|APR (Fixed APR)||N/A|
|Loan Term (Months)||N/A|
CNB Personal Loan Review
CNB Personal Loan is offered by CNB, a bank founded in 1973 and based in Sevierville, TN. CNB Personal Loan is available in 1 state across the USA.
- Hard credit pull required. You can't check your rates or see if you prequalify for CNB Personal Loan without a hard pull on your credit report. Most lenders give you the option of a soft pull on you credit report.
What rates and terms does CNB Personal Loan offer?
CNB Personal Loan has lower interest rates than the average for lenders reviewed on SuperMoney.
What APR rate does CNB Personal Loan offer?
CNB Personal Loan offers a fixed APR personal loan product but they do not disclose their rates.
What fees does CNB Personal Loan charge?
Does CNB Personal Loan charge an origination fee?
CNB Personal Loan may charge a loan origination fee.
Does CNB Personal Loan charge a late fee?
Yes, CNB Personal Loan may charge borrowers a late payment fee.
Does CNB Personal Loan charge prepayment fees?
No, CNB Personal Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
|Late Payment Fee||N/A|
What do you need to qualify for CNB Personal Loan?Applicants with a credit score of at least 620 and up to 850 may be eligible for CNB Personal Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
CNB Personal Loan does not have or does not disclose a minimum annual income eligibility requirement. CNB Personal Loan only considers borrowers who are employed.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via CNB Personal Loan. Their rates fall within the limits of The Military Lending Act.
U.S. citizens are, of course, eligible for the services offered by CNB Personal Loan. Permanent resident / green card holders are also eligible to apply.
To qualify, applicants may need to provide the following documentation:
- Applicants must have an active and valid personal checking or savings account
- Proof of income
- Driver's license
- Government issued photo ID
- Proof of identity
|Bank Account Required?||Yes|
|Credit Score||620 - 850|
Does CNB Personal Loan report your account activity to credit bureaus?
Yes, CNB Personal Loan reports your account activity to the following credit reporting agencies:
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
200 Forks of the River Parkway
Sevierville, TN 37862
- Visit Site
Other Services by CNB
|No Prepayment Fee|
|Accepts Savings Accounts|
|Checking Account Required|
|Employment Statuses Considered||
|Immigration Status Considered||
|Supported Income Types||
|Verification Documents Required||
|Credit Score Range||620 - 850|
|Credit Bureau Reporting||