Last Updated: 04/18/2025
Truliant FCU Preferred Line of Credit/Overdraft Protection
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Amount Range
$500 - $5,000
APR (Variable APR)
14.24% - 18.00%(Verified 09/25/2024)
Truliant FCU Preferred Line of Credit/Overdraft Protection Review
Truliant FCU Preferred Line of Credit/Overdraft Protection is offered through Truliant Federal Credit Union, a credit union founded in 1952 and based in Winston-Salem, NC. Truliant FCU Preferred Line of Credit/Overdraft Protection are available in 50 states, 5 US territories, and Washington, DC.
Truliant FCU Preferred Line of Credit/Overdraft Protection FAQ
What APRs does Truliant FCU Preferred Line of Credit/Overdraft Protection offer?
Truliant FCU Preferred Line of Credit/Overdraft Protection offers a variable APR that ranges from 14.24% APR up to 18.00% APR.
Does the Truliant FCU Preferred Line of Credit/Overdraft Protection charge an origination fee?
Yes, Truliant FCU Preferred Line of Credit/Overdraft Protection charges a line of credit origination fee .Does the Truliant FCU Preferred Line of Credit/Overdraft Protection charge a cash advance fee?
Yes, Truliant FCU Preferred Line of Credit/Overdraft Protection may charge a fee .Does Truliant FCU Preferred Line of Credit/Overdraft Protection charge a late fee?
Yes, Truliant FCU Preferred Line of Credit/Overdraft Protection may charge borrowers a late payment fee .How much can you borrow via Truliant FCU Preferred Line of Credit/Overdraft Protection?
Upon approval and based on your credit worthiness, your Truliant FCU Preferred Line of Credit/Overdraft Protection personal line of credit will be assigned a credit limit of at least $500.00 and as much as $5,000.00. .
| Cash Advance Fee | N/A |
| Origination Fee | No |
| Prepayment Fee? | Yes |
| Late Payment Fee | No |
| Statement Balance Fee | No |
| Billing Cycle Charge | No |
What do you need to qualify for Truliant FCU Preferred Line of Credit/Overdraft Protection?
Truliant FCU Preferred Line of Credit/Overdraft Protection does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Truliant FCU Preferred Line of Credit/Overdraft Protection does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Truliant FCU Preferred Line of Credit/Overdraft Protection.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
Does Truliant FCU Preferred Line of Credit/Overdraft Protection report your account activity to credit bureaus?
Yes, Truliant FCU Preferred Line of Credit/Overdraft Protection reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Truliant Federal Credit Union perform a hard credit pull?
Yes, Truliant FCU Preferred Line of Credit/Overdraft Protection performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Truliant FCU Preferred Line of Credit/Overdraft Protection
- Visit the Truliant FCU Preferred Line of Credit/Overdraft Protection website.
- Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
- Check the information is accurate and submit your application.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
9:00AM - 12:00PM