Is CS Credit Union Signature Loan the right fit for you?
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
Starting at 8.90%(Verified 07/02/2024)
Amount Range
N/A
Loan Term (Months)
N/A
CS Credit Union Signature Loan Review
CS Credit Union Signature Loan is offered by CS Credit Union, a credit union founded in 1986 and based in Catawba, NC. CS Credit Union Signature Loan are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- APRs starting at 8.90%. Personal loan interest rates typically range between 9% and 36%. The starting rates for CS Credit Union Signature Loan are on the lower end of the spectrum.
- Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for CS Credit Union Signature Loan.
CS Credit Union Signature Loan Pros & Cons
| Pros | Cons |
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CS Credit Union Signature Loan FAQ
What interest rates and personal loan terms does CS Credit Union Signature Loan offer?
What interest rates does CS Credit Union Signature Loan offer?
CS Credit Union Signature Loan offers a fixed APR personal loan product that starts at 8.90% APR.
| Personal Loan Amount | N/A |
| Loan Term | N/A |
| APR | Starting at 8.90% |
What fees does CS Credit Union Signature Loan charge?
Does CS Credit Union Signature Loan charge an origination fee?
CS Credit Union Signature Loan may charge a personal loan origination fee .
Does CS Credit Union Signature Loan charge a late fee?
CS Credit Union Signature Loan does not disclose whether it charges late payment fees.
Does CS Credit Union Signature Loan charge prepayment fees?
No, CS Credit Union Signature Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for CS Credit Union Signature Loan?
CS Credit Union Signature Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. CS Credit Union Signature Loan does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner or a co-borrower to either meet eligibility requirements or qualify for lower interest rates.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by CS Credit Union Signature Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Application Types Accepted |
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| Credit Score | N/A |
Does CS Credit Union Signature Loan report your account activity to credit bureaus?
Yes, CS Credit Union Signature Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does CS Credit Union perform a hard credit pull?
Yes, CS Credit Union Signature Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are CS Credit Union Signature Loan legit?
CS Credit Union was founded in 1986, it is a well-established company that has been in business for 40 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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Hours of Operation
SundayClosedMonday8:30AM - 5:00PMTuesday8:30AM - 5:00PMWednesday8:30AM - 5:00PMThursday8:30AM - 5:00PMFriday8:30AM - 5:00PMSaturdayClosed
Other Services by CS Credit Union
Other Personal Loans from CS Credit Union
Rating not yet determined
APR
16.00%
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Amount Range
N/A
Loan Term (Months)
N/A
Rating not yet determined
APR
3.25%
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Amount Range
N/A
Loan Term (Months)
Up to 60
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Learn MoreSuperMoney Net Recommendation Score
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