CNB Personal Loan Review

CNB Personal Loan is offered by CNB, a bank founded in 1973 and based in Sevierville, TN. CNB Personal Loan is available in 1 state across the USA.

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• Hard credit pull required. You can't check your rates or see if you prequalify for CNB Personal Loan without a hard pull on your credit report. Most lenders give you the option of a soft pull on you credit report.

Pros	Cons
$0 prepayment fee. Considers applicants with fair credit.	Charges an origination fee. Do not offer pre-approval with soft credit pull. Charges a late fee.

What rates and terms does CNB Personal Loan offer?

CNB Personal Loan has lower interest rates than the average for lenders reviewed on SuperMoney.

What fees does CNB Personal Loan charge?

What do you need to qualify for CNB Personal Loan?

Applicants with a credit score of at least 620 and up to 850 may be eligible for CNB Personal Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

CNB Personal Loan does not have or does not disclose a minimum annual income eligibility requirement. CNB Personal Loan only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via CNB Personal Loan. Their rates fall within the limits of The Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by CNB Personal Loan. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

• Applicants must have an active and valid personal checking or savings account
• Proof of income
• Driver's license
• Government issued photo ID
• Proof of identity

CNB Personal Loan Eligibility Criteria

Minimum Age	18
Bank Account Required?	Yes
Credit Score	620 - 850

Does CNB Personal Loan report your account activity to credit bureaus?

Yes, CNB Personal Loan reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.