Last Updated: 04/18/2025
CoastLife Credit Union Lifestyle (Unsecured) Loans
Unaffiliated
in Personal Loans from CoastLife Credit Union
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
Starting at 12.50%(Verified 06/21/2024)
Amount Range
N/A
Loan Term (Months)
Up to 60
CoastLife Credit Union Lifestyle (Unsecured) Loans Review
CoastLife Credit Union Lifestyle (Unsecured) Loans is offered by CoastLife Credit Union, a credit union founded in 1935 and based in Corpus Christi, TX. CoastLife Credit Union Lifestyle (Unsecured) Loans are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 12.50%. Personal loan interest rates typically range between 9% and 36%. The starting rates for CoastLife Credit Union Lifestyle (Unsecured) Loans are on the higher end of the spectrum.
CoastLife Credit Union Lifestyle (Unsecured) Loans Pros & Cons
| Pros | Cons |
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CoastLife Credit Union Lifestyle (Unsecured) Loans FAQ
What interest rates and personal loan terms does CoastLife Credit Union Lifestyle (Unsecured) Loans offer?
CoastLife Credit Union Lifestyle (Unsecured) Loans has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does CoastLife Credit Union Lifestyle (Unsecured) Loans offer?
CoastLife Credit Union Lifestyle (Unsecured) Loans offers a fixed APR personal loan product that starts at 12.50% APR.
What is the maximum loan term you can get with CoastLife Credit Union Lifestyle (Unsecured) Loans?
CoastLife Credit Union Lifestyle (Unsecured) Loans offers loans with terms of up to 60 months.
| Personal Loan Amount | N/A |
| Loan Term | up to 60 months |
| APR | Starting at 12.50% |
What fees does CoastLife Credit Union Lifestyle (Unsecured) Loans charge?
Does CoastLife Credit Union Lifestyle (Unsecured) Loans charge an origination fee?
CoastLife Credit Union Lifestyle (Unsecured) Loans may charge a personal loan origination fee .
Does CoastLife Credit Union Lifestyle (Unsecured) Loans charge a late fee?
CoastLife Credit Union Lifestyle (Unsecured) Loans does not disclose whether it charges late payment fees.
Does CoastLife Credit Union Lifestyle (Unsecured) Loans charge prepayment fees?
No, CoastLife Credit Union Lifestyle (Unsecured) Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for CoastLife Credit Union Lifestyle (Unsecured) Loans?
CoastLife Credit Union Lifestyle (Unsecured) Loans does not require or does not disclose a credit score minimum. CoastLife Credit Union Lifestyle (Unsecured) Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by CoastLife Credit Union Lifestyle (Unsecured) Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | N/A |
| Bank Account Required? | No |
| Credit Score | N/A |
Does CoastLife Credit Union Lifestyle (Unsecured) Loans report your account activity to credit bureaus?
Yes, CoastLife Credit Union Lifestyle (Unsecured) Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does CoastLife Credit Union perform a hard credit pull?
Yes, CoastLife Credit Union Lifestyle (Unsecured) Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are CoastLife Credit Union Lifestyle (Unsecured) Loans legit?
CoastLife Credit Union was founded in 1935, it is a well-established company that has been in business for 91 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:30PM
Tuesday
9:00AM - 5:30PM
Wednesday
10:00AM - 5:30PM
Thursday
9:00AM - 5:30PM
Friday
9:00AM - 5:30PM
Saturday
Closed