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  Simple Fast Loans Lines of Credit
Simple Fast Loans Lines of Credit
in Personal Lines of Credit from Simple Fast Loans
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Simple Fast Loans Lines of Credit

Unaffiliated
in Personal Lines of Credit from Simple Fast Loans
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Highlights
Loan Amount $200 - $1,500
APR N/A

Simple Fast Loans Lines of Credit Review

Simple Fast Loans Lines of Credit is offered by Simple Fast Loans, a direct lender founded in 2018 and based in Atlanta, GA. Simple Fast Loans Lines of Credit is available in 1 state across the USA.

Simple Fast Loans Lines of Credit FAQ

What APRs does Simple Fast Loans Lines of Credit offer?

Simple Fast Loans Lines of Credit offers a variable APR product, but they do not disclose their rates.

Does Simple Fast Loans Lines of Credit charge an origination fee?

Yes, they charge a line of credit origination fee.

Does the Simple Fast Loans Lines of Credit charge a cash advance fee?

Yes, they may charge a fee.

Does the Simple Fast Loans Lines of Credit charge a statement balance fee?

No, this lender does not charge a statement balance fee.

Does Simple Fast Loans Lines of Credit charge a late fee?

Yes, they may charge borrowers a late payment fee.

How much can you borrow via Simple Fast Loans Lines of Credit?

Upon approval and based on your credit score and credit history, your personal line of credit will be assigned a credit limit of at least $200 and as much as $1,500. .

Simple Fast Loans Lines of Credit Fees
Cash Advance Fee N/A
Origination Fee No
Prepayment Fee? Yes
Late Payment Fee No
Statement Balance Fee No

What do you need to qualify for Simple Fast Loans Lines of Credit?

When it comes to credit scores, Simple Fast Loans doesn't have a set minimum or maximum. People with all types of credit scores can apply. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Simple Fast Loans Lines of Credit does not have or does not disclose a minimum annual income eligibility requirement. Simple Fast Loans Lines of Credit only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Simple Fast Loans Lines of Credit. Their rates fall within the limits of The Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by Simple Fast Loans Lines of Credit. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

  • Applicants must have an active and valid personal checking account
  • Driver's license
  • Government issued photo ID

What is the estimated funding time for a personal line of credit?

Simple Fast Loans Lines of Credit will typically approve (or deny) a line of credit application within 24 hour s and fund personal lines of credit within 1 business day of approval.

Does Simple Fast Loans Lines of Credit report your account activity to credit bureaus?

Yes, Simple Fast Loans Lines of Credit reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

Is Simple Fast Loans a legit company?

Simple Fast Loans Lines of Credit was founded in 2018. It is an established company that has been in business for 4 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

How to apply for Simple Fast Loans Lines of Credit

  • Visit the website.
  • Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
  • Check the information is accurate and submit your application.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday 9:00am - 5:00pm
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday 9:00am - 5:00pm

Other Services by Simple Fast Loans

Availability

  Available in 1 state
Tennessee
Availabile in all of Tennessee

Feature Breakdown

Checking Account Required
Credit Score Range 300 - 850
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Joint Loan Applications Accepted
  • Individual Applications
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
  • Tax Returns
Verification Documents Required
  • Driver License (or other photo ID)
  • Government Issued Photo ID
Approval Speed 24 hours
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Funding Time Range 1 day
Payment Options
  • Automatic Payments
  • Check by mail
  • Storefront
  • Credit/Debit Card
  • Cash
  • Bank Transfer
  • Apple Pay
APR Type Variable APR
Loan Amount $200 - $1,500

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