Last Updated: 04/18/2025
Brooklyn Coop FCU Personal Loan
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
18.00%(Verified 06/21/2024)
Amount Range
$500 - $15,000
Loan Term (Months)
Up to 144
Brooklyn Coop FCU Personal Loan Review
Brooklyn Coop FCU Personal Loan is offered by Brooklyn Cooperative Federal Credit Union, a credit union founded in 1999 and based in , NY. Brooklyn Coop FCU Personal Loan are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 18.00%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Brooklyn Coop FCU Personal Loan are on the higher end of the spectrum.
- Super long loan terms. Brooklyn Coop FCU Personal Loan offers loan terms of up to 144 months. Most personal loans have a maximum term of 60 months.
Brooklyn Coop FCU Personal Loan Pros & Cons
| Pros | Cons |
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Brooklyn Coop FCU Personal Loan FAQ
What interest rates and personal loan terms does Brooklyn Coop FCU Personal Loan offer?
Brooklyn Coop FCU Personal Loan has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Brooklyn Coop FCU Personal Loan offer?
Brooklyn Coop FCU Personal Loan offers a fixed APR personal loan product of 18.00%.
How much can you borrow via Brooklyn Coop FCU Personal Loan?
Personal loan amounts start at $500.00 and go up to $15,000.00
What is the maximum loan term you can get with Brooklyn Coop FCU Personal Loan?
Brooklyn Coop FCU Personal Loan offers loans with terms of up to 144 months.
| Personal Loan Amount | $500.00 - $15000.00 |
| Loan Term | up to 144 months |
| APR | 18.00% |
What fees does Brooklyn Coop FCU Personal Loan charge?
Does Brooklyn Coop FCU Personal Loan charge an origination fee?
Brooklyn Coop FCU Personal Loan may charge a personal loan origination fee .
Does Brooklyn Coop FCU Personal Loan charge a late fee?
Yes, Brooklyn Coop FCU Personal Loan may charge a late payment fee if you miss one of the regularly scheduled payments of up to $25.00.
Does Brooklyn Coop FCU Personal Loan charge prepayment fees?
No, Brooklyn Coop FCU Personal Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | $25.00 |
What do you need to qualify for Brooklyn Coop FCU Personal Loan?
Brooklyn Coop FCU Personal Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Brooklyn Coop FCU Personal Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Brooklyn Coop FCU Personal Loan.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Proof of income
- Bank account information
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Brooklyn Coop FCU Personal Loan report your account activity to credit bureaus?
Yes, Brooklyn Coop FCU Personal Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Brooklyn Cooperative Federal Credit Union perform a hard credit pull?
Yes, Brooklyn Coop FCU Personal Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Brooklyn Coop FCU Personal Loan legit?
Brooklyn Cooperative Federal Credit Union was founded in 1999, it is a well-established company that has been in business for 27 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
Closed
Tuesday
9:00AM - 5:00PM
Wednesday
11:00AM - 3:00PM
Thursday
11:00AM - 3:00PM
Friday
11:00AM - 6:00PM
Saturday
9:00AM - 2:00PM