimer popup with additional information
Balance Transfer APR
19.24% - 29.24%
Disclaimer popup with additional information
Credit Score Range
680 - 850
300
850
Annual Fee
$0
Disclaimer popup with additional information
Purchase APR
28.49%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
620 - 850
300
850
Annual Fee
$0
Purchase APR
19.24% - 29.99%
Disclaimer popup with additional information
Balance Transfer APR
19.24% - 29.99%
Disclaimer popup with additional information
Credit Score Range
700 - 850
300
850
Annual Fee
$0
Disclaimer popup with additional information
Purchase APR
18.24% - 27.24%
Disclaimer popup with additional information
Balance Transfer APR
18.24% - 27.24%
Disclaimer popup with additional information
Credit Score Range
650 - 850
300
850
Annual Fee
$99
Purchase APR
20.49%
Disclaimer popup with additional information
Balance Transfer APR
20.49%
Disclaimer popup with additional information
Credit Score Range
650 - 850
300
850
Annual Fee
$0
Disclaimer popup with additional information
Rating not yet determined
Purchase APR
21.24% - 29.24%
Disclaimer popup with additional information
Balance Transfer APR
21.24% - 29.24%
Disclaimer popup with additional information
Credit Score Range
720 - 850
300
850
Annual Fee
$95
Disclaimer popup with additional information
Rating not yet determined
Purchase APR
24.74%
Disclaimer popup with additional information
Balance Transfer APR
24.74%
Disclaimer popup with additional information
Credit Score Range
600 - 850
300
850
Annual Fee
$0
Purchase APR
18.24% - 28.99%
Disclaimer popup with additional information
Balance Transfer APR
18.24% - 28.99%
Disclaimer popup with additional information
Credit Score Range
700 - 850
300
850
Annual Fee
$0
Disclaimer popup with additional information
Purchase APR
28.49%
Disclaimer popup with additional information
Balance Transfer APR
28.49%
Disclaimer popup with additional information
Credit Score Range
640 - 850
300
850
Annual Fee
$0 - $59
Rating not yet determined
Purchase APR
17.99% - 23.74%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
700 - 850
300
850
Annual Fee
$0
SuperMoney Net Recommendation Score
Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.
-100
-1000+100
No one recommends
Everyone recommends
Wawa® Credit Card Community Reviews
Would you recommend Wawa® Credit Card to your friends?
MG
Michael G.
Apr 1, 2025
May or may not recommend
The worst customer service I have ever had the displeasure to interact with. I was initially being provided a direct response and answered a prompt providing proof of address to reopen my account that was closed INCORRECTLY BY WAWA. I have waited for a new card again its been 30 days (they told me it would be 14 days). And now customer service is saying they never said they would ...Show More
RS
Rasheed S.
Sep 14, 2023
May or may not recommend
The Wawa credit card gives you no benefits or incentives to use it. You also can't link it to your Wawa rewards account for purchasing goods/food in the store or purchase gas! So useless!
JI
John I.
Dec 6, 2022
May or may not recommend
ABSOLUTELY HORRIBLE! I was told that I could have the card sent to a different address as I was about to travel for a month and wanted the first 30day fuel discount benefit, yet once I finished the application, no such option was available and the card sat at my empty house for those 30 days. Additionally, customer service and website are horrendous. I get the spinning circle when trying ...Show More
VG
Veronica G.
Sep 5, 2022
May or may not recommend
I ordered one and it never arrived to my home it arrived somewhere else and those people the received it, went and put $740 worth of gas at wawa station, this card had no security and it's ready to use upon arrival, I'm still waiting on the resolution and it's been 4 months and I call but they say they're still investigating and i also call citi and it has ...Show More
Showing 4 of 4 reviews
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