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Personal Lines of Credit
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Last Updated: 04/18/2025

SIUE Credit Union Personal Line of Credit

in Personal Lines of Credit from SIUE Credit Union

Last Updated: 04/18/2025

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Amount Range

N/A


APR (Variable APR)

Starting at 10.25%(Verified 06/21/2024)

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SIUE Credit Union Personal Line of Credit Review

SIUE Credit Union Personal Line of Credit is offered through SIUE Credit Union, a credit union founded in 1959 and based in Edwardsville, IL. SIUE Credit Union Personal Line of Credit are available in 50 states and Washington, DC.

SIUE Credit Union Personal Line of Credit FAQ

What APRs does SIUE Credit Union Personal Line of Credit offer?

SIUE Credit Union Personal Line of Credit offers a variable APR that starts at 10.25% APR.

Does the SIUE Credit Union Personal Line of Credit charge an origination fee?

Yes, SIUE Credit Union Personal Line of Credit charges a line of credit origination fee .

Does the SIUE Credit Union Personal Line of Credit charge a cash advance fee?

Yes, SIUE Credit Union Personal Line of Credit may charge a fee .

Does SIUE Credit Union Personal Line of Credit charge a late fee?

Yes, SIUE Credit Union Personal Line of Credit may charge borrowers a late payment fee .

What do you need to qualify for SIUE Credit Union Personal Line of Credit?

SIUE Credit Union Personal Line of Credit does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
SIUE Credit Union Personal Line of Credit does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by SIUE Credit Union Personal Line of Credit.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does SIUE Credit Union Personal Line of Credit report your account activity to credit bureaus?

Yes, SIUE Credit Union Personal Line of Credit reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does SIUE Credit Union perform a hard credit pull?

Yes, SIUE Credit Union Personal Line of Credit performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for SIUE Credit Union Personal Line of Credit

  • Visit the SIUE Credit Union Personal Line of Credit website.
  • Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
  • Check the information is accurate and submit your application.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

1566 Lewis Rd
Edwardsville, IL 62025
Visit Site

Hours of Operation

Sunday
Closed
Monday
8:30AM - 5:00PM
Tuesday
8:30AM - 5:00PM
Wednesday
8:30AM - 5:00PM
Thursday
8:30AM - 5:00PM
Friday
8:30AM - 5:00PM
Saturday
Closed

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