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Last Updated: 04/18/2025

Covington Credit Loans

in Personal Loans from Heights Finance Corporation

Last Updated: 04/18/2025

Created by:

SuperMoney

Fact Checked by:

Andrew Latham

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Highlights

APR (Factor Based)

N/A

Amount Range

$300 - $1,500

Loan Term (Months)

N/A

Covington Credit Loans Review

Covington Credit Loans is offered by Heights Finance Corporation, a nonbank financial services provider founded in 1992 and based in Greenville, SC. Covington Credit Loans are available in 6 states.

Key Takeaways

Small-dollar loans. Covington Credit Loans has a maximum loan amount of just $1,500 .

Covington Credit Loans Pros & Cons

Pros

Cons

Charges an origination fee.
Small loan amounts (maximum of $1,500).
Does not offer pre-approval with soft credit pull.
Covington Credit Loans does not report to credit bureaus.
Charges prepayment fees.
No co-sign option available.

Covington Credit Loans FAQ

What interest rates and personal loan terms does Covington Credit Loans offer?

Covington Credit Loans has lower than average interest rates for lenders reviewed on SuperMoney.

What interest rates does Covington Credit Loans offer?

Covington Credit Loans offers a personal loan product but they do not disclose their interest rates.

How much can you borrow via Covington Credit Loans?

Personal loan amounts start at $300 and go up to $1,500

Covington Credit Loans Interest Rates & Loan Terms

Personal Loan Amount

$300 - $1500

Loan Term

N/A

APR

N/A

What fees does Covington Credit Loans charge?

Does Covington Credit Loans charge an origination fee?

Covington Credit Loans may charge a personal loan origination fee .

Does Covington Credit Loans charge a late fee?

Covington Credit Loans does not disclose whether it charges late payment fees.

Does Covington Credit Loans charge prepayment fees?

No, Covington Credit Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

Covington Credit Loans Fees

Origination Fee

Prepayment Fee

N/A

Late Payment Fee

What do you need to qualify for Covington Credit Loans?

Covington Credit Loans does not require or does not disclose a credit score minimum.

Covington Credit Loans does not have or does not disclose a minimum annual income eligibility requirement.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Covington Credit Loans.

To qualify, applicants may need to provide the following documentation:

Driver's license or other government photo ID
Proof of identity
Proof of citizenship or residence permit

Covington Credit Loans Eligibility Criteria

Minimum Age

N/A

Bank Account Required?

Credit Score

N/A

Does Heights Finance Corporation perform a hard credit pull?

Yes, Covington Credit Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.

Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Are Covington Credit Loans legit?

Heights Finance was founded in 1992, it is a well-established company that has been in business for 34 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

101 N Main St

Suite 600

Greenville, SC 29601

Hours of Operation

Sunday

Closed

Monday

8:30AM - 5:30PM

Tuesday

8:30AM - 5:30PM

Wednesday

8:30AM - 5:30PM

Thursday

8:30AM - 5:30PM

Friday

8:30AM - 5:30PM

Saturday

Closed

Covington Credit Loans

Get Competing Personal Loan Offers

Highlights

Covington Credit Loans Review

Key Takeaways

Covington Credit Loans Pros & Cons

Covington Credit Loans FAQ

What interest rates and personal loan terms does Covington Credit Loans offer?

What interest rates does Covington Credit Loans offer?

How much can you borrow via Covington Credit Loans?

What fees does Covington Credit Loans charge?

Does Covington Credit Loans charge an origination fee?

Does Covington Credit Loans charge a late fee?

Does Covington Credit Loans charge prepayment fees?

What do you need to qualify for Covington Credit Loans?

Does Heights Finance Corporation perform a hard credit pull?

Are Covington Credit Loans legit?

Contact

Hours of Operation

Other Services by Heights Finance Corporation