Is Simple Fast Loans Lines of Credit the right fit for you?
Last Updated: 04/18/2025
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Highlights
Amount Range
$200 - $1,500
APR (Variable APR)
N/A
Simple Fast Loans Lines of Credit Review
Simple Fast Loans Lines of Credit is offered through Simple Fast Loans, a direct lender founded in 2018 and based in Atlanta, GA. Simple Fast Loans Lines of Credit are available in 1 state.
Simple Fast Loans Lines of Credit FAQ
What APRs does Simple Fast Loans Lines of Credit offer?
Simple Fast Loans Lines of Credit offers a variable APR, but they do not disclose their rates.
Does the Simple Fast Loans Lines of Credit charge an origination fee?
Yes, Simple Fast Loans Lines of Credit charges a line of credit origination fee .Does the Simple Fast Loans Lines of Credit charge a cash advance fee?
Yes, Simple Fast Loans Lines of Credit may charge a fee .Does Simple Fast Loans Lines of Credit charge a late fee?
Yes, Simple Fast Loans Lines of Credit may charge borrowers a late payment fee .How much can you borrow via Simple Fast Loans Lines of Credit?
Upon approval and based on your credit worthiness, your Simple Fast Loans Lines of Credit personal line of credit will be assigned a credit limit of at least $200 and as much as $1,500. .
| Cash Advance Fee | N/A |
| Origination Fee | No |
| Prepayment Fee? | Yes |
| Late Payment Fee | No |
| Statement Balance Fee | No |
| Billing Cycle Charge | No |
What do you need to qualify for Simple Fast Loans Lines of Credit?
When it comes to credit scores, Simple Fast Loans Lines of Credit doesn't have a set minimum or maximum. People with all types of credit scores can apply. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Simple Fast Loans Lines of Credit does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Simple Fast Loans Lines of Credit.
To qualify, applicants may need to provide the following documentation:
- Applicants must have an active and valid personal checking account
- Driver's license or other government photo ID
- Government issued photo ID
What is the estimated funding time for a personal line of credit via Simple Fast Loans Lines of Credit?
Simple Fast Loans Lines of Credit will typically fund personal lines of credit within 1 business day of approval.Does Simple Fast Loans Lines of Credit report your account activity to credit bureaus?
Yes, Simple Fast Loans Lines of Credit reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Simple Fast Loans perform a hard credit pull?
Yes, Simple Fast Loans Lines of Credit performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Simple Fast Loans Lines of Credit
- Visit the Simple Fast Loans Lines of Credit website.
- Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
- Check the information is accurate and submit your application.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Contact
Headquarters
8601 Dunwoody Pl STE 406
Atlanta, GA 30350
Hours of Operation
Sunday9:00AM - 5:00PMMonday9:00AM - 5:00PMTuesday9:00AM - 5:00PMWednesday9:00AM - 5:00PMThursday9:00AM - 5:00PMFriday9:00AM - 5:00PMSaturday9:00AM - 5:00PM
Other Services by Simple Fast Loans
Personal Loans
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