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Last Updated: 04/18/2025

Virginia CU Personal Lines of Credit

in Personal Lines of Credit from Virginia Credit Union

Last Updated: 04/18/2025

Virginia Credit Union logo
Rating not yet determined1 total votes
1 users recommend

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Amount Range

Starting at $1,000

APR (Variable APR)

Starting at 10.00%(Verified 06/21/2024)

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Virginia CU Personal Lines of Credit Review

Virginia CU Personal Lines of Credit is offered through Virginia Credit Union, a credit union founded in 1928 and based in Richmond, VA. Virginia CU Personal Lines of Credit are available in 50 states and Washington, DC.

Virginia CU Personal Lines of Credit FAQ

What APRs does Virginia CU Personal Lines of Credit offer?

Virginia CU Personal Lines of Credit offers a variable APR that starts at 10.00% APR.

Does the Virginia CU Personal Lines of Credit charge an origination fee?

Yes, Virginia CU Personal Lines of Credit charges a line of credit origination fee .

Does the Virginia CU Personal Lines of Credit charge a cash advance fee?

Yes, Virginia CU Personal Lines of Credit may charge a fee .

Does Virginia CU Personal Lines of Credit charge a late fee?

Yes, Virginia CU Personal Lines of Credit may charge borrowers a late payment fee .

How much can you borrow via Virginia CU Personal Lines of Credit?

Upon approval and based on your credit worthiness, your Virginia CU Personal Lines of Credit personal line of credit will be assigned a credit limit of at least $1,000 .
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What do you need to qualify for Virginia CU Personal Lines of Credit?

Virginia CU Personal Lines of Credit does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Virginia CU Personal Lines of Credit does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner or a co-borrower to either meet eligibility requirements or qualify for lower interest rates.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Virginia CU Personal Lines of Credit.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Proof of identity
  • Proof of citizenship or residence permit

Does Virginia CU Personal Lines of Credit report your account activity to credit bureaus?

Yes, Virginia CU Personal Lines of Credit reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Virginia Credit Union perform a hard credit pull?

Yes, Virginia CU Personal Lines of Credit performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for Virginia CU Personal Lines of Credit

  • Visit the Virginia CU Personal Lines of Credit website.
  • Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
  • Check the information is accurate and submit your application.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

7500 Boulder View Dr
Richmond, VA 23225
(804) 323-6800
Visit Site

Hours of Operation

Sunday
Closed
Monday
8:00AM - 6:00PM
Tuesday
8:00AM - 6:00PM
Wednesday
8:00AM - 6:00PM
Thursday
8:00AM - 6:00PM
Friday
8:00AM - 6:00PM
Saturday
Closed

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SuperMoney Net Recommendation Score

Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

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The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Virginia CU Personal Lines of Credit Community Reviews

Would you recommend Virginia CU Personal Lines of Credit to your friends?

U

Anonymous

Oct 4, 2023

May or may not recommend

Yes thanks so much Supermoney God bless you! Have a nice day

Showing 1 of 1 reviews

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