Is Carolina Cooperative FCU Personal Loan - Credit Rebuilding the right fit for you?
Last Updated: 04/18/2025
Carolina Cooperative FCU Personal Loan - Credit Rebuilding
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
Starting at 17.90%(Verified 06/21/2024)
Amount Range
N/A
Loan Term (Months)
Up to 24
Carolina Cooperative FCU Personal Loan - Credit Rebuilding Review
Carolina Cooperative FCU Personal Loan - Credit Rebuilding is offered by Carolina Cooperative Federal Credit Union, a credit union founded in 1962 and based in Charlotte, NC. Carolina Cooperative FCU Personal Loan - Credit Rebuilding are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 17.90%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Carolina Cooperative FCU Personal Loan - Credit Rebuilding are on the higher end of the spectrum.
- Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for Carolina Cooperative FCU Personal Loan - Credit Rebuilding.
Carolina Cooperative FCU Personal Loan - Credit Rebuilding Pros & Cons
| Pros | Cons |
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Carolina Cooperative FCU Personal Loan - Credit Rebuilding FAQ
What interest rates and personal loan terms does Carolina Cooperative FCU Personal Loan - Credit Rebuilding offer?
Carolina Cooperative FCU Personal Loan - Credit Rebuilding has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Carolina Cooperative FCU Personal Loan - Credit Rebuilding offer?
Carolina Cooperative FCU Personal Loan - Credit Rebuilding offers a fixed APR personal loan product that starts at 17.90% APR.
What is the maximum loan term you can get with Carolina Cooperative FCU Personal Loan - Credit Rebuilding?
Carolina Cooperative FCU Personal Loan - Credit Rebuilding offers loans with terms of up to 24 months.
| Personal Loan Amount | N/A |
| Loan Term | up to 24 months |
| APR | Starting at 17.90% |
What fees does Carolina Cooperative FCU Personal Loan - Credit Rebuilding charge?
Does Carolina Cooperative FCU Personal Loan - Credit Rebuilding charge an origination fee?
Carolina Cooperative FCU Personal Loan - Credit Rebuilding may charge a personal loan origination fee .
Does Carolina Cooperative FCU Personal Loan - Credit Rebuilding charge a late fee?
Carolina Cooperative FCU Personal Loan - Credit Rebuilding does not disclose whether it charges late payment fees.
Does Carolina Cooperative FCU Personal Loan - Credit Rebuilding charge prepayment fees?
No, Carolina Cooperative FCU Personal Loan - Credit Rebuilding does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Carolina Cooperative FCU Personal Loan - Credit Rebuilding?
Carolina Cooperative FCU Personal Loan - Credit Rebuilding does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Carolina Cooperative FCU Personal Loan - Credit Rebuilding does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner or a co-borrower to either meet eligibility requirements or qualify for lower interest rates.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Carolina Cooperative FCU Personal Loan - Credit Rebuilding.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Application Types Accepted |
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| Credit Score | N/A |
Does Carolina Cooperative FCU Personal Loan - Credit Rebuilding report your account activity to credit bureaus?
Yes, Carolina Cooperative FCU Personal Loan - Credit Rebuilding reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Carolina Cooperative Federal Credit Union perform a hard credit pull?
Yes, Carolina Cooperative FCU Personal Loan - Credit Rebuilding performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Carolina Cooperative FCU Personal Loan - Credit Rebuilding legit?
Carolina Cooperative Federal Credit Union was founded in 1962, it is a well-established company that has been in business for 64 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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Hours of Operation
SundayClosedMonday9:00AM - 5:00PMTuesday9:00AM - 5:00PMWednesday9:00AM - 5:00PMThursday9:00AM - 5:00PMFriday9:00AM - 5:00PMSaturdayClosed
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