Covington Credit Loans
Covington Credit Loans
in Personal Loans from Heights Finance Corporation

Covington Credit Loans

in Personal Loans from Heights Finance Corporation
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Loan Amount $300 - $1,500
Loan Term (Months) N/A

Covington Credit Loans Review

Covington Credit Loans is offered by Heights Finance, a nonbank financial services provider founded in 1992 and based in Greenville, SC. Covington Credit Loans are available in 6 states across the USA.

Key Takeaways

  • Small-dollar loans. Covington Credit Loans has a maximum loan amount of just $1,500.
  • Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your Covington Credit Loans early.

Covington Credit Loans Pros & Cons

Pros Cons
  • Charges an origination fee.
  • Small loan amounts (maximum of $1,500).
  • Does not offer pre-approval with soft credit pull.
  • Covington Credit Loans does not report to credit bureaus.
  • Charges prepayment fees.
  • Charges a late fee

Covington Credit Loans FAQ

What interest rates and personal loan terms does Covington Credit Loans offer?

Covington Credit Loans has lower than average interest rates for lenders reviewed on SuperMoney.

What interest rates does Covington Credit Loans offer?

Covington Credit Loans offers a personal loan product but they do not disclose their interest rates.

How much can you borrow via Covington Credit Loans?

Personal loan amounts start at $300and go up to $1,500

Covington Credit Loans Interest Rates & Loan Terms
Personal Loan Amount $300 - $1500
Loan Term N/A

What fees does Covington Credit Loans charge?

Does Covington Credit Loans charge an origination fee?

Covington Credit Loans may charge a personal loan origination fee.

Does Covington Credit Loans charge a late fee?

No, Covington Credit Loans will not charge you a late fee if you miss one of the monthly payments.

Does Covington Credit Loans charge prepayment fees?

No, Covington Credit Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

Covington Credit Loans Fees
Origination Fee No
Prepayment Fee N/A
Late Payment Fee No

What do you need to qualify for Covington Credit Loans?

Covington Credit Loans does not require or does not disclose a credit score minimum.

Covington Credit Loans does not have or does not disclose a minimum annual income eligibility requirement. Covington Credit Loans only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Covington Credit Loans. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Covington Credit Loans.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of identity
  • Proof of citizenship or residence permit
Covington Credit Loans Eligibility Criteria
Minimum Age N/A
Bank Account Required? No
Application Types Accepted
  • Individual Applications
Credit Score N/A

Are Covington Credit Loans legit?

Heights Finance Corporation was founded in 1992, it is a well-established company that has been in business for 31 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.


Hours of Operation

  • Sunday Closed
  • Monday 8:30am - 5:30pm
  • Tuesday 8:30am - 5:30pm
  • Wednesday 8:30am - 5:30pm
  • Thursday 8:30am - 5:30pm
  • Friday 8:30am - 5:30pm
  • Saturday Closed

About Covington Credit Loans


  Available in 6 states
  • Alabama
  • Georgia
  • Oklahoma
  • South Carolina
  • Tennessee
  • Texas

Feature Breakdown

Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Joint Loan Applications Accepted
  • Individual Applications
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
  • Proof of Identity
  • Social Security Number
  • Employer Identification Number
APR Type Factor Based
Loan Amount $300 - $1,500

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