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Last Updated: 04/18/2025

Neches FCU Home Equity Loans

in Home Equity Loans from Neches Federal Credit Union

Last Updated: 04/18/2025

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Credit Score Range

N/A

Amount Range

N/A

Maximum LTV

80%

Loan Term (Years)

5 - 30
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Neches FCU Home Equity Loans Review

Neches FCU Home Equity Loans is offered by Neches Federal Credit Union (NMLS #680503), a credit union founded in 1952 and based in Port Neches, TX. Neches FCU Home Equity Loans are available in 50 states and Washington, DC.

Key Takeaways

  • No primary residences considered. Neches FCU Home Equity Loans does not offer financing for primary homes.
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
  • Maximum LTV. Neches FCU Home Equity Loans has a maximum loan to value ratio of 80%.

Neches FCU Home Equity Loans Pros & Cons

Neches FCU Home Equity Loans FAQ

What are the home equity loan requirements of Neches FCU Home Equity Loans

This lender's maximum loan to value rate is 80%. That means the total debt secured by the property cannot exceed 80% of its value. Let's say you own a property with a current market value of $100k, but you still owe $20k on your mortgage. Your equity would be $80k. In this scenario, if you have good credit, you may qualify for a line of credit of up to $60k.
Generally, the APRs of home equity loans do not include points and financing charges, just the interest rate.

What fees does Neches FCU Home Equity Loans charge for a home equity loan?

Neches FCU Home Equity Loans may charge a loan origination fee

Is Neches Federal Credit Union a legit company?

Neches Federal Credit Union was founded in 1952, it is a well-established company that has been in business for 74 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Contact

Headquarters

676 Magnolia Ave
Port Neches, TX 77651
(409) 860-0800
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Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed

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