CNB Personal Loan

CNB Personal Loan

in Personal Loans from CNB


CNB Personal Loan


in Personal Loans from CNB

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CNB Personal Loan Review

CNB Personal Loan is offered by CNB, a bank founded in 1973 and based in Sevierville, TN. CNB Personal Loan is available in 1 state across the USA.

Key Takeaways
  • Hard credit pull required. You can't check your rates or see if you prequalify for CNB Personal Loan without a hard pull on your credit report. Most lenders give you the option of a soft pull on you credit report.
CNB loans Pros & Cons
Pros Cons
  • $0 prepayment fee.
  • Considers applicants with fair credit.
  • Charges an origination fee.
  • Do not offer pre-approval with soft credit pull.
  • Charges a late fee.
CNB loans FAQ

What interest rates and personal loan terms does CNB loans offer?

CNB loans has lower than average interest rates for lenders reviewed on SuperMoney.

What interest rates does CNB loans offer?

CNB loans offers a fixed APR personal loan product but they do not disclose their interest rates.

CNB loans Interest Rates & Loan Terms
Personal Loan Amount N/A
Loan Term N/A

What fees does CNB loans charge?

Does CNB loans charge an origination fee?

CNB loans may charge a personal loan origination fee.

Does CNB loans charge a late fee?

Yes, CNB loans may charge borrowers a late payment fee if you miss one of the monthly payments.

Does CNB loans charge prepayment fees?

No, CNB loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

CNB loans Fees
Origination Fee No
Prepayment Fee No
Late Payment Fee No

What do you need to qualify for CNB Personal Loan?

Applicants with a credit score of at least 620 and up to 850 may be eligible for CNB Personal Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

CNB Personal Loan does not have or does not disclose a minimum annual income eligibility requirement. CNB Personal Loan only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via CNB Personal Loan. Their rates fall within the limits of The Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by CNB Personal Loan. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

  • Applicants must have an active and valid personal checking or savings account
  • Proof of income
  • Driver's license
  • Government issued photo ID
  • Proof of identity
CNB loans Eligibility Criteria
Minimum Age 18
Bank Account Required? Yes
Credit Score 620 - 850

Does CNB Personal Loan report your account activity to credit bureaus?

Yes, CNB Personal Loan reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.


  Available in 1 state
Availabile in all of Tennessee

Feature Breakdown

No Prepayment Fee
Accepts Savings Accounts
Checking Account Required
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
  • Tax Returns
Verification Documents Required
  • Proof of Income
  • Proof of Identity
  • Government Issued Photo ID
  • Driver License (or other photo ID)
Credit Score Range 620 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Payment Options
  • Automatic Payments
  • Check by mail
  • Storefront
  • Bank Transfer
  • Cash

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