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Last Updated: 04/18/2025

FAA FCU Personal Loans

in Personal Loans from FAA Federal Credit Union

Last Updated: 04/18/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
FAA Federal Credit Union logo
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Get Competing Personal Loan Offers

Compare personal loan offers from multiple vetted lenders.

Compare personal loan offers from multiple vetted lenders.

Discover your lowest eligible rate in minutes.

Discover your lowest eligible rate in minutes.

See how much you qualify for and what your monthly payment will be.

See how much you qualify for and what your monthly payment will be.

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Highlights

APR (Variable APR)

Starting at 14.25%(Verified 06/21/2024)

Amount Range

N/A

Loan Term (Months)

N/A

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FAA FCU Personal Loans Review

FAA FCU Personal Loans is offered by FAA Federal Credit Union, a credit union founded in 1954 and based in Memphis, TN. FAA FCU Personal Loans are available in 50 states, 5 US territories, and Washington, DC.

Key Takeaways

  • Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging. Personal loan interest rates typically range between 9% and 36%. The starting rates for FAA FCU Personal Loans are on the higher end of the market.
  • Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for FAA FCU Personal Loans.

FAA FCU Personal Loans Pros & Cons

FAA FCU Personal Loans FAQ

What interest rates and personal loan terms does FAA FCU Personal Loans offer?

FAA FCU Personal Loans has higher than average interest rates for lenders reviewed on SuperMoney.

What interest rates does FAA FCU Personal Loans offer?

FAA FCU Personal Loans offers a variable APR personal loan product that starts at 14.25% APR.

What fees does FAA FCU Personal Loans charge?

Does FAA FCU Personal Loans charge an origination fee?

FAA FCU Personal Loans may charge a personal loan origination fee .

Does FAA FCU Personal Loans charge a late fee?

FAA FCU Personal Loans does not disclose whether it charges late payment fees.

Does FAA FCU Personal Loans charge prepayment fees?

No, FAA FCU Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

What do you need to qualify for FAA FCU Personal Loans?

FAA FCU Personal Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
FAA FCU Personal Loans does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner or a co-borrower to either meet eligibility requirements or qualify for lower interest rates.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by FAA FCU Personal Loans.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does FAA FCU Personal Loans report your account activity to credit bureaus?

Yes, FAA FCU Personal Loans reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does FAA Federal Credit Union perform a hard credit pull?

Yes, FAA FCU Personal Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Are FAA FCU Personal Loans legit?

FAA Federal Credit Union was founded in 1954, it is a well-established company that has been in business for 72 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

7974 Centennial Dr
Memphis, TN 38125
(901) 757-7999
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
8:30AM - 4:00PM
Tuesday
8:30AM - 4:00PM
Wednesday
10:00AM - 4:00PM
Thursday
8:30AM - 4:00PM
Friday
8:30AM - 5:00PM
Saturday
Closed

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

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-1000+100
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The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

FAA FCU Personal Loans Community Reviews

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