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  Azura Credit Union Personal Loans
Azura Credit Union Personal Loans
in Personal Loans from Azura Credit Union
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Azura Credit Union Personal Loans

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in Personal Loans from Azura Credit Union
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Highlights
APR  (Factor Based) Starting at 13.32%
(Verified 04/24/2023)
Loan Amount N/A
Loan Term (Months) Up to 60 months

Azura Credit Union Personal Loans Review

Azura Credit Union Personal Loans is offered by azura credit union, a credit union founded in 1939 and based in Topeka, KS. Azura Credit Union Personal Loans are available in 50 states (and Washington, DC).

Key Takeaways

  • Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your Azura Credit Union Personal Loans early.

azura credit union Pros & Cons

Pros Cons
  • Charges an origination fee.
  • Do not offer pre-approval with soft credit pull.
  • Azura Credit Union Personal Loans does not report to credit bureaus.
  • Charges prepayment fees.
  • Charges a late fee.

azura credit union FAQ

What interest rates and personal loan terms does azura credit union offer?

azura credit union has higher than average interest rates for lenders reviewed on SuperMoney.

What interest rates does azura credit union offer?

azura credit union offers a personal loan product that starts at 13.32% APR.

What is the maximum loan term you can get with azura credit union?

azura credit union offers loans with terms of up to 60 months.

azura credit union Interest Rates & Loan Terms
Personal Loan Amount N/A
Loan Term up to 60 months
APR Starting at 13.32%

What fees does azura credit union charge?

Does azura credit union charge an origination fee?

azura credit union may charge a personal loan origination fee.

Does azura credit union charge a late fee?

No, azura credit union will not charge you a late fee if you miss one of the monthly payments.

Does azura credit union charge prepayment fees?

No, azura credit union does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

azura credit union Fees
Origination Fee No
Prepayment Fee N/A
Late Payment Fee No

What do you need to qualify for Azura Credit Union Personal Loans?

Azura Credit Union Personal Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Azura Credit Union Personal Loans does not have or does not disclose a minimum annual income eligibility requirement. Azura Credit Union Personal Loans only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Azura Credit Union Personal Loans. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Azura Credit Union Personal Loans.

To qualify, applicants may need to provide the following documentation:

  • Proof of income
  • Driver's license
  • Proof of identity
  • Proof of citizenship or residence permit
azura credit union Eligibility Criteria
Minimum Age 18
Bank Account Required? No
Application Types Accepted
  • Individual Applications
  • Credit Score N/A

    Are Azura Credit Union Personal Loans legit?

    Azura Credit Union was founded in 1939, it is a well-established company that has been in business for 84 years.

    Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Availability

      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • Washington, DC
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Self-Employed
    • Retired
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Joint Loan Applications Accepted
    • Individual Applications
    Military Status
    • Active Duty Military
    • Non-Military
    • Veterans
    • Military Dependent
    Minimum Age 18
    Supported Income Types
    • Direct Deposit (W2, SSA, SSDI)
    • Cash
    • Payroll Check or Prepaid Card
    • 1099 Misc. Income
    • Tax Returns
    Verification Documents Required
    • Driver License (or other photo ID)
    • Proof of citizenship/residence (Green Card)
    • Proof of Income
    • Proof of Identity
    • Social Security Number
    • Employer Identification Number
    APR Type Factor Based
    APR (Factor Based) Starting at 13.32%
    (Verified 04/24/2023)
    Loan Term Up to 60 months

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