Last Updated: 04/18/2025
Magnolia FCU Overdraft Line-of-Credit
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Amount Range
APR (Variable APR)
N/A
Magnolia FCU Overdraft Line-of-Credit Review
Magnolia FCU Overdraft Line-of-Credit FAQ
What APRs does Magnolia FCU Overdraft Line-of-Credit offer?
Does the Magnolia FCU Overdraft Line-of-Credit charge an origination fee?
Yes, Magnolia FCU Overdraft Line-of-Credit charges a line of credit origination fee .Does the Magnolia FCU Overdraft Line-of-Credit charge a cash advance fee?
Yes, Magnolia FCU Overdraft Line-of-Credit may charge a fee .Does Magnolia FCU Overdraft Line-of-Credit charge a late fee?
Yes, Magnolia FCU Overdraft Line-of-Credit may charge borrowers a late payment fee .| Cash Advance Fee | N/A |
| Origination Fee | No |
| Prepayment Fee? | Yes |
| Late Payment Fee | No |
| Statement Balance Fee | No |
| Billing Cycle Charge | No |
What do you need to qualify for Magnolia FCU Overdraft Line-of-Credit?
Magnolia FCU Overdraft Line-of-Credit does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
Does Magnolia FCU Overdraft Line-of-Credit report your account activity to credit bureaus?
- Equifax
- Experian
- TransUnion
Does Magnolia Federal Credit Union perform a hard credit pull?
How to apply for Magnolia FCU Overdraft Line-of-Credit
- Visit the Magnolia FCU Overdraft Line-of-Credit website.
- Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
- Check the information is accurate and submit your application.
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Hours of Operation
Sunday
Closed
Monday
8:00AM - 4:30PM
Tuesday
8:00AM - 4:30PM
Wednesday
8:00AM - 4:30PM
Thursday
8:00AM - 4:30PM
Friday
8:00AM - 5:30PM
Saturday
Closed