Last Updated: 04/18/2025
First Pioneers FCU Open Line of Credit Loans
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Amount Range
N/A
APR (Fixed APR)
15.00%(Verified 08/20/2024)
First Pioneers FCU Open Line of Credit Loans Review
First Pioneers FCU Open Line of Credit Loans is offered through First Pioneers Federal Credit Union, a credit union founded in 1949 and based in Lafayette, LA. First Pioneers FCU Open Line of Credit Loans are available in 50 states, 5 US territories, and Washington, DC.
First Pioneers FCU Open Line of Credit Loans FAQ
What APRs does First Pioneers FCU Open Line of Credit Loans offer?
First Pioneers FCU Open Line of Credit Loans offers an APR of 15.00% APR.
Does the First Pioneers FCU Open Line of Credit Loans charge an origination fee?
Yes, First Pioneers FCU Open Line of Credit Loans charges a line of credit origination fee .Does the First Pioneers FCU Open Line of Credit Loans charge a cash advance fee?
Yes, First Pioneers FCU Open Line of Credit Loans may charge a fee .Does First Pioneers FCU Open Line of Credit Loans charge a late fee?
Yes, First Pioneers FCU Open Line of Credit Loans may charge borrowers a late payment fee .| Cash Advance Fee | N/A |
| Origination Fee | No |
| Prepayment Fee? | Yes |
| Late Payment Fee | No |
| Statement Balance Fee | No |
| Billing Cycle Charge | No |
What do you need to qualify for First Pioneers FCU Open Line of Credit Loans?
First Pioneers FCU Open Line of Credit Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. First Pioneers FCU Open Line of Credit Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by First Pioneers FCU Open Line of Credit Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
Does First Pioneers FCU Open Line of Credit Loans report your account activity to credit bureaus?
Yes, First Pioneers FCU Open Line of Credit Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does First Pioneers Federal Credit Union perform a hard credit pull?
Yes, First Pioneers FCU Open Line of Credit Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for First Pioneers FCU Open Line of Credit Loans
- Visit the First Pioneers FCU Open Line of Credit Loans website.
- Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
- Check the information is accurate and submit your application.
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Contact
Headquarters
Hours of Operation
Sunday
Closed
Monday
8:00AM - 5:00PM
Tuesday
8:00AM - 5:00PM
Wednesday
8:00AM - 5:00PM
Thursday
8:00AM - 5:00PM
Friday
8:00AM - 6:00PM
Saturday
Closed