Basix Personal Loans

Out of Business

Basix Personal Loans

in Personal Loans from ZestFinance Inc.

Out of Business

Basix Personal Loans

in Personal Loans from ZestFinance Inc.

SuperMoney Net Recommendation Score -33% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly not recommended

3 users recommend
0 users are unsure
6 users don't recommend
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Community Rating Mostly not recommended
Loan Amount $3,000 - $5,000
APR (Fixed APR) 25.99% - 35.99%
Loan Term (Months) 12 - 36
Number of Reviews 9

Basix Personal Loans Review

Basix Personal Loans is a personal loan offering by ZestFinance Inc., a direct lender based in Los Angeles, CA. Founded in 2014, ZestFinance Inc. offers access to personal loans in 15 states across the USA.

What rates and terms does Basix Personal Loans offer?

Basix Personal Loans has higher interest rates than the average for lenders reviewed on SuperMoney.

What personal loan APRs does Basix Personal Loans offer?

Basix Personal Loans offers a fixed APR personal loan product that ranges from 25.99% APR up to 35.99% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

How much can you borrow via Basix Personal Loans?

Loan amounts start at $3,000 and go up to $5,000.

What can a personal loan from Basix Personal Loans be used for?

Personal loans from Basix Personal Loans are typically used for special purchases, debt consolidation, home improvement projects, weddings, unexpected expenses or similar purposes.

What is the maximum loan term you can get with Basix Personal Loans?

Basix Personal Loans offers personal loans with terms ranging from 12 to 36 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

Basix Personal Loans Rates & Terms
Loan Amount $3000 - $5000
Loan Term 12 - 36 months
APR 25.99% - 35.99%

What fees does Basix Personal Loans charge?

Does Basix Personal Loans charge an origination fee?

Basix Personal Loans charges a loan origination fee.

Does Basix Personal Loans charge a late fee?

Yes, Basix Personal Loans may charge borrowers a late payment fee of up to $5, which is triggered if you're 15 days late.

Does Basix Personal Loans charge prepayment fees?

No, Basix Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

Basix Personal Loans Fees
Origination Fee N/A
Prepayment Fee? No
Late Payment Fee $5

What do you need to qualify for a loan with Basix Personal Loans?

Applicants with a credit score of at least 560 can apply for a loan via Basix Personal Loans . The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

Active duty servicemembers and their covered dependents are eligible to apply for a loan via Basix Personal Loans. Their rates fall within the limits of The Military Lending Act.

To qualify, applicants may need to provide the following documentation:

  • Proof of citizenship or residence permit
  • Basix Personal Loans Eligibility Criteria
    Minimum Age 18
    Bank Account Required? No
    Joint Applications Accepted? Yes
    Credit Score 560 - 700

    What is the estimated funding time for a personal loan via Basix Personal Loans?

    Basix Personal Loans will typically approve (or deny) a loan application within 24 hours and fund personal loans within 7 business days of approval.

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    About Basix Personal Loans


    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 15 states
    • Alabama
    • California
    • Delaware
    • Georgia
    • Idaho
    • Illinois
    • Missouri
    • Nevada
    • New Hampshire
    • New Mexico
    • Oregon
    • South Carolina
    • South Dakota
    • Utah
    • Virginia

    Feature Breakdown

    No Prepayment Fee  
    Late Fee After (number of days) 15
    Late Fee Amount $5
    Minimum Age 18
    Credit Score Range 560 - 700
    Immigration Status Considered
    • U.S. Permanent Resident
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Joint Loan Applications Accepted
    • Individual Applications
    Verification Documents Required
    • Proof of citizenship/residence (Green Card)
    Loan Amount $3K - $5K
    Loan Term (Months) 12 - 36
    APR (Fixed APR) 25.99% - 35.99%

    Basix Personal Loans Community Reviews


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