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Personal Lines of Credit
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Last Updated: 04/18/2025

Neches FCU Personal Lines of Credit

in Personal Lines of Credit from Neches Federal Credit Union

Last Updated: 04/18/2025

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Amount Range

N/A


APR (Variable APR)

Starting at 12.50%(Verified 06/21/2024)

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Neches FCU Personal Lines of Credit Review

Neches FCU Personal Lines of Credit is offered through Neches Federal Credit Union, a credit union founded in 1952 and based in Port Neches, TX. Neches FCU Personal Lines of Credit are available in 50 states and Washington, DC.

Neches FCU Personal Lines of Credit FAQ

What APRs does Neches FCU Personal Lines of Credit offer?

Neches FCU Personal Lines of Credit offers a variable APR that starts at 12.50% APR.

Does the Neches FCU Personal Lines of Credit charge an origination fee?

Yes, Neches FCU Personal Lines of Credit charges a line of credit origination fee .

Does the Neches FCU Personal Lines of Credit charge a cash advance fee?

Yes, Neches FCU Personal Lines of Credit may charge a fee .

Does Neches FCU Personal Lines of Credit charge a late fee?

Yes, Neches FCU Personal Lines of Credit may charge borrowers a late payment fee .

What do you need to qualify for Neches FCU Personal Lines of Credit?

Neches FCU Personal Lines of Credit does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Neches FCU Personal Lines of Credit does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Neches FCU Personal Lines of Credit.
To qualify, applicants may need to provide the following documentation:
  • Proof of income
  • Driver's license or other government photo ID
  • Proof of identity
  • Proof of citizenship or residence permit

Does Neches FCU Personal Lines of Credit report your account activity to credit bureaus?

Yes, Neches FCU Personal Lines of Credit reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Neches Federal Credit Union perform a hard credit pull?

Yes, Neches FCU Personal Lines of Credit performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for Neches FCU Personal Lines of Credit

  • Visit the Neches FCU Personal Lines of Credit website.
  • Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
  • Check the information is accurate and submit your application.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

676 Magnolia Ave
Port Neches, TX 77651
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Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed

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