Last Updated: 12/15/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rate
Cast Your Vote
Get Competing Personal Loan Offers
Compare personal loan offers from multiple vetted lenders.
Discover your lowest eligible rate in minutes.
See how much you qualify for and what your monthly payment will be.
Get Personalized Rates
It's quick, easy, and won't hurt your credit score.
Highlights
APR (Fixed APR)
N/A
Amount Range
$2,500 - $45,000
Loan Term (Months)
24 - 60
Credit9 Personal Loans Review
Credit9 Personal Loans is offered by Credit9 LLC, a nonbank financial services provider founded in 2017 and based in Irvine, CA. Credit9 Personal Loans are available in 41 states,Puerto Rico, and Washington, DC.
Key Takeaways
- .
- Fast access to funds. If approved, you can sometimes get your money within 1 business day*.
- Large loan amounts. You can apply for loan amounts of up to $45,000 with Credit9 Personal Loans .
- Prequalified rate. You can check your prequalified rate at Credit9 LLC with a soft pull that will not affect your FICO or VantageScore.
- No origination fee. Credit9 Personal Loans does not charge a loan origination fee.
Credit9 Personal Loans Pros & Cons
| Pros | Cons |
|
|
Credit9 Personal Loans FAQ
What interest rates and personal loan terms does Credit9 Personal Loans offer?
Credit9 Personal Loans has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Credit9 Personal Loans offer?
Credit9 Personal Loans offers a fixed APR personal loan product but they do not disclose their interest rates.
How much can you borrow via Credit9 Personal Loans?
Personal loan amounts start at $2,500 and go up to $45,000
What is the maximum loan term you can get with Credit9 Personal Loans?
Credit9 Personal Loans offers loans with terms of up to 60 months.
| Personal Loan Amount | $2500 - $45000 |
| Loan Term | 24 - 60 months |
| APR | N/A |
What fees does Credit9 Personal Loans charge?
Does Credit9 Personal Loans charge an origination fee?
Credit9 Personal Loans does not charge a personal loan origination fee.
A personal loan origination fee is what some lenders charge for processing, underwriting, and funding a personal loan. Typically origination fees range from 0.5% to 5% of the personal loan amount. Whenever possible, consider lenders that don’t charge origination fees.
Does Credit9 Personal Loans charge a late fee?
Credit9 Personal Loans does not disclose whether it charges late payment fees.
Does Credit9 Personal Loans charge prepayment fees?
No, Credit9 Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | No |
| Late Payment Fee | No |
What do you need to qualify for Credit9 Personal Loans?
Applicants with a credit score of at least 610 and up to 650 may be eligible for Credit9 Personal Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Credit9 Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Credit9 Personal Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of citizenship or residence permit
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | 610 - 650 |
What is the estimated funding time for a personal loan via Credit9 Personal Loans?
Credit9 Personal Loans will typically fund loans within 1 to 2 business days of approval and clearing necessary verifications.
Does Credit9 LLC perform a hard credit pull?
As is the case with most providers, a hard credit pull will likely occur if you accept an offer after checking your rates. Credit9 Personal Loans allows you to check your rates with a soft credit pull.
Are Credit9 Personal Loans legit?
Credit9 was founded in 2017, it is a well-established company that has been in business for 9 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
6:00AM - 6:00PM
Tuesday
6:00AM - 6:00PM
Wednesday
6:00AM - 6:00PM
Thursday
6:00AM - 6:00PM
Friday
6:00AM - 6:00PM
Saturday
Closed