|Loan Amount||$300 - $1,500|
|Loan Term (Months)||N/A|
Covington Credit Loans Review
Covington Credit Loans is offered by Heights Finance, a nonbank financial services provider founded in 1992 and based in Greenville, SC. Covington Credit Loans are available in 6 states across the USA.
- Small-dollar loans. Covington Credit Loans has a maximum loan amount of just $1,500.
- Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your Covington Credit Loans early.
Covington Credit Loans Pros & Cons
Covington Credit Loans FAQ
What interest rates and personal loan terms does Covington Credit Loans offer?
Covington Credit Loans has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Covington Credit Loans offer?
Covington Credit Loans offers a personal loan product but they do not disclose their interest rates.
How much can you borrow via Covington Credit Loans?
Personal loan amounts start at $300and go up to $1,500
|Personal Loan Amount||$300 - $1500|
What fees does Covington Credit Loans charge?
Does Covington Credit Loans charge an origination fee?
Covington Credit Loans may charge a personal loan origination fee.
Does Covington Credit Loans charge a late fee?
No, Covington Credit Loans will not charge you a late fee if you miss one of the monthly payments.
Does Covington Credit Loans charge prepayment fees?
No, Covington Credit Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
|Late Payment Fee||No|
What do you need to qualify for Covington Credit Loans?Covington Credit Loans does not require or does not disclose a credit score minimum.
Covington Credit Loans does not have or does not disclose a minimum annual income eligibility requirement. Covington Credit Loans only considers borrowers who are employed.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Covington Credit Loans. Their rates fall within the limits of The Military Lending Act.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Covington Credit Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license
- Proof of identity
- Proof of citizenship or residence permit
|Bank Account Required?||No|
|Application Types Accepted||
Are Covington Credit Loans legit?
Heights Finance Corporation was founded in 1992, it is a well-established company that has been in business for 31 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
- South Carolina
|Employment Statuses Considered||
|Immigration Status Considered||
|Joint Loan Applications Accepted||
|Supported Income Types||
|Verification Documents Required||
|APR Type||Factor Based|
|Loan Amount||$300 - $1,500|