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Last Updated: 04/18/2025

evolve Federal CU Personal Loans

from evolve Federal Credit Union

Last Updated: 04/18/2025

Created by:

SuperMoney

Fact Checked by:

Andrew Latham

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Highlights

APR (Variable APR)

N/A

Amount Range

N/A

Loan Term (Months)

N/A

evolve Federal CU Personal Loans Review

evolve Federal CU Personal Loans is offered by evolve Federal Credit Union, a credit union founded in 1936 and based in El Paso, TX. evolve Federal CU Personal Loans are available in 50 states and Washington, DC.

Key Takeaways

Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging.
Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for evolve Federal CU Personal Loans.

evolve Federal CU Personal Loans Pros & Cons

Pros

Cons

Accepts cosigners and coborrowers.

Charges an origination fee.
Does not offer pre-approval with soft credit pull.
evolve Federal CU Personal Loans does not report to credit bureaus.
Charges prepayment fees.

evolve Federal CU Personal Loans FAQ

What interest rates and personal loan terms does evolve Federal CU Personal Loans offer?

evolve Federal CU Personal Loans has lower than average interest rates for lenders reviewed on SuperMoney.

What interest rates does evolve Federal CU Personal Loans offer?

evolve Federal CU Personal Loans offers a variable APR personal loan product but they do not disclose their interest rates.

evolve Federal CU Personal Loans Interest Rates & Loan Terms

Personal Loan Amount

N/A

Loan Term

N/A

APR

N/A

What fees does evolve Federal CU Personal Loans charge?

Does evolve Federal CU Personal Loans charge an origination fee?

evolve Federal CU Personal Loans may charge a personal loan origination fee .

Does evolve Federal CU Personal Loans charge a late fee?

evolve Federal CU Personal Loans does not disclose whether it charges late payment fees.

Does evolve Federal CU Personal Loans charge prepayment fees?

No, evolve Federal CU Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

evolve Federal CU Personal Loans Fees

Origination Fee

Prepayment Fee

N/A

Late Payment Fee

What do you need to qualify for evolve Federal CU Personal Loans?

evolve Federal CU Personal Loans does not require or does not disclose a credit score minimum.

evolve Federal CU Personal Loans does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner or a co-borrower to either meet eligibility requirements or qualify for lower interest rates.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by evolve Federal CU Personal Loans.

To qualify, applicants may need to provide the following documentation:

Proof of income
Driver's license or other government photo ID
Proof of identity

evolve Federal CU Personal Loans Eligibility Criteria

Minimum Age

N/A

Bank Account Required?

Application Types Accepted

Co-borrowers
Cosigners
Individual Applications

Credit Score

N/A

Does evolve Federal Credit Union perform a hard credit pull?

Yes, evolve Federal CU Personal Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.

Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Are evolve Federal CU Personal Loans legit?

evolve Federal Credit Union was founded in 1936, it is a well-established company that has been in business for 90 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

8840 Gazelle Dr

El Paso, TX 79925

(915) 593-5866

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

9:30AM - 5:30PM

Tuesday

9:30AM - 5:30PM

Wednesday

9:30AM - 5:30PM

Thursday

9:30AM - 5:30PM

Friday

9:30AM - 5:30PM

Saturday

Closed

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Other Personal Loans from evolve Federal Credit Union

evolve Federal Credit Union Personal Loans

Rating not yet determined

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APR

12.5% - 18%

Disclaimer popup with additional information

Amount Range

Up to $15K

Loan Term (Months)

Up to 48

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.