SuperMoney
  CNB Personal Loan

CNB Personal Loan

in Personal Loans from CNB

Unaffiliated

CNB Personal Loan

Unaffiliated

in Personal Loans from CNB

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend CNB Personal Loan to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
APR  (Fixed APR) N/A
Loan Amount N/A
Loan Term (Months) N/A

CNB Personal Loan Review

CNB Personal Loan is offered by CNB, a bank founded in 1973 and based in Sevierville, TN. CNB Personal Loan is available in 1 state across the USA.

Key Takeaways
  • Hard credit pull required. You can't check your rates or see if you prequalify for CNB Personal Loan without a hard pull on your credit report. Most lenders give you the option of a soft pull on you credit report.
CNB Personal Loan Pros & Cons
Pros Cons
  • $0 prepayment fee.
  • Considers applicants with fair credit.
  • Charges an origination fee.
  • Do not offer pre-approval with soft credit pull.
  • Charges a late fee.
CNB Personal Loan FAQ

What rates and terms does CNB Personal Loan offer?

CNB Personal Loan has lower interest rates than the average for lenders reviewed on SuperMoney.

What APR rate does CNB Personal Loan offer?

CNB Personal Loan offers a personal loan product but they do not disclose their rates.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

CNB Personal Loan Rates & Terms
Loan Amount N/A
Loan Term N/A
APR N/A

What fees does CNB Personal Loan charge?

Does CNB Personal Loan charge an origination fee?

CNB Personal Loan may charge a loan origination fee.

Does CNB Personal Loan charge a late fee?

Yes, CNB Personal Loan may charge borrowers a late payment fee.

Does CNB Personal Loan charge prepayment fees?

No, CNB Personal Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

CNB Personal Loan Fees
Origination Fee N/A
Prepayment Fee? No
Late Payment Fee N/A

What do you need to qualify for CNB Personal Loan?

Applicants with a credit score of at least 620 and up to 850 may be eligible for CNB Personal Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

CNB Personal Loan does not have or does not disclose a minimum annual income eligibility requirement. CNB Personal Loan only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via CNB Personal Loan. Their rates fall within the limits of The Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by CNB Personal Loan. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

  • Applicants must have an active and valid personal checking or savings account
  • Proof of income
  • Driver's license
  • Government issued photo ID
  • Proof of identity
CNB Personal Loan Eligibility Criteria
Minimum Age 18
Bank Account Required? Yes
Credit Score 620 - 850

Does CNB Personal Loan report your account activity to credit bureaus?

Yes, CNB Personal Loan reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   200 Forks of the River Parkway
    Sevierville, TN 37862
  •   Visit Site

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 4:00pm
  • Tuesday 8:00am - 4:00pm
  • Wednesday 8:00am - 4:00pm
  • Thursday 8:00am - 4:00pm
  • Friday 8:00am - 4:00pm
  • Saturday 8:00am - 8:00am

Other Services by CNB

Availability

  Available in 1 state
Tennessee
Availabile in all of Tennessee

Feature Breakdown

No Prepayment Fee  
Accepts Savings Accounts  
Checking Account Required  
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
  • Tax Returns
Verification Documents Required
  • Proof of Income
  • Proof of Identity
  • Government Issued Photo ID
  • Driver License (or other photo ID)
Credit Score Range 620 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Payment Options
  • Automatic Payments
  • Check by mail
  • Storefront
  • Bank Transfer
  • Cash

Be the first to rate

 

Would you recommend CNB Personal Loan to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

SUPERMONEY NET RECOMMENDATION SCORE

0%

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

Other Personal Loans