Last Updated: 07/28/2025
Raiz Federal Credit Union Platinum Mastercard® Credit Card
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
Starting at 9.15%(Verified 09/21/2024)
Balance Transfer APR (Variable APR)
Starting at 9.15%(Verified 09/21/2024)
Credit Score Range
670 - 850
Annual Fee
N/A
Raiz Federal Credit Union Platinum Mastercard® Credit Card Review
This is a card issued by Raiz Federal Credit Union. If you're wondering whether Raiz Federal Credit Union Platinum Mastercard® Credit Card is the right card for you, read on.
Key Takeaways
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, identity theft protection, purchase security, travel accident insurance, travel assistance, and fraud protection.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Raiz Federal Credit Union Platinum Mastercard® Credit Card
| The Good | The Bad |
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Raiz Federal Credit Union Platinum Mastercard® Credit Card FAQ
Does Raiz Federal Credit Union Platinum Mastercard® Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Raiz Federal Credit Union Platinum Mastercard® Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Raiz Federal Credit Union Platinum Mastercard® Credit Card has a variable purchase APR starting at 9.15%. The card has a variable balance transfer APR starting at 9.15% . It also has a variable cash advance APR starting at 9.15% .
Does Raiz Federal Credit Union Platinum Mastercard® Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Raiz Federal Credit Union Platinum Mastercard® Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Raiz Federal Credit Union Platinum Mastercard® Credit Card?
N/A.
What is the customer service phone number for Raiz Federal Credit Union Platinum Mastercard® Credit Card?
The customer service number for Raiz Federal Credit Union Platinum Mastercard® Credit Card is (877) 378-3281.
What is the login page for Raiz Federal Credit Union Platinum Mastercard® Credit Card?
You can access the login page of Raiz Federal Credit Union Platinum Mastercard® Credit Card here.
How do people rate the customer service and user experience of Raiz Federal Credit Union Platinum Mastercard® Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Raiz Federal Credit Union Platinum Mastercard® Credit Card report your account activity to credit bureaus?
Yes, Raiz Federal Credit Union Platinum Mastercard® Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Raiz Federal Credit Union perform a hard credit pull?
Yes, Raiz Federal Credit Union Platinum Mastercard® Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Raiz Federal Credit Union Platinum Mastercard® Credit Card
- Visit the website of Raiz Federal Credit Union Platinum Mastercard® Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:30AM - 5:30PM
Tuesday
9:30AM - 5:30PM
Wednesday
9:30AM - 5:30PM
Thursday
9:30AM - 5:30PM
Friday
9:30AM - 5:30PM
Saturday
9:30AM - 12:30PM