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Last Updated: 04/18/2025

Neches FCU Home Mortgage Loans

from Neches Federal Credit Union

Last Updated: 04/18/2025

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Highlights

Credit Score Range

N/A

Amount Range

N/A

Loan Term (Years)

Up to 30

Neches FCU Home Mortgage Loans Review

Neches FCU Home Mortgage Loans is offered by Neches Federal Credit Union (NMLS #680503), a credit union founded in 1952 and based in Port Neches, TX. Neches FCU Home Mortgage Loans are available in 50 states and Washington, DC.

Key Takeaways

Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
Standard interest rates types. Neches FCU Home Mortgage Loans offers adjustable-rate mortgages and fixed-rate mortgages.
No primary residences considered. Neches FCU Home Mortgage Loans does not offer financing for primary homes.
Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for Neches FCU Home Mortgage Loans.

Neches FCU Home Mortgage Loans Pros & Cons

Pros

Cons

Available in all 50 states.

Charges an origination fee.
Charges prepayment fees.

Neches FCU Home Mortgage Loans FAQ

What is the maximum loan term you can get with Neches FCU Home Mortgage Loans?

Neches FCU Home Mortgage Loans offers mortgages with a maximum term of 30 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What mortgage rates does Neches Federal Credit Union offer?

Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.

Do they charge mortgage origination fees?

Yes, Neches FCU Home Mortgage Loans may charge a loan origination fee .

What is the customer service phone number?

The customer service number for Neches FCU Home Mortgage Loans is (409) 860-0800.

What is the support contact email?

The support contact email for is memberservices@nechesfcu.org.

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Contact

Headquarters

676 Magnolia Ave

Port Neches, TX 77651

(409) 860-0800

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

9:00AM - 5:00PM

Tuesday

9:00AM - 5:00PM

Wednesday

9:00AM - 5:00PM

Thursday

9:00AM - 5:00PM

Friday

9:00AM - 5:00PM

Saturday

Closed

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SuperMoney Net Recommendation Score

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-1000+100

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