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Last Updated: 04/18/2025

Cedar Point FCU Revolving Credit

in Personal Lines of Credit from Cedar Point Federal Credit Union

Last Updated: 04/18/2025

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Amount Range

Up to $15,000

APR (Variable APR)

Starting at 13.25%(Verified 06/21/2024)

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Cedar Point FCU Revolving Credit Review

Cedar Point FCU Revolving Credit is offered through Cedar Point Federal Credit Union, a credit union founded in 1945 and based in Lexington Park, MD. Cedar Point FCU Revolving Credit are available in 50 states, 5 US territories, and Washington, DC.

Cedar Point FCU Revolving Credit FAQ

What APRs does Cedar Point FCU Revolving Credit offer?

Cedar Point FCU Revolving Credit offers a variable APR that starts at 13.25% APR.

Does the Cedar Point FCU Revolving Credit charge an origination fee?

Yes, Cedar Point FCU Revolving Credit charges a line of credit origination fee .

Does the Cedar Point FCU Revolving Credit charge a cash advance fee?

Yes, Cedar Point FCU Revolving Credit may charge a fee .

Does Cedar Point FCU Revolving Credit charge a late fee?

Yes, Cedar Point FCU Revolving Credit may charge borrowers a late payment fee .

What do you need to qualify for Cedar Point FCU Revolving Credit?

Cedar Point FCU Revolving Credit does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Cedar Point FCU Revolving Credit does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Cedar Point FCU Revolving Credit.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does Cedar Point FCU Revolving Credit report your account activity to credit bureaus?

Yes, Cedar Point FCU Revolving Credit reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Cedar Point Federal Credit Union perform a hard credit pull?

Yes, Cedar Point FCU Revolving Credit performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for Cedar Point FCU Revolving Credit

  • Visit the Cedar Point FCU Revolving Credit website.
  • Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
  • Check the information is accurate and submit your application.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

22745 Maple Rd
Lexington Park, MD 20653
(301) 863-7071
Visit Site

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
8:30AM - 12:00PM

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Cedar Point Federal Credit Union logo
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Amount Range

Up to $2,000

APR

Starting at 13.25%
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Cedar Point Federal Credit Union logo

Amount Range

Up to $15,000

APR

Starting at 11.25%
Disclaimer popup with additional information

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