|APR (Fixed APR)||N/A|
|Loan Term (Months)||N/A|
CNB Personal Loan Review
CNB Personal Loan is offered by CNB, a bank founded in 1973 and based in Sevierville, TN. CNB Personal Loan is available in 1 state across the USA.
CNB loans Pros & Cons
CNB loans FAQ
What interest rates and personal loan terms does CNB loans offer?
CNB loans has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does CNB loans offer?
CNB loans offers a fixed APR personal loan product but they do not disclose their interest rates.
|Personal Loan Amount||N/A|
What fees does CNB loans charge?
Does CNB loans charge an origination fee?
CNB loans may charge a personal loan origination fee.
Does CNB loans charge a late fee?
No, CNB loans will not charge you a late fee if you miss one of the monthly payments.
Does CNB loans charge prepayment fees?
No, CNB loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
|Late Payment Fee||No|
What do you need to qualify for CNB Personal Loan?Applicants with a credit score of at least 620 and up to 850 may be eligible for CNB Personal Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
CNB Personal Loan does not have or does not disclose a minimum annual income eligibility requirement. CNB Personal Loan only considers borrowers who are employed.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via CNB Personal Loan. Their rates fall within the limits of The Military Lending Act.
U.S. citizens are, of course, eligible for the services offered by CNB Personal Loan. Permanent resident / green card holders are also eligible to apply.
To qualify, applicants may need to provide the following documentation:
- Applicants must have an active and valid personal checking or savings account
- Proof of income
- Driver's license
- Government issued photo ID
- Proof of identity
|Bank Account Required?||Yes|
|Credit Score||620 - 850|
Does CNB Personal Loan report your account activity to credit bureaus?
Yes, CNB Personal Loan reports your account activity to the following credit reporting agencies:
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
Is CNB a legit company?
CNB was founded in 1973, it is a well-established company that has been in business for 49 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
Other Services by CNB
|No Prepayment Fee|
|Accepts Savings Accounts|
|Checking Account Required|
|Employment Statuses Considered||
|Immigration Status Considered||
|Supported Income Types||
|Verification Documents Required||
|Credit Score Range||620 - 850|
|Credit Bureau Reporting||